robmac
Confused about dryer sheets
Hi fellow retirees,
I just retired from a 40 year career in Sales and have some questions for the experienced retired folks on this forum:
1. Retirement Blues—Just took a 3 week road trip after quitting and the retirement euphoria I experienced at first appears to be wearing off. Have a lot of stuff I could be doing around the house but find it hard to get motivated.
Anybody else experience this at first, how long did it last, and how did you get beyond this?
2. Volunteering—Have contacted the local Meals on Wheels and hope to volunteer 5 days a week to deliver meals in my area. My aging Mom had Meals on Wheels for almost 10 years and would like to pay this back.
Am I biting off too much or will this help with the issue noted in question # 1?
3. Health Insurance—Signed up for continuation coverage through COBRA, but it is a lot more expensive than I was paying as an employee ($1400 a month with a $3500 deductible), and cannot be extended to cover my younger DW with diabetes beyond 18 months. My plan is to use COBRA through next year until I am covered on Medicare, and limit my AGI the next couple of years to get reasonably priced subsidized health insurance on the exchange for DW until she becomes elidgible for Medicare. Any suggestions on how we might do this differently to save some money?
I know a lot of you have been there and done that, so any insight would be appreciated. Many thanks.
I just retired from a 40 year career in Sales and have some questions for the experienced retired folks on this forum:
1. Retirement Blues—Just took a 3 week road trip after quitting and the retirement euphoria I experienced at first appears to be wearing off. Have a lot of stuff I could be doing around the house but find it hard to get motivated.
Anybody else experience this at first, how long did it last, and how did you get beyond this?
2. Volunteering—Have contacted the local Meals on Wheels and hope to volunteer 5 days a week to deliver meals in my area. My aging Mom had Meals on Wheels for almost 10 years and would like to pay this back.
Am I biting off too much or will this help with the issue noted in question # 1?
3. Health Insurance—Signed up for continuation coverage through COBRA, but it is a lot more expensive than I was paying as an employee ($1400 a month with a $3500 deductible), and cannot be extended to cover my younger DW with diabetes beyond 18 months. My plan is to use COBRA through next year until I am covered on Medicare, and limit my AGI the next couple of years to get reasonably priced subsidized health insurance on the exchange for DW until she becomes elidgible for Medicare. Any suggestions on how we might do this differently to save some money?
I know a lot of you have been there and done that, so any insight would be appreciated. Many thanks.