Join Early Retirement Today
Page 1 of 9 1 23 Last »
Showing results 1 to 25 of 216
Search took 0.01 seconds. Search: Posts Made By: akck
Forum: FIRE and Money 05-09-2013, 04:21 PM
Replies: 132
Views: 9,963
Posted By akck
When my mom died, she left a small inheritance to...

When my mom died, she left a small inheritance to us. My sister was the executor, and she upped the amount to each grandkid from $100 to $1,000, which we all agreed. We had no problem with the...
Forum: FIRE and Money 05-08-2013, 01:46 PM
Replies: 25
Views: 844
Posted By akck
And that's the rub. They could use an...

And that's the rub. They could use an unreasonable ROR/discount rate to show that they are better funded. And let's not get into the inflation rate for those funds that provide for it.
Forum: Life after FIRE 05-01-2013, 02:00 PM
Replies: 71
Views: 2,912
Posted By akck
Yup, the ticket agent said it would be quicker to...

Yup, the ticket agent said it would be quicker to drive as she laughed at us while checking us in. Our travel nazi wouldn't allow it or the train unless we paid for it ourselves. This was all because...
Forum: FIRE and Money 04-30-2013, 05:55 PM
Replies: 12
Views: 772
Posted By akck
If it's your annual statement, no it doesn't...

If it's your annual statement, no it doesn't include WEP. You can go online and use the WEP calculator or download the detailed calculator to get an estimate:

Calculators: Online Calculator (WEP...
Forum: Life after FIRE 04-30-2013, 02:50 PM
Replies: 71
Views: 2,912
Posted By akck
Not really a travel policy, but the office...

Not really a travel policy, but the office manager dictator who over saw travel reimbursements refused to pay for a direct flight from Philadelphia to Washington D.C., on an all business trip. It...
Forum: FIRE and Money 04-30-2013, 02:16 PM
Replies: 12
Views: 772
Posted By akck
As far as I know, WEP doesn't care how many years...

As far as I know, WEP doesn't care how many years you worked, not paying SS. The fact that you worked 14 year is enough to trigger it. Since you have 25 years of hopefully substantial SS paid...
Forum: FIRE and Money 04-30-2013, 02:05 PM
Replies: 7
Views: 370
Posted By akck
That sounds like a lump sum withdrawal and what...

That sounds like a lump sum withdrawal and what they will do is determine an equivalent annuity for that amount and reduce her spousal SS 2/3 of the determined annuity amount. Some pertinent...
Forum: Life after FIRE 04-26-2013, 01:45 PM
Replies: 50
Views: 2,667
Posted By akck
A friend's parents do this. He goes to Palm...

A friend's parents do this. He goes to Palm Springs every winter while her mother stays here. In their case, they really should get a divorce since they don't live together when he returns.
Forum: FIRE and Money 04-26-2013, 01:31 PM
Replies: 166
Views: 8,420
Posted By akck
My youngest is set to graduate this year. How's...

My youngest is set to graduate this year. How's that for timing since I'm retiring next year. He's going to graduate school, but will get a full ride so no more support from us. On the mortgage,...
Forum: FIRE and Money 04-25-2013, 01:27 PM
Replies: 166
Views: 8,420
Posted By akck
Having an MBA is no guarantee of getting...

Having an MBA is no guarantee of getting investing knowledge. I'll bet your COO has an accounting degree and while it gives you an investing knowledge base, it doesn't teach you about investing. As...
Forum: FIRE and Money 04-23-2013, 05:36 PM
Replies: 4
Views: 425
Posted By akck
If I had to guess, based on what you'll receive...

If I had to guess, based on what you'll receive for SS, WEP won't affect you as you've likely had 30 years of substantial earnings. Any reductions you might receive will be due to them projecting...
Forum: FIRE and Money 04-18-2013, 11:20 AM
Replies: 64
Views: 2,626
Posted By akck
In my first real job, I was a forest engineer. ...

In my first real job, I was a forest engineer. Two fun things I did was laying out an access road to a new area for logging. It included putting in bridges and crossing a major river several times....
Forum: FIRE and Money 04-18-2013, 11:02 AM
Replies: 18
Views: 1,053
Posted By akck
We just did the shop for a new policy step. ...

