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Forum: FIRE and Money Yesterday, 12:16 PM
Replies: 53
Views: 2,884
Posted By homestead
Spousal benefit is quite confusing. I called SSA...

Spousal benefit is quite confusing. I called SSA to discuss and they said
YOUR spousal benefit is only reduced if YOU take benefits early. As long
as your mate takes their benefits after FRA they...
Forum: Life after FIRE 04-13-2013, 12:24 PM
Replies: 6
Views: 919
Posted By homestead
His ER plan is working, now he gets free room and...

His ER plan is working, now he gets free room and board and healthcare.
Forum: FIRE and Money 04-10-2013, 01:42 PM
Replies: 26
Views: 1,127
Posted By homestead
I kept my 401K after 55 just so I could take...

I kept my 401K after 55 just so I could take withdrawals penalty free.
When I called to make a distribution they said they had a mandatory
withholding for taxes, since I was 59 at the time I just...
Forum: Other topics 04-07-2013, 08:51 PM
Replies: 54
Views: 1,641
Posted By homestead
Don't forget to to include cost for fuel in the...

Don't forget to to include cost for fuel in the price of the vehicle.
Here is a helpful page to compare vehicles.
True Cost to Own (TCO) Calculator on Edmunds.com (http://www.edmunds.com/tco.html)
Forum: Other topics 04-06-2013, 11:30 PM
Replies: 33
Views: 777
Posted By homestead
a unix text based mail program would probably be...

a unix text based mail program would probably be immune to the virus, then
forward from there.
Forum: Other topics 03-17-2013, 02:47 PM
Replies: 10
Views: 283
Posted By homestead
Irish Blessing

May the road rise up to meet you.
May the wind always be at your back.
May the sun shine warm upon your face,
and rains fall soft upon...
Forum: FIRE and Money 03-12-2013, 12:37 PM
Replies: 259
Views: 15,136
Posted By homestead
I called SSA today they confirmed if I retired at...

I called SSA today they confirmed if I retired at age 62 and my wife retired at FRA (66) there would be no reduction in her spousal benefit. At 66 she would have the choice of going with her own...
Forum: FIRE and Money 03-11-2013, 05:25 PM
Replies: 259
Views: 15,136
Posted By homestead
Here is spousal reduction calculator on the SSA...

Here is spousal reduction calculator on the SSA site.
Benefits for Spouses (http://www.ssa.gov/oact/quickcalc/spouse.html)

Note there is no entry for retirement date of the mate only for you.
...
Forum: FIRE and Money 03-11-2013, 04:44 PM
Replies: 259
Views: 15,136
Posted By homestead
Yes , but remember there are two spousal benefits...

Yes , but remember there are two spousal benefits in a marriage, yours and your wife's.
I think these reductions are referring to your personal spousal reduction
rather than your wife's. I think...
Forum: FIRE and Money 03-11-2013, 03:54 PM
Replies: 259
Views: 15,136
Posted By homestead
I agree with your statement above. :) But the...

I agree with your statement above. :)
But the real question is , Is my wife spousal benefit reduced if I take my SS prior to full retirement age? The way I read it, her spousal benefit is only...
Forum: FIRE and Money 03-11-2013, 02:18 PM
Replies: 259
Views: 15,136
Posted By homestead
That reduction you quoted is well documented on...

That reduction you quoted is well documented on ssa site but mathjak107 was stating that the spousal benefit for my wife was reduced if I start ss prior to FRA.
I can't any documentation for that.
Forum: FIRE and Money 03-11-2013, 11:58 AM
Replies: 259
Views: 15,136
Posted By homestead
Where can I see this documented? I can't find...

Where can I see this documented? I can't find this at ssa site and this
ss calculator (http://www.sscalc.net/) shows no reduction in wife's spousal benefit if I take my ss at 62.
Forum: FIRE and Money 03-10-2013, 04:13 PM
Replies: 259
Views: 15,136
Posted By homestead
Never seen this one , I thought there was only a...

Never seen this one , I thought there was only a reduction in spousal
benefit if the wife took SS earlier than FRA.
Forum: Health and Early Retirement 02-25-2013, 12:00 PM
Replies: 20
Views: 733
Posted By homestead
My company had a mass layoff in 08 and one of my...

My company had a mass layoff in 08 and one of my ex-coworkers recommended the insurance broker that had saved their family a lot of money since they couldn't afford cobra. When we went off cobra we...
Forum: Health and Early Retirement 02-24-2013, 05:44 PM
Replies: 20
Views: 733
Posted By homestead
We went to a health insurance broker, she...

We went to a health insurance broker, she explained all the medicare parts and answered our questions and gave her recommendations based on my wife's medical history and preferences. Best part there...
Forum: FIRE and Money 12-11-2012, 09:53 PM
Replies: 4
Views: 391
Posted By homestead
A local body shop posted these ratings for...

A local body shop posted these ratings for various auto insurance.
Insurance Ratings | Ask Leif (http://www.askleif.com/insurance-ratings)
Forum: Other topics 12-09-2012, 02:27 PM
Replies: 29
Views: 788
Posted By homestead
I got some good epson cartridges on ebay from...

I got some good epson cartridges on ebay from ink.factory in canada.
Look in their store. They worked great and were low cost compared to
epson brand.
Forum: Health and Early Retirement 09-26-2012, 03:04 PM
Replies: 13
Views: 914
Posted By homestead
My Blue Cross Insurance will be going up In...

My Blue Cross Insurance will be going up In December
from $236 to $257. It is a HSA with $3500 deductable
with out of pocket max of 5K per year.
Forum: Other topics 07-21-2012, 03:24 PM
Replies: 28
Views: 1,487
Posted By homestead
Apple's new icloud software lets you find on a...

Apple's new icloud software lets you find on a map the location of your
stolen mac if it ever is turned on and connected the internet. You can
also login remotely to the stolen mac and erase the...
Forum: Health and Early Retirement 06-25-2012, 10:41 AM
Replies: 34
Views: 1,720
Posted By homestead
Here is a pdf download of the history of water...

Here is a pdf download of the history of water treatment from a water
treatment plant.
History of Water Treatment...
Forum: Health and Early Retirement 06-24-2012, 08:21 PM
Replies: 34
Views: 1,720
Posted By homestead
Wagon trains going west would put a silver coin ...

Wagon trains going west would put a silver coin
in each water barrel to help keep their water fresh.
Forum: Travel Information 06-13-2012, 11:05 AM
Replies: 78
Views: 4,414
Posted By homestead
Crater Lake Oregon

Crater Lake Oregon
Forum: Travel Information 05-31-2012, 06:52 PM
Replies: 78
Views: 3,088
Posted By homestead
There is free parking at the Max Train stations...

There is free parking at the Max Train stations and Park & Ride locations. (Beaverton)
Also at the zoo which is close to downtown and accessible by Max.
Forum: Travel Information 04-27-2012, 09:41 PM
Replies: 20
Views: 1,369
Posted By homestead
We like to stay in cooper spur lodge near...

We like to stay in cooper spur lodge near parkdale
and ponderosa lodge in sisters if you are going that way
check them out.
Forum: FIRE and Money 03-25-2012, 02:04 PM
Replies: 30
Views: 2,739
Posted By homestead
Try this calculator, it will show you some of the...

Try this calculator, it will show you some of the basic options.
Social Security calculator: retirement options for you and spouse. (http://www.sscalc.net/)
Showing results 1 to 25 of 134
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