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Search: Posts Made By: albireo13
Forum: Life after FIRE Today, 09:56 AM
Replies: 201
Views: 11,204
Posted By albireo13
Oh no .... another fat, bald, old guy cruising...

Oh no .... another fat, bald, old guy cruising around in a sports car !!!! :dance::laugh:
Forum: Life after FIRE Yesterday, 11:38 AM
Replies: 3,316
Views: 184,255
Posted By albireo13
I'm currently working on a large SM board design...

I'm currently working on a large SM board design (yup, I'm an EE) so, I know what you mean.
I do my own breadboarding a lot and often work with 0402 parts, although I hate it.
My board has a bunch...
Forum: Other topics 12-13-2017, 10:47 AM
Replies: 65
Views: 2,725
Posted By albireo13
Here's another of my favorites, I think from John...

Here's another of my favorites, I think from John Lennon:

"Life is what happens to you while you're busy making other plans".

It's so true. You work for years for MegaCorp, being the good...
Forum: Other topics 12-13-2017, 10:43 AM
Replies: 65
Views: 2,725
Posted By albireo13
https://pbs.twimg.com/media/AxuKo4QCEAEb40x.jpg

https://pbs.twimg.com/media/AxuKo4QCEAEb40x.jpg
Forum: FIRE and Money 12-13-2017, 07:04 AM
Replies: 14
Views: 895
Posted By albireo13
SS benefit calculator?

I'm going through "what-ifs" on when I start pulling my SS.

I am turning 62 in a month and plan to retire in 2019 .... perhaps earlier if my tolerance for MegaCorp BS fails me! LOL

Anyway,...
Forum: FIRE and Money 12-11-2017, 06:08 PM
Replies: 58
Views: 2,857
Posted By albireo13
They are thin on my area of expertise. However,...

They are thin on my area of expertise. However, I think their latest leaning is to outsource work, with disregard to the quality of the work.

A spreadsheet somewhere shows that work is getting...
Forum: FIRE and Money 12-11-2017, 05:40 PM
Replies: 58
Views: 2,857
Posted By albireo13
How much notice do you give when you retire?

I'm almost 62 yo and will retire in 2019. I've been reading about folks who give up to 1 years notice of impending retirement.
I'm on good terms with my company (MegaCorp) and have gotten along...
Forum: Life after FIRE 12-07-2017, 06:17 PM
Replies: 102
Views: 5,159
Posted By albireo13
We are in southern NH and are getting close to...

We are in southern NH and are getting close to retirement so, are talking about where to look. We will likely stay in the area since adult kids and family are around.

We will likely move one...
Forum: Hi, I am... 12-06-2017, 06:08 PM
Replies: 36
Views: 6,480
Posted By albireo13
updates ??

updates ??
Forum: FIRE and Money 11-30-2017, 06:15 PM
Replies: 65
Views: 4,031
Posted By albireo13
So, latest update ... we've inquired with...

So, latest update ...
we've inquired with several lawyers and have embarked on dissolving the trust. Apparently it is not too difficult if all parties involved agree and sign for it. Anyway, I...
Forum: Hi, I am... 11-18-2017, 06:29 PM
Replies: 23
Views: 2,160
Posted By albireo13
I lost my first wife years ago to BC. We had 3...

I lost my first wife years ago to BC. We had 3 young kids at the time.
The journey was hard at the time. The loss never ends but, the chance to be together is a gift.
My thoughts are with you.
Forum: FIRE and Money 11-18-2017, 05:38 AM
Replies: 65
Views: 4,031
Posted By albireo13
My sibling is the trustee. The way the trust is...

My sibling is the trustee. The way the trust is worded, my M&D can use earnings from the trust but not touch the principle.
They can't take out a loan on the assets since they do not own them. The...
Forum: FIRE and Money 11-17-2017, 06:06 PM
Replies: 65
Views: 4,031
Posted By albireo13
Yes, the trust owns the house. The house can be...

Yes, the trust owns the house. The house can be sold but, the proceeds of the sale are owned by the trust.
Forum: FIRE and Money 11-17-2017, 06:05 PM
Replies: 65
Views: 4,031
Posted By albireo13
Pretty much that's it.

Pretty much that's it.
Forum: FIRE and Money 11-17-2017, 04:37 PM
Replies: 65
Views: 4,031
Posted By albireo13
Oooops, I meant a 401K loan. They need...

Oooops, I meant a 401K loan.

They need >$200K for the CCRC closing, more than I can get with a HELOC.

From what I'm hearing from the layer, most trusts he deals with are revocable.
Forum: FIRE and Money 11-17-2017, 02:13 PM
Replies: 65
Views: 4,031
Posted By albireo13
Yes, I believe their original intent was to...

Yes, I believe their original intent was to protect assets from Medicaid.
Unfortunately, they had made no plans for their own continuing elder care.

They are now at the point where they should...
Forum: FIRE and Money 11-17-2017, 12:27 PM
Replies: 65
Views: 4,031
Posted By albireo13
No, my parents set up this trust.

No, my parents set up this trust.
Forum: FIRE and Money 11-17-2017, 12:11 PM
Replies: 65
Views: 4,031
Posted By albireo13
No, it's an irrevocable trust. Thus the...

No, it's an irrevocable trust. Thus the complications.
Forum: FIRE and Money 11-17-2017, 10:05 AM
Replies: 65
Views: 4,031
Posted By albireo13
Thanks. Yes, we are having another lawyer review...

Thanks. Yes, we are having another lawyer review the Trust for a second opinion.
I'm confident that we can ultimately get the assets out of the trust but, may take a bit of time and they could miss...
Forum: FIRE and Money 11-17-2017, 09:07 AM
Replies: 65
Views: 4,031
Posted By albireo13
Raiding my retirement to help parent to CCRC??

Hi,
This just has popped up and is a source of stress. My elderly parents need to move from their house to assisted living. We've helped line up a CCRC near us and have been planning to move...
Forum: FIRE and Money 11-16-2017, 02:05 PM
Replies: 80
Views: 5,146
Posted By albireo13
Wife and I bought a new car recently for the...

Wife and I bought a new car recently for the first time in many decades. I want to go into retirement without having to shop for a car for a long time. 0% financing, and I plan to pay it off in...
Forum: FIRE and Money 11-16-2017, 11:16 AM
Replies: 58
Views: 1,970
Posted By albireo13
Don't forget, besides the tax on the principle...

Don't forget, besides the tax on the principle investment, the gains and growth in a Roth are all totally tax free.

In a tIRA, the principle gets taxed but also any growth in addition ... I...
Forum: Life after FIRE 11-14-2017, 05:40 AM
Replies: 3,316
Views: 184,255
Posted By albireo13
LOL ... there's always that one guy.

LOL ... there's always that one guy.
Forum: FIRE and Money 11-13-2017, 05:34 AM
Replies: 31
Views: 1,493
Posted By albireo13
Any specifics? The fees? ... bad...

Any specifics?
The fees? ... bad performance??
Forum: FIRE and Money 11-13-2017, 05:22 AM
Replies: 31
Views: 1,493
Posted By albireo13
Financial Advisor??

We are talking with some from Edward Jones, recommended by a friend, as a financial advisor.

Does anyone have any experience with Ed Jones? Any advice on this?

Thx.
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