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Forum: FIRE and Money 05-16-2013, 05:33 PM
Replies: 132
Views: 9,911
Posted By rodi
LOL - yes - that was a typo... Grandpa B married...

LOL - yes - that was a typo... Grandpa B married Grandma C.

Not quite as modern as it sounded.

LOL
Forum: FIRE and Money 05-16-2013, 05:30 PM
Replies: 32
Views: 992
Posted By rodi
I've worked for the same employer (sort of) for...

I've worked for the same employer (sort of) for almost 2 decades... but they keep selling/buying/spinning us off... so I've had a few 401k plans as part of each corporate takeover. The employer (up...
Forum: Hi, I am... 05-16-2013, 05:03 PM
Replies: 15
Views: 819
Posted By rodi
+1

+1
Forum: FIRE and Money 05-16-2013, 04:11 PM
Replies: 52
Views: 2,144
Posted By rodi
B with a safety net... My parents offered me...

B with a safety net...

My parents offered me the option to pay for college (undergrad) as follows:
- Major that led to a career.
- Cal State or UC school (we lived in CA). No private school....
Forum: FIRE and Money 05-15-2013, 01:50 PM
Replies: 57
Views: 3,658
Posted By rodi
I would agree with the premise in the OP. My...

I would agree with the premise in the OP. My husband and I go out to eat lunch at a thai place near my work about every 6 weeks. (I brown bag in leftovers the rest of the time.)

We noticed...
Forum: FIRE and Money 05-14-2013, 03:58 PM
Replies: 52
Views: 2,461
Posted By rodi
Plan B? We don't count our house in our...

Plan B?

We don't count our house in our retirement plans - except as a Plan B - it can fund a whole lot of long term care if we reach that point - or in home help, or keep us fed for a long time....
Forum: Health and Early Retirement 05-14-2013, 03:18 PM
Replies: 31
Views: 898
Posted By rodi
This makes sense to me. I've read quite a few...

This makes sense to me. I've read quite a few studies that talk about weight in the abdomen/back areas being more detrimental than weight in the hips.

As a pear shaped, woman (or some would say -...
Forum: Young Dreamers 05-13-2013, 04:51 PM
Replies: 89
Views: 7,398
Posted By rodi
Forget South America - right across the border,...

Forget South America - right across the border, here in North America. My family has been involved in house-building weekends down in Tijuana and Ensenada. The family, at the end of the weekend,...
Forum: Other topics 05-13-2013, 02:06 PM
Replies: 136
Views: 5,328
Posted By rodi
Aren't you worried about the expenses associated...

Aren't you worried about the expenses associated with continuing work, even fun gigs, as an architect... Presuming you're a 1 person shop - you'd have to have liability insurance for some period of...
Forum: FIRE and Money 05-13-2013, 01:34 PM
Replies: 39
Views: 1,248
Posted By rodi
Like several others here - I don't include it in...

Like several others here - I don't include it in my savings rate because it's not ME that has control over it. I do consider contributions already in my account (we vest immediately) in my net...
Forum: FIRE and Money 05-09-2013, 05:05 PM
Replies: 132
Views: 9,911
Posted By rodi
It can definitely get messy if the person married...

It can definitely get messy if the person married more than once.

Grandma A divorced the father of her two children (Grandpa A), and a few years later married Grandpa B.

Grandpa B adopted my...
Forum: FIRE and Money 05-09-2013, 09:00 AM
Replies: 41
Views: 1,989
Posted By rodi
I've got most of my money at Schwab (taxable,...

I've got most of my money at Schwab (taxable, inherited IRA, and a rolled 401k).
As mentioned previously - I have a rolled IRA at Fidelity, and a couple 529's at Vanguard.

Haven't dealt much...
Forum: Health and Early Retirement 05-09-2013, 08:43 AM
Replies: 14
Views: 481
Posted By rodi
I did negotiate a 5% sibling discount and am...

I did negotiate a 5% sibling discount and am going to push for a cash discount (pay up front).

