Steelart99
Recycles dryer sheets
- Joined
- Apr 24, 2012
- Messages
- 184
So this may seem simplistic ... I'm REing in the next couple of months and need to change my holdings so that dividends and interest are no longer reinvested, but distributed to me as part of our income. I've never done this and I'm not sure how to calculate what that income 'might' be to help in projecting income sources starting next year. I understand that future dividends/interest may not be the same as current rates.
I have VG Total Stock Market Index Fund, so do I just take the number of shares and multiply by the dividend distribution for that quarter? This should be what I could have available as income ... right?
Bond funds: Value of the investment multiplied by the rate of return? Is interest available yearly, or as needed during the year based on performance to date?
I feel a bit like an idiot for asking ...
I have VG Total Stock Market Index Fund, so do I just take the number of shares and multiply by the dividend distribution for that quarter? This should be what I could have available as income ... right?
Bond funds: Value of the investment multiplied by the rate of return? Is interest available yearly, or as needed during the year based on performance to date?
I feel a bit like an idiot for asking ...