Onward
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- Joined
- Jul 1, 2009
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Results pertaining to the low interest rate and current lending environment indicate that a 5.0 percent SWR is attainable for the [standby reverse mortgage] strategy when home equity is at least 50 percent of the [investment portfolio] at retirement. The SWR for the [standby reverse mortgage] strategy is estimated to be as high as 6.75 percent for retirees in the low interest rate environment where home equity is equal to the [investment portfolio] at the beginning of retirement.
Increasing the Sustainable Withdrawal Rate Using the Standby Reverse Morgage