Fermion
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If a married couple where only one spouse worked (high income job) wanted to ER, what would be the better plan?
Retire in Sept/Oct after yearly company bonus (can be 20% of base pay).
Retire mid Jan to fully fund Roth for both individuals from earned income (turning in rolled over vacation plus a few weeks earnings would easily net $11,000).
If you wait too long past Jan, then you start eyeing the next year's bonus...endless trap.
Retire in Sept/Oct after yearly company bonus (can be 20% of base pay).
Retire mid Jan to fully fund Roth for both individuals from earned income (turning in rolled over vacation plus a few weeks earnings would easily net $11,000).
If you wait too long past Jan, then you start eyeing the next year's bonus...endless trap.