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Forum: Life after FIRE Yesterday, 07:25 AM
Replies: 116
Views: 5,753
Posted By Tadpole
In my case that 3% translates to 0.5% of pension....

In my case that 3% translates to 0.5% of pension. (CSRS cohorts would be even less.)

Not that I wouldn't prefer a 1.7% for HI.
Forum: Other topics 10-21-2014, 04:26 PM
Replies: 72
Views: 1,812
Posted By Tadpole
Freedom's just another word for nothing left to...

Freedom's just another word for nothing left to lose.
Forum: FIRE and Money 10-17-2014, 07:37 AM
Replies: 53
Views: 1,765
Posted By Tadpole
rothlev, No WEP doesn't do that. It simply...

rothlev, No WEP doesn't do that. It simply attempts to place wage cohorts on the same bend point. But that was not the subject of my comment which still stands in the GPO discussion. In the GPO...
Forum: FIRE and Money 10-17-2014, 07:12 AM
Replies: 53
Views: 1,765
Posted By Tadpole
I never understand the thinking unless it comes...

I never understand the thinking unless it comes from lack of expertise in the SS system. My husband and I both paid into SS for over 40 years. As the higher earner I will also lose 100% of his SS if...
Forum: FIRE and Money 10-09-2014, 09:28 AM
Replies: 12
Views: 1,069
Posted By Tadpole
I have matured CD money at PenFed. I didn't buy a...

I have matured CD money at PenFed. I didn't buy a new CD because I was waiting to see if they would offer an after Christmas present on rates. However, I have recently received ads from them about...
Forum: Other topics 10-05-2014, 01:25 PM
Replies: 49
Views: 1,106
Posted By Tadpole
I had a similar problem. Rebooting the router...

I had a similar problem. Rebooting the router helped quite a bit. (Linksys E4200)
Forum: Other topics 09-22-2014, 04:02 PM
Replies: 98
Views: 1,901
Posted By Tadpole
Bicycle, skates, hoola hoop, pickup sticks.

Bicycle, skates, hoola hoop, pickup sticks.
Forum: FIRE and Money 09-16-2014, 01:52 PM
Replies: 110
Views: 11,025
Posted By Tadpole
"Defining Rich in America" Tadpoles are...

"Defining Rich in America"

Tadpoles are rich.

And all kinds of nutritious to bigger fish and amphibians.
Forum: FIRE and Money 09-14-2014, 07:01 AM
Replies: 113
Views: 7,069
Posted By Tadpole
Premiums $792/mo (includes $99/mo dental); ...

Premiums $792/mo (includes $99/mo dental);
Total yearly cost (premiums + prescriptions) ~$12,000
Forum: Stock Picking (Individual Security Analysis) 09-13-2014, 06:29 PM
Replies: 36
Views: 1,764
Posted By Tadpole
Back in the 80s when I was working for the DOD in...

Back in the 80s when I was working for the DOD in CA, I became acquainted with contract engineers whose description of their work-life was one of moving up and down the CA coast wherever the...
Forum: Other topics 09-12-2014, 02:04 PM
Replies: 12
Views: 936
Posted By Tadpole
10. You find yourself drawn to articles with...

10. You find yourself drawn to articles with names like "Signs You Need to Immediately Retire".
11. You change the projection assumptions to bring your portfolio in line with the 95% probable...
Forum: FIRE and Money 09-11-2014, 09:12 AM
Replies: 22
Views: 907
Posted By Tadpole
I'd like to suggest people read the following...

I'd like to suggest people read the following paper by Peter Diamond and Peter Orszag for perspective on GPO/WEP which came out of a recommendation made by the Greenspan Commission in the 80's. It...
Forum: Other topics 09-11-2014, 08:19 AM
Replies: 12
Views: 256
Posted By Tadpole
I go with the "e" if the word is small case and...

