Has anyone seen a list of "needs" in life that should be replaced in retirement that make the transition more fulfilling; or make someone know they are ready to retire if these things are covered? Someone I know went to a seminar put on by his workplace for those about ready to retire where this was discussed. The things were of a philosophical nature, such as this: need to have a network of friends/allies; need for structure in the day, and not really from the $ angle. I know any list such as this could be debatable, as some would not like something such as structure in the day; but I guess I am thinking of an awareness of what it takes to be happy in retirement.