Things I didn't know

[ERD50]

I don't know why:

The government changes common definitions of things we all accept. For example, when looking at your Social Security adjustments for taking payments early/late, I found this table:

Early or delayed retirement

Which very clearly spells out the various % of FRA payment based on the year you were born and the age you wish to take SS.

But "the year you were born" has fine print. WTH? Why do we need fine print for "the year you were born"? Wouldn't that just be, well, gee, I don't know, just taking a wild stab at this, I'm not all that bright, but I'd normally assume that "the year you were born" would actually mean "the year you were born". No?

Quote:

Note: Persons born on January 1 of any year should refer to the previous year of birth.

Roughly 1/365 people are born on Jan 1 - if you asked them what year they were born, would they ever think to refer to the previous year of birth?

And what's with "the year after you turn 70 1/2" (RMDs). Isn't that the year you turn 71 1/2?

Are they just messin' with us? Like SS and RMDs aren't already complicated enough?

-ERD50

[imoldernu]

Quote:

Originally Posted by ERD50 I don't know why: Are they just messin' with us? Like SS and RMDs aren't already complicated enough? -ERD50

Age is a funny thing. Like, when I say I'm 25, I'm not lying, because I am 25, and a whole lot older. But If I say I'm 78, then that's not quite true either. Because I've been 78 for a long time.
So when asked, I tell them I'm in my 79th year (actually 78 and 7/12ths). In a very short time I shall be in by 80th year.

Strange things happen with regard to age. My best friend and I were born in the same hospital 2 days apart. Our moms were in the same maternity room and grew to be best friends forever. Al was born on the 1st , and I was born on the the third. The cut off date for entering first grade at age 6, was the second... so he was always a year ahead of me. No kindergarten in those days.

So if asked, I always say I'm 79, because I was 78 for a whole year, and I've graduated.

[mystang52]

Quote:

Originally Posted by Walt34 Finally, after all this abstract discussion a bit of truly practical applied physics!

+1 !

[Meadbh]

Quote:

Originally Posted by Htown Harry You retired guys are all deep thinkers. This was my discovery for the week. Finally, a scientific solution to the dreaded "poop splash" - Vox

I love science....

www.youtube.com/watch?v=eQR1r1KTjaE

[kcowan]

Being a snowbird in Mexico, I am always amazed that people think North America means US/Canada, ignoring the other 39 countries that make it up:

Countries in North America

Those of us in the know refer to NOB to mean Canada/US. And when we are in Canada, we refer to SOBs to the south, including USians!

[NYEXPAT]

Quote:

Originally Posted by kcowan Being a snowbird in Mexico, I am always amazed that people think North America means US/Canada, ignoring the other 39 countries that make it up: Countries in North America Those of us in the know refer to NOB to mean Canada/US. And when we are in Canada, we refer to SOBs to the south, including USians!

I have met many a NOB that in reality turned out to be a SOB!

[kcowan]

Quote:

Originally Posted by NYEXPAT I have met many a NOB that in reality turned out to be a SOB!

Here is a definitive source:
Who's Your Mama Videos
Kent Ohio takes the crown!