limpid lizard
Recycles dryer sheets
- Joined
- May 26, 2007
- Messages
- 121
My budget is well below the amount figured at 4% of portfolio, but I exceeded it this month. Actually, I have budgeted for just under 3%. One little temptation, and I blew it. I did it by buying a nice, comfy chair.
On a cognitive level, I tell myself that I am okay, but 7 months into not working, I am nervous. I suppose a crisis of faith at the 6 month mark or so is normal, and I know this will work, but I am nervous.
I also know that at the end of the year I will come in under what I budgeted. But, once again, I am nervous. Please tell me this is normal, and that it makes more sense to worry about living within an annual budget rather than a monthly budget. That is, it makes more sense to view the monthly budget as a guide line so as to stay within the annual budget. Some months may go over budget, but the under budget months will even it all out. So far, I am just a tich under for the past 7 months.
On a cognitive level, I tell myself that I am okay, but 7 months into not working, I am nervous. I suppose a crisis of faith at the 6 month mark or so is normal, and I know this will work, but I am nervous.
I also know that at the end of the year I will come in under what I budgeted. But, once again, I am nervous. Please tell me this is normal, and that it makes more sense to worry about living within an annual budget rather than a monthly budget. That is, it makes more sense to view the monthly budget as a guide line so as to stay within the annual budget. Some months may go over budget, but the under budget months will even it all out. So far, I am just a tich under for the past 7 months.