Hopeful
Recycles dryer sheets
- Joined
- Aug 6, 2013
- Messages
- 212
My wife and I have pensions at our current employer. These pensions are funded by our employers, but only earn a small fixed rate each year guaranteed no lower than the 1 year T-Bill rate. The current rate this year is 0.18%. At retirement the amount can be taken as a lump sum, or annuitized.
My question is on figuring this amount into our total allocation plan. It amounts to about 10% of our total investments. I am thinking I should include this amount in our asset allocation plan as a fixed income investment. Anyone see anything wrong with doing that? Or would you not figure this into the AA plan at all?
My question is on figuring this amount into our total allocation plan. It amounts to about 10% of our total investments. I am thinking I should include this amount in our asset allocation plan as a fixed income investment. Anyone see anything wrong with doing that? Or would you not figure this into the AA plan at all?