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Asset Allocation - The New York Times

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“Asset allocation” describes dividing one's investments among the various types of asset classes. One investment portfolio, for example, may have assets allocated to a mix of bond funds, money market accounts and real estate. Another may be made up of investments in bond funds and annuities. How an investor determines the right portfolio mix depends on that investor’s investment objectives. Over all, asset allocation aims to maximize returns while minimizing risk. Here is some information to help you learn how to balance your portfolio with a variety of asset classes.

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