Hangingitup
Dryer sheet wannabe
I stumbled on this (link below) recently. Seems to be a pretty good simple calculator that includes all the basic stuff as user inputs (including variable tax and inflation rates, initial portfolio values (taxable,tax free, tax deferred)) plus a nice section for adding additional income, pension details, varying return rates over the years. Finally they have a nice graphical sensitivity analysis section where you can see for instance, the effect of various return rates on portfolio longevity for different yearly incomes. Has anyone played with this calculator? Any comments?
The Flexible Retirement Planner | A financial planning tool powered by Monte Carlo Simulation
The Flexible Retirement Planner | A financial planning tool powered by Monte Carlo Simulation