I’ve been a pro-invest guy for the past few years after reading multiple threads had me convinced by the sheer math argument. However, from a combination of steady investing, heavy equity purchases all dec long on the ride down, and the market activity our taxable balance will be eclipsing our remaining mortgage in 6-8 months. Suddenly I find myself daydreaming what it would feel like to not make a mortgage payment etc. Anyone else face this dilemma? I know it’s definitely a first world problem but it has me doing some soul searching.
We already max every tax advantage account so this is taxable was meant to be a Roth ladder but RE might not be as desirable as much as FI is.
Sort of hoping a correction will take it off the table but my market timer has me wondering if paying off the mortgage at the peak of an overdue bull market would be less market timing and more wisdom. Anyone relate? What did/do you do?
We already max every tax advantage account so this is taxable was meant to be a Roth ladder but RE might not be as desirable as much as FI is.
Sort of hoping a correction will take it off the table but my market timer has me wondering if paying off the mortgage at the peak of an overdue bull market would be less market timing and more wisdom. Anyone relate? What did/do you do?