Calculating net worth should be very simple. However, it appears that there are multiple ways to perform the calulation (i.e., what is included, what is not). I'm curious how many members make an adjustment for taxes that will become due when an account is liquidated. For example, if I calculate my net worth without accounting for taxes, I come up with something in neighborhood of $1.15M However, in reality, if I were to liquidate all my accounts, Uncle Sam would have his share, leaving me with a net balance of about $1.04M. How do you calculate Net Worth: with, or without, adjusting for taxes?