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Forum: FIRE and Money Today, 08:22 PM
Replies: 41
Views: 1,049
Posted By W2R
+1 Plus, you just don't know what might...

+1

Plus, you just don't know what might be soaked into it. Ewww. Maybe I am overly squeamish, but I draw the line there as well.
Forum: FIRE and Money Today, 07:57 PM
Replies: 14
Views: 504
Posted By W2R
I think it depends on the individual's risk...

I think it depends on the individual's risk tolerance, the length of retirement they expect, and so on.

In my own particular case, I decided some years ago that 3.5% would be reasonable for a 35...
Forum: FIRE and Money Today, 07:54 PM
Replies: 14
Views: 504
Posted By W2R
I have no idea whether the S&P itself will go up...

I have no idea whether the S&P itself will go up or down, and try not to market time. Likewise, I have no idea whether the S&P dividends will go up or down either, and I try not to act on...
Forum: FIRE and Money Today, 03:54 PM
Replies: 14
Views: 504
Posted By W2R
I retired in the fall of 2009, and I am pretty...

I retired in the fall of 2009, and I am pretty sure I could safely spend more than I have been spending.

My portfolio's low during the 2008-2009 collapse occurred on March 9th, 2009. Sometimes I...
Forum: Other topics Today, 09:51 AM
Replies: 22
Views: 644
Posted By W2R
Yesterday I voted to keep it (because I think you...

Yesterday I voted to keep it (because I think you would lose a lot of money on the sale). But today I have changed my mind. If the costs of selling it and buying another car fit into your budget, and...
Forum: FIRE and Money Yesterday, 11:35 AM
Replies: 12
Views: 383
Posted By W2R
Not yet, but it's "killing me". :2funny: What...

Not yet, but it's "killing me". :2funny: What goes up, must come down some day.
Forum: FIRE and Money Yesterday, 10:55 AM
Replies: 41
Views: 1,049
Posted By W2R
I buy antiques sometimes, but never antique sofas...

I buy antiques sometimes, but never antique sofas or easy chairs. I guess I fall on the cheap end of the inexpensive/short-lived option.

In November of 2011 I bought an attractive, American made...
Forum: Health and Early Retirement Yesterday, 10:11 AM
Replies: 9
Views: 567
Posted By W2R
My, what a cheery post to read this Saturday...

My, what a cheery post to read this Saturday morning! Oh well. I do see your point.

I am nearly 65, and I have had more fun in the past 3.5 years since I retired, than I did in the prior 61.5...
Forum: Health and Early Retirement 05-17-2013, 03:26 PM
Replies: 9
Views: 567
Posted By W2R
I will be 65 in about three weeks, and I must...

I will be 65 in about three weeks, and I must admit that I am pretty happy! ;D

I have known some pretty miserable 65-year-olds, though. Those 65-year-olds who are still working, in debt up to...
Forum: Life after FIRE 05-17-2013, 11:11 AM
Replies: 41
Views: 1,273
Posted By W2R
Officially, I gave 6 months' notice, but...

Officially, I gave 6 months' notice, but unofficially more. My best friend at work became my supervisor three years before I retired, and she already knew of my retirement plans. I worked for the...
Forum: FIRE and Money 05-17-2013, 10:35 AM
Replies: 37
Views: 1,511
Posted By W2R
I plan to be one of those who waits until 70. I...

I plan to be one of those who waits until 70. I don't really need it now, to tell the truth, and it will be like an annuity for me if I should live to be very old. It helps that I am single with a...
Forum: Other topics 05-17-2013, 10:13 AM
Replies: 20
Views: 762
Posted By W2R
+1 Competetion in the restaurant industry...

+1

Competetion in the restaurant industry here is intense. We have seen some terrific restaurants go under very quickly, because while terrific, they still aren't good enough to compete...
Forum: Life after FIRE 05-16-2013, 08:40 PM
Replies: 27
Views: 972
Posted By W2R
I went ahead and merged the two threads. Hope it...