They declined the cash discount with my older son because they said the insurance company had...
Forum: FIRE and Money 05-09-2013, 08:31 AM
Replies: 39
Views: 2,956
Posted By rodi
Not Katsmeow - but I'll answer. You can...

Not Katsmeow - but I'll answer.

You can modify the income streams with the pension/off chart spending categories on the 2nd tab, towards the bottom.

For example - I include our spending for the...
Forum: FIRE and Money 05-08-2013, 04:08 PM
Replies: 41
Views: 1,989
Posted By rodi
I like Vanguard funds. But their customer...

I like Vanguard funds. But their customer service is less than spectacular. When my dad passed away it was very painful to get control of the taxable and IRA accounts. It's one thing to be...
Forum: FIRE and Money 05-08-2013, 03:20 PM
Replies: 132
Views: 9,911
Posted By rodi
I received an inheritance from my parents estate...

I received an inheritance from my parents estate when my dad died. Not enough to retire that day - but it definitely boosted my nest egg to where I can consider ER at 55 for sure (3.5 years away),...
Forum: Health and Early Retirement 05-08-2013, 01:05 PM
Replies: 14
Views: 481
Posted By rodi
Semi related - I just had an eye opening...

Semi related - I just had an eye opening experience how different insurance can effect the negotiated price.

Son #1 started his braces while I had Insurance A. Insurance A negotiated the total...
Forum: Other topics 05-08-2013, 12:58 PM
Replies: 50
Views: 1,323
Posted By rodi
That's the first one I learned. The second one...

That's the first one I learned. The second one was "Batman Blows Robin On Yonder Gotham Bridge, Very Gooey Work".
Forum: FIRE and Money 05-06-2013, 04:21 PM
Replies: 64
Views: 3,755
Posted By rodi
This is an interesting thread in so many ways. ...

This is an interesting thread in so many ways.

My parents are both dead - but they knew we were saving hard, and living well below our means, and on track to be able to retire. My dad was a total...
Forum: FIRE and Money 05-06-2013, 03:18 PM
Replies: 84
Views: 4,768
Posted By rodi
LoneAspen - both my husband and I had similar...

LoneAspen - both my husband and I had similar view points when we started dating and got married. We were both older (I was 38, he was 47) We both had careers, both owned houses, etc. So when we...
Forum: FIRE and Money 05-06-2013, 02:45 PM
Replies: 150
Views: 8,707
Posted By rodi
I disagree with this point a bit. My...

I disagree with this point a bit. My grandfathered "took retirement" with a pension at age 55. They moved from the midwest to San Diego (where I was growing up)... so they could enjoy going to the...
Forum: Hi, I am... 05-06-2013, 01:27 PM
Replies: 26
Views: 1,405
Posted By rodi
I'm in San Diego and plan to retire here in a few...

I'm in San Diego and plan to retire here in a few years - I'm done as soon as the mortgage is paid off (next year.)

If you do end up picking this part of the woods - pick your school district...
Forum: Other topics 05-02-2013, 01:47 PM
Replies: 34
Views: 915
Posted By rodi
More than a decade ago we used ebay to sell a...

More than a decade ago we used ebay to sell a power boat and to sell a car.
Tried to sell our nephew's car and my old carr 5 years ago and everyone wanted too much off the wholesale price. ...
Forum: Other topics 05-01-2013, 04:20 PM
Replies: 22
Views: 537
Posted By rodi
Do your due diligence on whomever you hire. ...

Do your due diligence on whomever you hire.

We live in CA - here in California I advise the following public records checks:

- Contractors state license board. Look closely at the bonding...
Forum: FIRE and Money 05-01-2013, 02:04 PM
Replies: 14
Views: 831
Posted By rodi
We had something similar several years ago - I...

We had something similar several years ago - I sent back the proper forms and called the number. They explained what I had done wrong. (In my case I had filled out something wrong in the sale of...
Showing results 1 to 25 of 727

 
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