TIAA-Traditional as bond substitute

[nun]

If you have access to TIAA-Traditional you should consider it as an alternative to bonds. Make sure you know the current rates, but locking your money up for 10 years in exchange for 4% interest looks like a good deal in today's bond rate environment.

 

[pjm-7]

If you have access to a supplemental plan the current rate is 3.25% without the withdrawal restrictions. TIAA can be a viable option for some of the fixed account funds.