I am only 58 years old, and am not supposed to retire with full benefits until I am 66. If I have to retire sooner it will be because of my health. I have health insurance provided at my work, but of course I will have to go on COBRA when I retire. I am worried about where I will get the money to pay for my insurance at that time. My husband has already retired on disability and we won't have much money coming in until I get disability SSI.