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Search: Posts Made By: sally123
Forum: Hi, I am... 06-25-2011, 04:43 AM
Replies: 19
Views: 2,313
Posted By sally123
I think you can retire soon. Whatever your...

I think you can retire soon. Whatever your motivation was, you saved a good amount. Many wish they saved like you did. Don't you think so? If there is a rare catastrphic event in future, you have to...
Forum: FIRE and Money 06-24-2011, 03:18 AM
Replies: 20
Views: 2,803
Posted By sally123
i paid off my mortgage about a month ago, and...

i paid off my mortgage about a month ago, and begin to feel differently about work. i smile a lot more and don't get upset as much because worse comes to worst i can walk out. i like my job at a new...
Forum: FIRE and Money 05-12-2011, 11:00 PM
Replies: 110
Views: 10,452
Posted By sally123
I'm doing 10% to the company plan with 100% match...

I'm doing 10% to the company plan with 100% match and 5% to 401K, that's 25% pretax. Then ROTH IRA and the same amount for investiment. I think total ~35%.
Forum: Hi, I am... 11-21-2010, 02:29 PM
Replies: 46
Views: 6,160
Posted By sally123
chinaco, thank you for your honest imput. I will...

chinaco, thank you for your honest imput. I will give more thought on when to ER. Reading halfway through "The joy of not working" by Zelinski, I realized that the way I work is more like...
Forum: Hi, I am... 11-20-2010, 04:16 PM
Replies: 46
Views: 6,160
Posted By sally123
Bossnova, you are right on. Just as you say, my...

Bossnova, you are right on. Just as you say, my financial planner pointed out that I have enough after 59 1/2 but need a strategy for the next 8 years. I need to do more than current $500/mo saving...
Forum: Hi, I am... 11-13-2010, 10:38 PM
Replies: 46
Views: 6,160
Posted By sally123
Travelover, thank you for sharing. In some way I...

Travelover, thank you for sharing. In some way I am already in a retirement mode. I still go to work 8-5 M-F and drop by my office on weekend, but it is out of habit. (You ERs can probably relate to...
Forum: Hi, I am... 11-11-2010, 11:39 AM
Replies: 46
Views: 6,160
Posted By sally123
bbbamI, you may not believe it, but this is the...

bbbamI, you may not believe it, but this is the most encouraging response. I did not consider vegging out for a year, because culture of our society is that one has to thrive for something all the...
Forum: Hi, I am... 11-08-2010, 12:22 PM
Replies: 46
Views: 6,160
Posted By sally123
You are all awesome! You are right that I am...

You are all awesome! You are right that I am asking when to get out of a rat race so I can start a life for myself. At age 51, I deserve it, yes? If possible, I want to stay at my job part-time,...
Forum: Hi, I am... 11-07-2010, 06:43 PM
Replies: 46
Views: 6,160
Posted By sally123
Amethyst, thank you for reminding me health...

Amethyst, thank you for reminding me health issue. I have a heart problem (arrythmia) which cardiac cath could not fix. My cardiologist says this type of arrythmia does not kill, but I get easily...
Forum: Hi, I am... 11-07-2010, 04:13 PM
Replies: 46
Views: 6,160
Posted By sally123
BigNick, my total annual expenditure excluding...

BigNick, my total annual expenditure excluding morgage and investiment is $21K. Yes, I am cheap. But this will go up after ER because (1) health insurance (2) computer/internet/office supplies (3)...
Forum: Hi, I am... 11-07-2010, 02:11 PM
Replies: 46
Views: 6,160
Posted By sally123
51 year old scared of early retirement

I am a 51 year-old female, and thinking about retirement for the last 10 years. When I was younger, I really liked my job. As I get older I just do not have energy to continue. Financially, my house...
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