TonySoprano24
Dryer sheet wannabe
- Joined
- Apr 16, 2009
- Messages
- 17
Hey I was just wondering as I'm getting closer and closer to my job I calculate that I'll be able to save a lot...probably around $500-$700 just for retirement
IRA limit is $5000 which is like $400 a month or so...what do you guys do after you max out your ira? stick it in a taxable broker account or do you guys put it in a online savings account or something else all together?
Also I was wondering about online savings accounts...specifically ING direct if anyone uses that...right now theyre offering 1.50% apy but I guess in normal economic circumstances they would go 2%+ ...my current bank only offers 0.5% apy ...do you guys use onlien savings accounts or do brokers offer good rates on cash balances?
thanks
IRA limit is $5000 which is like $400 a month or so...what do you guys do after you max out your ira? stick it in a taxable broker account or do you guys put it in a online savings account or something else all together?
Also I was wondering about online savings accounts...specifically ING direct if anyone uses that...right now theyre offering 1.50% apy but I guess in normal economic circumstances they would go 2%+ ...my current bank only offers 0.5% apy ...do you guys use onlien savings accounts or do brokers offer good rates on cash balances?
thanks