A rep from AFLAC was in our office this past week pushing supplemental insurance. She had four plans:
1. Hospital Protection - $39.66 per month
2. Personal Recovery - $8.90 per month
3. Personal Accident - $19.80 per month
4. Personal Cancer - $33.20 per month
My employer pays 100% of the HMO premiums and the plan itself is ok, nothing spectacular but it is definitely not the bottom of the barrel.
My initial thought is that I don't need it. I haven't had a stay in the hospital in over 15 years, which was very minor. I am relatively young and in good shape.
Do any of you have any experience with these plans and have they been worth it?
Thanks,
G
1. Hospital Protection - $39.66 per month
2. Personal Recovery - $8.90 per month
3. Personal Accident - $19.80 per month
4. Personal Cancer - $33.20 per month
My employer pays 100% of the HMO premiums and the plan itself is ok, nothing spectacular but it is definitely not the bottom of the barrel.
My initial thought is that I don't need it. I haven't had a stay in the hospital in over 15 years, which was very minor. I am relatively young and in good shape.
Do any of you have any experience with these plans and have they been worth it?
Thanks,
G