wanderer69
Dryer sheet wannabe
- Joined
- Mar 28, 2005
- Messages
- 17
X-posted at raddr- pages. Any additional suggestions?
1. overseas treatment in Thailand/India/other low cost medical tourism place.
2. get Rx meds overseas or via internet.
3. MSAs set up before entering retirement (have to confess ignorance - has to paid for with earned income, non?).
4. work a bit longer build up nest egg reduce time spent in retirement.
5. maintain health - exercise, diet, etc.
6. high deductible, catastrophic policy.
7. uninsurable pool run by states (e.g. Washington state).
8. save and invest like a banshee.
9. 'unretire' for a few weeks a year - some companies give health insurance if you work over Christmas holidays
10. work a job that older folks can do. maintain the job and get yourself closer to the time when Medicare kicks in: e.g. academia, teach at community college, etc.
11. shortage of younger workers means more of the brief stints that could include health care (Wal Mart doesn't provide health care, I think).
12. Access to overseas health care either by a) living there or b) visiting (Just to clarify one above).
13. Become a student and get coverage thru clinic on campus - work towards a series of degrees. May be cheaper than actual health insurance and co-pays.
14. get COBRA coverage
15. Meet the requirements of HIPAA and be willing to pay for what may be very expensive individual coverage (6 requirements per Martha)
16. Meet, befriend, marry a spouse from a nationalized health care country (say, Canada, Western Europe, etc.). Obvious HUGE risk to sanity and assets.
17. Hedge cost of health care by investing in VGHCX, individual health care-related equities whose appreciation may equal or exceed the increase in retiree medical costs/premia.
http://www.raddr-pages.com/forums/viewtopic.php?p=9732#9732
1. overseas treatment in Thailand/India/other low cost medical tourism place.
2. get Rx meds overseas or via internet.
3. MSAs set up before entering retirement (have to confess ignorance - has to paid for with earned income, non?).
4. work a bit longer build up nest egg reduce time spent in retirement.
5. maintain health - exercise, diet, etc.
6. high deductible, catastrophic policy.
7. uninsurable pool run by states (e.g. Washington state).
8. save and invest like a banshee.
9. 'unretire' for a few weeks a year - some companies give health insurance if you work over Christmas holidays
10. work a job that older folks can do. maintain the job and get yourself closer to the time when Medicare kicks in: e.g. academia, teach at community college, etc.
11. shortage of younger workers means more of the brief stints that could include health care (Wal Mart doesn't provide health care, I think).
12. Access to overseas health care either by a) living there or b) visiting (Just to clarify one above).
13. Become a student and get coverage thru clinic on campus - work towards a series of degrees. May be cheaper than actual health insurance and co-pays.
14. get COBRA coverage
15. Meet the requirements of HIPAA and be willing to pay for what may be very expensive individual coverage (6 requirements per Martha)
16. Meet, befriend, marry a spouse from a nationalized health care country (say, Canada, Western Europe, etc.). Obvious HUGE risk to sanity and assets.
17. Hedge cost of health care by investing in VGHCX, individual health care-related equities whose appreciation may equal or exceed the increase in retiree medical costs/premia.
http://www.raddr-pages.com/forums/viewtopic.php?p=9732#9732
) and Martha, it is oftentimes a crap shoot (just like investing) but ya gotta play the percentages and play the hand dealt ya (excuse my mixed metaphors)