We just did the shop for a new policy step. While our auto policy has been level, our homeowners has gone steadily up with each major hurricane/storm/tornado, which will never affect us. I finally...
Forum: FIRE and Money 04-18-2013, 10:48 AM
Replies: 154
Views: 8,026
Posted By akck
59 here, soon to be retired after I turn 60 but...

59 here, soon to be retired after I turn 60 but before I turn 61.
Forum: FIRE and Money 04-16-2013, 12:44 PM
Replies: 31
Views: 1,818
Posted By akck
That ship sailed last year. They could double my...

That ship sailed last year. They could double my salary now and I'll still be gone by my retirement date. Offering something when I do give notice will definitely be too late. :greetings10:
Forum: FIRE and Money 04-11-2013, 12:02 AM
Replies: 9
Views: 694
Posted By akck
Most of the asset allocation models I've seen...

Most of the asset allocation models I've seen were developed with interest rates in the 4-7% range. While most here don't expect 7+% returns, a fixed income allocation with negative real returns...
Forum: FIRE and Money 04-10-2013, 11:42 AM
Replies: 9
Views: 694
Posted By akck
The Pension Rate-of-Return Fantasy

I found this article about pension plan returns:

Andy Kessler: The Pension Rate-of-Return Fantasy - WSJ.com (http://online.wsj.com/article/SB10001424127887324100904578403213835796062.html)
...
Forum: FIRE and Money 04-05-2013, 03:11 PM
Replies: 27
Views: 999
Posted By akck
IMHO, the CFP author of the article sounded...

IMHO, the CFP author of the article sounded condescending and full of himself. No way I would use him.
Forum: FIRE and Money 04-01-2013, 01:04 PM
Replies: 156
Views: 8,892
Posted By akck
From what I can see, they've never had a lifetime...

From what I can see, they've never had a lifetime plan, just dollar limit plans. While the plans work out to just over 4 years for nursing care, they do cover assisted living and home health care at...
Forum: FIRE and Money 03-29-2013, 12:19 PM
Replies: 156
Views: 8,892
Posted By akck
If you want to compare to another PERS plan, when...

If you want to compare to another PERS plan, when I retire, mine will be $3,588 for both of us and covers $200/day with a $300,000 maximum benefit. The benefit increases by a simple 5% per year and...
Forum: FIRE and Money 03-28-2013, 01:01 PM
Replies: 25
Views: 1,631
Posted By akck
What generally happens is that a couple would...

What generally happens is that a couple would abuse the equipment, leave it for the next in disrepair, empty of fuel, etc. Eventually, those who take good care of it will get tired of doing all the...
Forum: FIRE and Money 03-21-2013, 06:08 PM
Replies: 170
Views: 16,012
Posted By akck
Passed my retirement goal for the third and...

Passed my retirement goal for the third and hopefully final time (need to retire before it goes below again ;D). Finally have my final 3 high years exceed my previous average, which significantly...
Forum: FIRE and Money 03-21-2013, 12:48 PM
Replies: 17
Views: 821
Posted By akck
I was going to do something similar, once I...

I was going to do something similar, once I reached 60, but I refinanced and the rate is so low, that I figure my investment return will on average, beat it. So now, I'm planning on letting the...
Forum: FIRE and Money 03-20-2013, 02:45 PM
Replies: 47
Views: 3,203
Posted By akck
Since I am getting close to retirement, I started...

Since I am getting close to retirement, I started to buy individual bonds in my portfolio 3+ years ago, getting up to a 35% allocation. With the way rates have gone, I sold some for a good profit...
Forum: FIRE and Money 03-19-2013, 12:36 PM
Replies: 20
Views: 1,906
Posted By akck
I factor in a drop for mortgage payments once...

I factor in a drop for mortgage payments once it's paid off. I also changed plans and now have the mortgage going to almost full term because I'm figuring our investment return will be greater than...
Showing results 1 to 25 of 216
Page 1 of 9 1 23 Last »

 
Forum Jump

Contact Us - Portal Page - FIRECalc - Sitemap - Community Rules - Terms of Service - Privacy - Top
Register | | FAQ |a Calendar | Search | Today's Posts | Mark Forums Read
© Copyright 2010 www.early-retirement.org. All Rights Reserved.
 
All times are GMT -6. The time now is 08:04 PM.
 

Early Retirement News right to your Email!

Stay up-to-date with all the latest news to your inbox!

unsusbcribe at anytime with one click

Close [X]