I go with the "e" if the word is small case and the individual is a non-professional. I go with the "o" when the term is associated with a professional person or company. So Meryl is an "Advisor" and...
Forum: Other topics 09-09-2014, 01:56 PM
Replies: 32
Views: 774
Posted By Tadpole
Comcast 28.14 Mbps down 5.82 up. My bill only...

Comcast 28.14 Mbps down 5.82 up. My bill only says "high speed internet" but the monthly charge is consistent with the Performance tier. We get very slow page loads in browsers though - computers?,...
Forum: FIRE and Money 09-06-2014, 11:51 AM
Replies: 18
Views: 1,755
Posted By Tadpole
Those who found NFCU user friendly, please...

Those who found NFCU user friendly, please enlighten me. I don't remember such a struggle. Signing up for membership was easy for a retired civilian worker. Buying a CD using ACH cannot be done. I...
Forum: FIRE and Money 09-01-2014, 06:29 AM
Replies: 11
Views: 1,452
Posted By Tadpole
Yes the calculator at the website gives the...

Yes the calculator at the website gives the factors I would expect, including the monthly factors. AnyPIA gives the right numbers at the age 70 endpoint. That wasn't the issue with it's result.
Forum: FIRE and Money 08-31-2014, 01:59 PM
Replies: 11
Views: 1,452
Posted By Tadpole
I've been playing around with it. In the first...

I've been playing around with it. In the first year I collected in November 2014 which gave a factor of 1.000 (FRA) for both Nov and Dec. 2014. But in Jan 2015 I get a 2 mo. increase factor of...
Forum: Other topics 08-30-2014, 10:53 PM
Replies: 55
Views: 1,940
Posted By Tadpole
Why not? Maybe some day people will find a way to...

Why not? Maybe some day people will find a way to front load retirement too.
Forum: FIRE and Money 08-30-2014, 10:08 AM
Replies: 11
Views: 1,452
Posted By Tadpole
AnyPIA gives the following increases at zero...

AnyPIA gives the following increases at zero inflation for my data between FRA and 70.

http://www.early-retirement.org/forums/members/4613-albums169-picture1204.gif

So I guess the jokes on...
Forum: Life after FIRE 08-22-2014, 05:47 PM
Replies: 40
Views: 2,299
Posted By Tadpole
See you tomorrow in this brave new world (for...

See you tomorrow in this brave new world (for you, at least).
Forum: Life after FIRE 08-22-2014, 10:48 AM
Replies: 40
Views: 2,299
Posted By Tadpole
Yea - Whoopee for you. When you get home, if you...

Yea - Whoopee for you. When you get home, if you have time and will, drop us a line and officially mark the time and date of the last action for the workplace - the drive home. (Unless you plan to...
Forum: Health and Early Retirement 08-14-2014, 08:32 AM
Replies: 10
Views: 534
Posted By Tadpole
My copies of the payments always inform me...

My copies of the payments always inform me whether and how much I owe the doctor anything after payment by Medicare and my workplace plan (FEHB).
Forum: Other topics 08-14-2014, 08:18 AM
Replies: 8
Views: 447
Posted By Tadpole
You mean I can quit trying to find the problem...

You mean I can quit trying to find the problem and fix my computer? I've had a nightmare with delayed returns (loads is the term normally used but it's like it went out to Comcast and through the...
Forum: Life after FIRE 08-11-2014, 09:10 PM
Replies: 112
Views: 6,073
Posted By Tadpole
Seinfeld on Old People - YouTube...

Seinfeld on Old People - YouTube (http://www.youtube.com/watch?feature=player_detailpage&v=BAt0u7r3g3k)

Midway is Seinfeld's observation of old people backing up.

Seinfeld on Old People -...
Forum: FIRE and Money 08-11-2014, 12:59 PM
Replies: 12
Views: 1,457
Posted By Tadpole
I see that other's have answered and explained to...

I see that other's have answered and explained to you the difference in WEP and GPO. There isn't much I can add.

With GPO it helps to remember that, in a 2-worker, 2-entitlement to SS family,...
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