I went ahead and merged the two threads. Hope it is not too confusing!
Forum: Life after FIRE 05-16-2013, 05:20 PM
Replies: 12,192
Views: 505,540
Posted By W2R
Wow! I guess I am lucky that I don't really...

Wow! I guess I am lucky that I don't really understand why you needed that. Sounds awful.
Forum: Health and Early Retirement 05-16-2013, 04:52 PM
Replies: 861
Views: 23,674
Posted By W2R
Yesterday I lifted 16.9 tons at the gym. Every...

Yesterday I lifted 16.9 tons at the gym. Every little increase helps. :)

Today, I rode my stationary bike at home.

Probably my favorite surprise about retirement is how much exercise I am...
Forum: Life after FIRE 05-16-2013, 10:15 AM
Replies: 27
Views: 972
Posted By W2R
+1 I think retirement is immensely beneficial to...

+1 I think retirement is immensely beneficial to the health of many/most of our forum members because we are actively involved in creating the kind of retirement that will be beneficial to us. We...
Forum: FIRE and Money 05-15-2013, 08:54 PM
Replies: 52
Views: 2,076
Posted By W2R
Once you are a parent, you are always a parent....

Once you are a parent, you are always a parent. You work hard to teach your kids to be independent, but even when they have reached that blissful state of being on their own, and no longer require...
Forum: Health and Early Retirement 05-15-2013, 06:25 PM
Replies: 25
Views: 1,003
Posted By W2R
Like the ones that Aviva USA sells? :rofl: Good...

Like the ones that Aviva USA sells? :rofl: Good one!

No wonder they are so interested in that study!
Forum: Other topics 05-15-2013, 06:21 PM
Replies: 19
Views: 551
Posted By W2R
Doesn't seem like a very high stress, demanding...

Doesn't seem like a very high stress, demanding job, but then maybe I just don't know. I've never been a shoe cobbler... :)
Forum: Health and Early Retirement 05-15-2013, 06:11 PM
Replies: 25
Views: 1,003
Posted By W2R
I wonder. Somehow I doubt that there is a nice,...

I wonder. Somehow I doubt that there is a nice, even mean for health care costs. Some seniors have terribly expensive health issues that sap their savings to the bone. Other seniors don't have nearly...
Forum: Life after FIRE 05-15-2013, 03:56 PM
Replies: 40
Views: 1,712
Posted By W2R
When I was working, just before our evaluations...

When I was working, just before our evaluations were done we had to write an e-mail summarizing everything we had accomplished since the prior evaluation.

On the other hand, one nice thing about...
Forum: FIRE and Money 05-15-2013, 11:48 AM
Replies: 22
Views: 1,567
Posted By W2R
Right, and despite the "ouch" it was well worth...

Right, and despite the "ouch" it was well worth it to me, just to see how stunningly beautiful (to me) and happy she was on that day. Those are the memories of a lifetime. ;D
Forum: FIRE and Money 05-15-2013, 11:25 AM
Replies: 22
Views: 1,567
Posted By W2R
So true - - different families do handle these...

So true - - different families do handle these things differently, and hopefully save accordingly. But if they didn't, or didn't anticipate the expense, then that could bite them later on (especially...
Forum: FIRE and Money 05-15-2013, 11:08 AM
Replies: 85
Views: 2,642
Posted By W2R
+1 Personally I would not touch a variable...

+1 Personally I would not touch a variable annuity with a 10-foot pole. YMMV
Forum: FIRE and Money 05-15-2013, 11:00 AM
Replies: 22
Views: 1,567
Posted By W2R
Divorce is AWFUL from a financial perspective;...

Divorce is AWFUL from a financial perspective; BTDT, and I do not plan to marry again. I think it took us from a financially solvent couple living beyond our means on credit, to two single people in...
Showing results 1 to 25 of 8000
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