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Forum: Hi, I am... 03-07-2019, 10:54 AM
Replies: 45
Views: 3,549
Posted By Toddtheaccountant
Thank you street!!

Thank you street!!
Forum: Hi, I am... 03-07-2019, 10:53 AM
Replies: 45
Views: 3,549
Posted By Toddtheaccountant
Thank you... That's good advice! I do think I...

Thank you... That's good advice! I do think I need to get a little out of my head. Just sent an email to boss about taking some days off over the next month... That should help!!
Forum: Hi, I am... 03-07-2019, 10:44 AM
Replies: 45
Views: 3,549
Posted By Toddtheaccountant
Actually the search is definitely on.. I'm...

Actually the search is definitely on.. I'm interviewing first candidates this week. So they are taking advantage of the opportunity.
Forum: Hi, I am... 03-07-2019, 10:24 AM
Replies: 45
Views: 3,549
Posted By Toddtheaccountant
I'm a relatively key employee, and I wouldn't...

I'm a relatively key employee, and I wouldn't feel right about leaving until my successor is in place and somewhat up to speed....
Forum: Hi, I am... 03-07-2019, 09:51 AM
Replies: 45
Views: 3,549
Posted By Toddtheaccountant
How do you survive last x months... Excruciating

So I I have another 10 months or so before ER... have given notice...and I cannot stand being here. BS bucket is overflowing. How did other folks mentally get through the last several months? Looking...
Forum: Hi, I am... 02-17-2019, 06:09 PM
Replies: 10
Views: 1,753
Posted By Toddtheaccountant
Gave retirement notice...decision is done...12 months to go :) :)

OK, this is probably the third time I've posted. I was the schmuck that last year told mega that I wanted to retire...they responded by doubling my salary and giving me more interesting...
Forum: Life after FIRE 01-27-2019, 11:24 AM
Replies: 19
Views: 1,030
Posted By Toddtheaccountant
Pull off the bandaid vs. go slow

So I've heard advice on early retirement....go slow. Go from full to part time then retire. That may be decent advice, but perhaps the "pull off the bandaid" approach is better...when you're...
Forum: Hi, I am... 01-01-2019, 06:25 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
I think it was a good comment, you just pointed...

I think it was a good comment, you just pointed out that I asked the same thing about a year ago....and I had! Fair comment. I appreciate your thoughts...it's definitely not about the money. thanks!
Forum: Hi, I am... 01-01-2019, 02:40 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
Thank you all for your responses. My plan is to...

Thank you all for your responses. My plan is to give my notice as soon as my bonus and last vesting of restricted stock is vested...I'll give them reasonable notice. But time to pull the rip cord...
Forum: Hi, I am... 01-01-2019, 02:39 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
Masquernom: That's a great analogy and not...

Masquernom: That's a great analogy and not really that far off from where I'm at, even though I'm not getting a pension. Our investment pool is our pension. To some extent it's even worse for...
Forum: Hi, I am... 01-01-2019, 02:36 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
You are correct...and the criticism you are...

You are correct...and the criticism you are hitting me with, I definitely deserve...I guess I'm just looking to people who think alike for confirmation. I don't need the money. And it's sad to...
Forum: Hi, I am... 01-01-2019, 02:34 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
what I'm saying is that earning $1, and paying...

what I'm saying is that earning $1, and paying the tax on the earned $1 and the taxes on the future earnings of what's left, it's like I invested 35 cents. Math is simply $1 * (1-48%)*(1-35%). I'm...
Forum: Hi, I am... 01-01-2019, 02:32 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
Thank you! You are right. I've had OMY syndrome...

Thank you! You are right. I've had OMY syndrome for the last year. But no more.
Forum: Hi, I am... 01-01-2019, 02:31 PM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
I will not be waiting! Going to give notice...

I will not be waiting! Going to give notice following payment of my year-end bonus in mid January.

On my math...it's a little sketchy I agree but defensible...what I'm saying is that, those 53...
Forum: Hi, I am... 12-31-2018, 08:06 AM
Replies: 27
Views: 1,781
Posted By Toddtheaccountant
Law of diminishing returns and taxes..and I'm a schmuck

OK, I'm the schmuck that last year posted that he was going to retire, and decided to hold off because they offered me more money (in fairness, they basically doubled my comp).

Let me set the...
Forum: Life after FIRE 07-29-2018, 11:48 AM
Replies: 81
Views: 5,581
Posted By Toddtheaccountant
Strange return experience at Costco

+1 letís return underwear with skid marks [emoji4]
Forum: FIRE and Money 06-23-2018, 10:38 AM
Replies: 2
Views: 844
Posted By Toddtheaccountant
Portfolio Failure vs. Death Risk cool tool

A great little tool I found that really helps to put in perspective the real "risk" of early retirement failure when considering death.

Simple proposition: If there is a 10% chance of portfolio...
Forum: FIRE and Money 05-07-2018, 08:47 AM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
Flint that is a great way to look at it and I...

Flint that is a great way to look at it and I agree! There is no way in he** I am doing three more years. I have already told them I am short term... And it's entirely ego but I'd like to take a year...
Forum: FIRE and Money 05-07-2018, 08:35 AM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
We have budgeted 24k per year for health care...

We have budgeted 24k per year for health care expenses in our pre sss WR. For the post sss WR we figured 12k annual benefit of Medicare at 65. Does that seem reasonable estimate?
Forum: FIRE and Money 05-06-2018, 10:51 PM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
The other underlying issue was...

The other underlying issue was greed...misplaced...and a failure to fully model the impact until now. :facepalm:
Forum: FIRE and Money 05-06-2018, 10:50 PM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
Well, as I said in the OP...I am a schmuck. But...

Well, as I said in the OP...I am a schmuck. But the reality was, it was going to be a signficant amount of money...but I had not looked at it this way, fully modeling the impact, until now. Better...
Forum: FIRE and Money 05-06-2018, 10:48 PM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
Yeah...that's why call myself "that schmuck!"...

Yeah...that's why call myself "that schmuck!" :blush:
Forum: FIRE and Money 05-06-2018, 06:16 PM
Replies: 28
Views: 2,344
Posted By Toddtheaccountant
OMY, Taxes, and Withdrawal Rate

I am the schmuck who was going to quit this year, but the boss gave me an offer I couldn't refuse. So I OMY. And here I am, still schlepping.

Here's the cliff notes version: Once your...
Forum: Hi, I am... 02-04-2018, 02:23 PM
Replies: 20
Views: 3,980
Posted By Toddtheaccountant
Thank you all for your replies! I appreciate all...

Thank you all for your replies! I appreciate all the advice.

A little more info...I was shocked how much money they threw at me, a gigantic increase to what I was making (leading me of course to...
Forum: Hi, I am... 01-28-2018, 04:18 PM
Replies: 20
Views: 3,980
Posted By Toddtheaccountant
Ok so I had the conversation... And I was offered...

Ok so I had the conversation... And I was offered enough $ to where ill stick around for a few more years...itll be worth it and worse case if I hate it I'll leave earlier than that. All in all a...
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