At my Megacorp, I'm fortunate to have a pretty good health insurance plan that qualifies as a high-deductible. For my two kids and I the deductible is $3750. DW has her own plan through Megacorp.
Due to Psoriatic Arthritis, I'm on a very expensive biologic that is now almost $3k/mo. The manufacturer has a "protection plan" where they cover up to $5 of the cost of a month's supply. Months past the first two, this benefit is up to $800/mo. For the first two months of the year, it is up to $6000! With my deductible being $3750 and on Friday having confirmation that all but $5 of my January biologic refill is covered, it means I'm $200 away from hitting cap on my deductible... and close to $3000 of it was provided by the biologic manufacturer!
So, it definitely sucks having this condition, but what an unexpected silver lining wrt the protection plan covering most of my deductible. Is anyone else benefiting from a similar arrangement?
Due to Psoriatic Arthritis, I'm on a very expensive biologic that is now almost $3k/mo. The manufacturer has a "protection plan" where they cover up to $5 of the cost of a month's supply. Months past the first two, this benefit is up to $800/mo. For the first two months of the year, it is up to $6000! With my deductible being $3750 and on Friday having confirmation that all but $5 of my January biologic refill is covered, it means I'm $200 away from hitting cap on my deductible... and close to $3000 of it was provided by the biologic manufacturer!
So, it definitely sucks having this condition, but what an unexpected silver lining wrt the protection plan covering most of my deductible. Is anyone else benefiting from a similar arrangement?