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Forum: FIRE and Money 08-27-2015, 09:30 AM
Replies: 65
Views: 2,074
Posted By youbet
+1 The only thing that could attract me to...

+1

The only thing that could attract me to an annuity in my particular situation would be if the payout looked extremely attractive from an historical perspective. That's certainly not the case...
Forum: FIRE and Money 08-27-2015, 09:27 AM
Replies: 65
Views: 2,074
Posted By youbet
As soon as the salesperson mentions a term like...

As soon as the salesperson mentions a term like "probability" or "might be as high as" or similar, I run. An annuity would not be where I'd be looking to have risk or variation. Just the inflation...
Forum: Other topics 08-27-2015, 09:15 AM
Replies: 141
Views: 4,480
Posted By youbet
Pu.....leeeeeze! Stop talkin' like dat! If...

Pu.....leeeeeze! Stop talkin' like dat! If they can come home 3 - 3 for the west coast road trip, we'll consider it successful and continue on inside the ivy covered walls......
Forum: Stock Picking and Market Strategy 08-26-2015, 09:17 PM
Replies: 16
Views: 716
Posted By youbet
I have a large position in a low cost TSM index...

I have a large position in a low cost TSM index fund but also do some individual stock trading. 9 yrs into ER it's working OK.

It does seem like there are so many indexes and funds that track...
Forum: FIRE and Money 08-24-2015, 11:43 AM
Replies: 109
Views: 5,866
Posted By youbet
+1 Over the long haul, I've always regretted...

+1

Over the long haul, I've always regretted holding much cash. This has been especially true the past few years. For example, if you put the money for a kid's college education into a S and P...
Forum: FIRE and Money 08-24-2015, 11:28 AM
Replies: 109
Views: 5,866
Posted By youbet
There is a lot of space between the extremes of...

There is a lot of space between the extremes of "sit tight and do absolutely nothing" and "buy! buy! buy!"

I've purchased some positions in sectors that I've been interested in and following for a...
Forum: FIRE and Money 08-23-2015, 05:02 PM
Replies: 56
Views: 2,552
Posted By youbet
JDARNELL Could you install and paint it...

JDARNELL

Could you install and paint it without trespassing?

This whole fence business is more complicated than I thought. In our town fences must be six inches inside your propeerty. The...
Forum: FIRE and Money 08-22-2015, 02:35 PM
Replies: 56
Views: 2,552
Posted By youbet
Just ask him if it's OK if you have his fence...

Just ask him if it's OK if you have his fence professionally repaired at your own expense. He'll likely agree.

Or, tell him you're having a fence installed on your side of the property line...
Forum: FIRE and Money 08-22-2015, 02:18 PM
Replies: 56
Views: 2,552
Posted By youbet
The idea of shared fence ownership as described...

The idea of shared fence ownership as described by OP is strange, at least to me living in Illinois. Here, you put a fence on your own property, pay for it 100% and do with it as you wish.

...
Forum: FIRE and Money 08-21-2015, 08:19 PM
Replies: 47
Views: 2,266
Posted By youbet
Sounds like you're on top of the fund goals and...

Sounds like you're on top of the fund goals and strategies now.
Forum: FIRE and Money 08-20-2015, 11:56 PM
Replies: 183
Views: 8,303
Posted By youbet
Bear in mind that the Penn case did not involve...

Bear in mind that the Penn case did not involve Medicaid or the State of Penn.

A man from Peru brought his mother to live with him in Penn. While here, she was in a car accident and wound up in...
Forum: FIRE and Money 08-20-2015, 11:37 PM
Replies: 183
Views: 8,303
Posted By youbet
We found out that that is a big deal here in...

We found out that that is a big deal here in Illinois. When we were shopping for a NH for my MIL in the Chicago suburbs, no facilities we liked were accepting Medicaid patients off the street. ...
Forum: FIRE and Money 08-20-2015, 11:17 PM
Replies: 183
Views: 8,303
Posted By youbet
If you're referring to jkern's post, he said...

If you're referring to jkern's post, he said $7k/mo, not $3k.
Forum: FIRE and Money 08-20-2015, 10:18 PM
Replies: 47
Views: 2,266
Posted By youbet
Yes. It not only doesn't sound right. It isn't...

Yes. It not only doesn't sound right. It isn't right. And I think it's important to clarify so readers aren't misled.

Vanguard does not plan to hold a 70/30 AA in the Managed Payout Fund but...
Forum: FIRE and Money 08-20-2015, 09:56 PM
Replies: 47
Views: 2,266
Posted By youbet
Sadly, Vanguard doesn't say that at all....... ...

Sadly, Vanguard doesn't say that at all....... Not even close. They don't plan on maintaining a 70/30 allocation in the Managed Payout Fund and preserving capital over the long run at the original...
Forum: FIRE and Money 08-18-2015, 01:53 PM
Replies: 183
Views: 8,303
Posted By youbet
OK. Mine neither.

OK. Mine neither.
Forum: FIRE and Money 08-18-2015, 01:39 PM
Replies: 183
Views: 8,303
Posted By youbet
What are some of the guidelines you'd use? ...

What are some of the guidelines you'd use? Multi-millionaire children get sued? Or maybe also kids with one million? Maybe kids who are solidly middle class but really don't have anything "extra"...
Forum: FIRE and Money 08-18-2015, 01:26 PM
Replies: 183
Views: 8,303
Posted By youbet
You've stated that that is the case in your own...

You've stated that that is the case in your own personal situation and I understand how folks can get into that predicament. But it's not the case in my scenario and I assume not in the scenario of...
Forum: FIRE and Money 08-18-2015, 01:20 PM
Replies: 183
Views: 8,303
Posted By youbet
And that's why I don't think it's going to...

And that's why I don't think it's going to happen. The first time a state goes after an adult child to pay back a parent's Medicaid expenses will begin the process of demonstrating how arbitrary and...
Forum: FIRE and Money 08-18-2015, 12:38 PM
Replies: 183
Views: 8,303
Posted By youbet
What future decades will bring is certainly hard...

What future decades will bring is certainly hard to predict. But I'm confident that even in ultra-broke Illinois, we won't be responsible for a penny of MIL's expenses while she's in a NH on...
Forum: Hi, I am... 08-18-2015, 12:11 PM
Replies: 13
Views: 1,346
Posted By youbet
That's a good point Senator. Unless OP's current...

That's a good point Senator. Unless OP's current gig is the "gig from hell" or unless there are special incentives for retiring now, why give it up just to look for another job?

This is just...
Forum: Life after FIRE 08-11-2015, 09:23 PM
Replies: 21
Views: 930
Posted By youbet
Northome, Minnesota.

Northome, Minnesota.
Forum: Other topics 08-08-2015, 08:37 PM
Replies: 45
Views: 1,288
Posted By youbet
You did not ask that question in your post. Go...

You did not ask that question in your post. Go back and read what you wrote.

As I said, Jon is a clever guy who knows how to play to his audience. While I'm not a devoted fan I watched from...
Forum: Other topics 08-08-2015, 01:07 PM
Replies: 45
Views: 1,288
Posted By youbet
Yes, clearly.

Yes, clearly.
Forum: Other topics 08-08-2015, 12:25 PM
Replies: 45
Views: 1,288
Posted By youbet
True in general but Stewart states that his show...

True in general but Stewart states that his show was meant to promote liberal/progressive/Democratic persuasions. It wasn't a matter of going to the "easy jokes." He intended to find material which...
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