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-   -   Your monthly cost of housing (http://www.early-retirement.org/forums/f28/your-monthly-cost-of-housing-40247.html)

shotgunner 11-01-2008 03:10 PM

Your monthly cost of housing
 
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.

bbbamI 11-01-2008 03:19 PM

1820 sq ft ranch, two car garage, two people and I used the expenses you listed. It came to $738 per month.

bentley 11-01-2008 03:20 PM

2200 heated with 3 1/2 car garage. $1166/mo for two of us, kids grown, groceries not included

mort/prop tax - 760 - soon to be ZERO !...well except for taxes.. (aprox $100)
water - 15
elect - 90
gas - 25
cable/internet - 90
cell phone - 90
insurance - 96

s. Louisiana

DAYDREAMER 11-01-2008 03:23 PM

2600 sq ft house on 3 acres in Western Washington

Property tax- $208
water $ 16, (good working septic free)
Power $65, (wood heat free)
cable $49
gas for mower $15
maintenance $50
phone/internet $75
insurance $41
mortgage $0000000000000.00
housing costs=478

unclemick 11-01-2008 03:24 PM

1100 sq ft, north of Kansas City, built 1970, basement, no garage.

534 - house 30 yr fixed, insurance, property tax
60 - average electric.
60 - average gas.
45 - water and sewer
15 - garbage pickup
140 - cable, phone, internet

854/mo - weather depending for gas and electric - also how many trips I take.

Two of us, 2 dogs, one cat and a 38 gal Aquarium down to 4 fat goldfish and Leroy the sucker fish who survived last years 5 day power outage due to the ice storm.

heh heh heh - looks like my really cheap/frugal days are behind me, although I'd like to think I could honk back on shelter expenses if I really had to. :coolsmiley:.

W2R 11-01-2008 03:28 PM

Quote:

Originally Posted by shotgunner (Post 741001)
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.

For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month. $427/month (made a mistake - - see breakdown in post on the next page)

ziggy29 11-01-2008 03:34 PM

1140 square foot, 64-year-old rock home here -- no mortgage. With insurance, all utilities and prorated maintenance and property taxes, about $450 a month.

shotgunner 11-01-2008 03:35 PM

NH is a property tax hell state as we have no income of sales tax of my $792 a month, $333 is prop tax.

aaronc879 11-01-2008 03:35 PM

Quote:

Originally Posted by shotgunner (Post 741001)
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.

860 sq ft condo.

Property tax- $75
Electric/heat- $100 avg.
Condo fee(water/
sewer,garbage) - $110
Cable/phone/internet $140
Insurance $25

TOTAL $450

Lakedog 11-01-2008 04:11 PM

1500 sqft brick house, garage but no basement, no mortgage, just me and the mutt -- monthly total for the items listed = $327.

$80/mo property tax (assessment value $400k)
$82/mo electric
$16/mo water
$14/mo trash
$70/mo cable TV & internet
$27/mo phone
$38/mo homeowners' insurance

$327/mo total

crazy connie 11-01-2008 04:14 PM

3600 sq ft, 3 car garage, suburban, 4 bedroom home in Phoenix Metro with a pool. Even with the downturn in property values, it is still worth $375K on a conservative estimate. Purchased new in 12/96 for $250K.

PI $759.88
Tax & Ins $280.75
Electric $300
Water Sewer Trash $75
Gas $110
Cable TV, Internet, Land Line $100

Grand Total $1625.63

Plan to pay off balance of $100K late in 2009 or 2010 (depending on Mr Market cooperating with my after tax account).

Khan 11-01-2008 04:17 PM

Quote:

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
2007:$753.55
property tax, natural gas, electric, water, sewer, trash, cable, phone, insurance, DSL, misc.
~1000 sf w/ basement and attached 1 car garage.

Will be higher for 2008, mainly because of natural gas (heating cooking hot water).

FIREd 11-01-2008 04:18 PM

2500 sqft home, Northern Alabama (2 people, 2 cats)

Expenses listed by OP: $521 per month
Mortgage costs were not listed by OP, but if included: $1,285 per month.

FANOFJESUS 11-01-2008 04:18 PM

1500 sq ft home with taxes and all Utilities even high speed it comes to $400 a month.
2 people

free4now 11-01-2008 04:21 PM

~750 sq ft apartment in San Francisco

rent $2000/mo
all utilities including internet (no pay TV): ~130/month

Grand total $2130

Moemg 11-01-2008 04:40 PM

3,600 sq. ft house with pool and boat dock in Florida $1201.

FANOFJESUS 11-01-2008 04:49 PM

Quote:

Originally Posted by Want2retire (Post 741016)
For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month.

I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.

OAG 11-01-2008 05:03 PM

Too much but then all of the underpasses in Florida are taken.

W2R 11-01-2008 05:46 PM

Quote:

Originally Posted by rec7 (Post 741086)
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.

Our taxes went down after Katrina, temporarily, to let people get back on their feet. Next year, they are going back up to where they were. So last year, property taxes were $541 (or was it $551? $451? I don't have my spreadsheet over here at Frank's house). Anyway, about $45/mo. Next year I am expecting them to go back up to $950, about $79/mo. My house is assessed at $16K ($160K assumed value, my purchase price in 2002).

Since I am planning to retire in Springfield, Missouri, naturally I looked into taxes and insurance on homes several years ago. In general, in comparing Springfield to New Orleans, property taxes are higher in Missouri and homeowners' insurance is higher in New Orleans, by about the same amount.

Moemg 11-01-2008 05:49 PM

Quote:

Originally Posted by rec7 (Post 741086)
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.


I was also wondering how you get taxes , electric , water & sewer , cable & phone and home insurance for that price . I'm moving there . Even when I had a much smaller house in Florida my expenses were more than that .


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