I am 39 yrs old and have around 900k in this record high market. I saved diligently until the market crash and then worked double time during the crash to keep socking it away. It paid off except I stopped. Once the market kept creeping up I foolishly tried to time it (actually was just afraid like many folks) thinking we were having artificial highs and stopped investing. I invest primarily in index funds at about 85:15......the problem is that now I have about 300k in money markets bc I have been afraid to invest. I keep thinking I can't put it in now that we're at a record high bc it can only go down......then a month later we've jumped 50 more points. I'm frustrated with myself for abandoning the fundamentals that have served me well in the past. What do I do with 300k cash? I'm pretty frugal and have about 3k per month in passive income and hope to pull the ER trigger in the next 2-3 years. I'd like to keep an aggressive portfolio as I shouldn't need to touch it for 20 years or more, but who knows.......any advice is appreciated
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