52 and Ready ---
I am 52 and employed by one of those Mega Corps discussed in other threads. On one hand, I am fortunate to have a defined pension benefit plan which allows "early retirement" at age 55. On the other hand, the job has become quite difficult to show up with a smiling face every morning and I would like to explore leaving earlier than 55. Based on the retirement plan documents however, leaving earlier than 55 would reduce my benefit to slightly less than 50%.
My question to the forum is - Does anyone have any experience negotiating through this type of situation? I am concerned that if I go to HR first, I will put myself in a poor negotiating position.
I am 52 and employed by one of those Mega Corps discussed in other threads. On one hand, I am fortunate to have a defined pension benefit plan which allows "early retirement" at age 55. On the other hand, the job has become quite difficult to show up with a smiling face every morning and I would like to explore leaving earlier than 55. Based on the retirement plan documents however, leaving earlier than 55 would reduce my benefit to slightly less than 50%.
My question to the forum is - Does anyone have any experience negotiating through this type of situation? I am concerned that if I go to HR first, I will put myself in a poor negotiating position.