yakers
Thinks s/he gets paid by the post
I think this is an appropriate place to post this as Federal employees will already be looking at this thread and it could be useful to younger planners as well as old f%%ts like me.
What is your TSP asset allocation?
Your age and/or years until expected withdrawals?
Other asset allocation issues?
I expect to retire in 2 or 3 years and began withdrawals in about 6 years. I currently have these TSP allocations:
C fund (S&P500) 40%
I fund (intl index) 20%
S fund (small cap index) 20%
G fund (govt bonds, do not know how to describe it) 20%
I also have about 30% of my retirement funds (about equal to 60% of TSP funds) in an IRA Oppenheimer growth fund (OPTFX) .
I have a few other funds with small amounts, a Roth in Vanguard (VAAPX), some small DRIP stocks and cash in the credit union. But my big ones are the TSP and OPTFX and a mortgage free house and "the pension".
While I would like some safety and the G fund is safe, I assume that the (currently) inflation indexed pension allows more risk, right? That is why I do not have more bonds or other fixed assets. any comments?
What is your TSP asset allocation?
Your age and/or years until expected withdrawals?
Other asset allocation issues?
I expect to retire in 2 or 3 years and began withdrawals in about 6 years. I currently have these TSP allocations:
C fund (S&P500) 40%
I fund (intl index) 20%
S fund (small cap index) 20%
G fund (govt bonds, do not know how to describe it) 20%
I also have about 30% of my retirement funds (about equal to 60% of TSP funds) in an IRA Oppenheimer growth fund (OPTFX) .
I have a few other funds with small amounts, a Roth in Vanguard (VAAPX), some small DRIP stocks and cash in the credit union. But my big ones are the TSP and OPTFX and a mortgage free house and "the pension".
While I would like some safety and the G fund is safe, I assume that the (currently) inflation indexed pension allows more risk, right? That is why I do not have more bonds or other fixed assets. any comments?