Poor habits lead to poor future~an old concept

[mickeyd]

http://www.sun-sentinel.com/business/columnists/sfl-zsave24may24,0,548814.column

One key finding: People no longer believe that governments alone will provide for them in old age, and they prefer providing for their own retirement by means of "government-enforced" personal savings.

"In the advanced economies there is still a strong view that governments should provide for our old age, but little confidence that they will," said the study, funded by the London-based financial firm HSBC and authored by the University of Oxford's Institute of Aging. In the less developed countries "there is an overwhelming acceptance that governments should not and will not look after us in our old age," the study said.

More evidence here that suggests that  good habits that form early in life, and last a lifetime, lead to a stress-free future...but you better do it yourself if you want to assure success.