easysurfer
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 11, 2008
- Messages
- 13,151
What are the rules for using someone's credit/debit card with permission?
Today, I was shopping for my sister (she wasn't with me at the time) at Wally World, so at the checkout I swiped her debit card (I have permission to use her card). The clerked asked for ID and I gave it...then she pointed out the my name is not on the debit card. I said, it belongs to my sister (same last name).
The clerk then left her station and went to flag down a supervisor. After awhile,
she said "it's ok" then accepted the purchase.
So, going back to my original question.. is it up to the store to decide if they want to process a transaction? Kinda like the TSA, checking out someone who they think is suspicious?
Or should the clerk have taken my word for it?
Or should the clerk have not processed the transaction?
I used to think only the person who owned the card could make a purchase. But what if the owner (such as a person who can't get around) says "can you run to the store and pick up my mediciation, here's my card"?
Also, what about situations where the name is different... (a spouse's card, folks living together but not married)?
Today, I was shopping for my sister (she wasn't with me at the time) at Wally World, so at the checkout I swiped her debit card (I have permission to use her card). The clerked asked for ID and I gave it...then she pointed out the my name is not on the debit card. I said, it belongs to my sister (same last name).
The clerk then left her station and went to flag down a supervisor. After awhile,
she said "it's ok" then accepted the purchase.
So, going back to my original question.. is it up to the store to decide if they want to process a transaction? Kinda like the TSA, checking out someone who they think is suspicious?
Or should the clerk have taken my word for it?
Or should the clerk have not processed the transaction?
I used to think only the person who owned the card could make a purchase. But what if the owner (such as a person who can't get around) says "can you run to the store and pick up my mediciation, here's my card"?
Also, what about situations where the name is different... (a spouse's card, folks living together but not married)?