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Search: Posts Made By: Toddtheaccountant
Forum: Life after FIRE 07-29-2018, 12:48 PM
Replies: 81
Views: 5,378
Posted By Toddtheaccountant
Strange return experience at Costco

+1 letís return underwear with skid marks [emoji4]
Forum: FIRE and Money 06-23-2018, 11:38 AM
Replies: 2
Views: 796
Posted By Toddtheaccountant
Portfolio Failure vs. Death Risk cool tool

A great little tool I found that really helps to put in perspective the real "risk" of early retirement failure when considering death.

Simple proposition: If there is a 10% chance of portfolio...
Forum: FIRE and Money 05-07-2018, 09:47 AM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
Flint that is a great way to look at it and I...

Flint that is a great way to look at it and I agree! There is no way in he** I am doing three more years. I have already told them I am short term... And it's entirely ego but I'd like to take a year...
Forum: FIRE and Money 05-07-2018, 09:35 AM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
We have budgeted 24k per year for health care...

We have budgeted 24k per year for health care expenses in our pre sss WR. For the post sss WR we figured 12k annual benefit of Medicare at 65. Does that seem reasonable estimate?
Forum: FIRE and Money 05-06-2018, 11:51 PM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
The other underlying issue was...

The other underlying issue was greed...misplaced...and a failure to fully model the impact until now. :facepalm:
Forum: FIRE and Money 05-06-2018, 11:50 PM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
Well, as I said in the OP...I am a schmuck. But...

Well, as I said in the OP...I am a schmuck. But the reality was, it was going to be a signficant amount of money...but I had not looked at it this way, fully modeling the impact, until now. Better...
Forum: FIRE and Money 05-06-2018, 11:48 PM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
Yeah...that's why call myself "that schmuck!"...

Yeah...that's why call myself "that schmuck!" :blush:
Forum: FIRE and Money 05-06-2018, 07:16 PM
Replies: 28
Views: 2,211
Posted By Toddtheaccountant
OMY, Taxes, and Withdrawal Rate

I am the schmuck who was going to quit this year, but the boss gave me an offer I couldn't refuse. So I OMY. And here I am, still schlepping.

Here's the cliff notes version: Once your...
Forum: Hi, I am... 02-04-2018, 03:23 PM
Replies: 20
Views: 3,869
Posted By Toddtheaccountant
Thank you all for your replies! I appreciate all...

Thank you all for your replies! I appreciate all the advice.

A little more info...I was shocked how much money they threw at me, a gigantic increase to what I was making (leading me of course to...
Forum: Hi, I am... 01-28-2018, 05:18 PM
Replies: 20
Views: 3,869
Posted By Toddtheaccountant
Ok so I had the conversation... And I was offered...

Ok so I had the conversation... And I was offered enough $ to where ill stick around for a few more years...itll be worth it and worse case if I hate it I'll leave earlier than that. All in all a...
Forum: Hi, I am... 12-23-2017, 05:53 PM
Replies: 20
Views: 3,869
Posted By Toddtheaccountant
Thank you oldshooter, that actually sounds...

Thank you oldshooter, that actually sounds awesome... I was thinking of something like that and it would be right up my alley!!
Forum: Hi, I am... 12-23-2017, 04:34 PM
Replies: 20
Views: 3,869
Posted By Toddtheaccountant
Hello from Toddtheaccountant

I've been watching this great group for about a year, and posted a couple miscellaneous threads from which I got great advice and feedback. You guys are great!

I've learned a ton and reading what...
Forum: FIRE and Money 11-24-2017, 10:00 AM
Replies: 15
Views: 1,532
Posted By Toddtheaccountant
Thanks runningbum and I agree. To clarify, the...

Thanks runningbum and I agree. To clarify, the benefit of working those theoretical three extra years is diminished because of the higher incremental tax rate on the earnings thrown off from those...
Forum: FIRE and Money 11-24-2017, 09:31 AM
Replies: 15
Views: 1,532
Posted By Toddtheaccountant
Tax motivated retirement

Another "nail in the coffin" so to speak motivating me to early retirement is the fact that, based upon my asset level, it i large enough to support our spending goals but small enough that, in...
Forum: Health and Early Retirement 11-19-2017, 07:24 PM
Replies: 136
Views: 15,649
Posted By Toddtheaccountant
Did you hear about the mojel who didn't charge...

Did you hear about the mojel who didn't charge for circumcision. He just kept the tips.
Forum: FIRE and Money 09-22-2017, 10:40 AM
Replies: 110
Views: 12,833
Posted By Toddtheaccountant
You may want to check out mint.

You may want to check out mint.
Forum: Stock Picking and Market Strategy 08-10-2017, 09:21 PM
Replies: 22
Views: 1,966
Posted By Toddtheaccountant
Even if 90% of people went passive investing, to...

Even if 90% of people went passive investing, to the extent that the individual stocks prices weren't reflective of true value because there wasn't enough trading, it would attract more people to...
Forum: Life after FIRE 07-26-2017, 08:02 AM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
Eddie, great suggestions! Thank you and I will go...

Eddie, great suggestions! Thank you and I will go through those...
Forum: Life after FIRE 07-25-2017, 01:14 AM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
I honestly don't have any of those from my work!!...

I honestly don't have any of those from my work!! WHY HAVEN'T I PULLED THE TRIGGER YET!!! :)
Forum: Life after FIRE 07-24-2017, 02:36 PM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
Haha no way :)

Haha no way :)
Forum: Life after FIRE 07-24-2017, 12:39 AM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
That's a great point about how strong the push...

That's a great point about how strong the push is... That is.... Do I want to blow my brains out if I keep working vs. The pull of early retirement bliss. There is definitely some decent push, but...
Forum: Life after FIRE 07-24-2017, 12:37 AM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
That is great advice scuba... I will put together...

That is great advice scuba... I will put together a list of things to do. Thanks!!!!
Forum: Life after FIRE 07-23-2017, 10:13 PM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
That makes sense Eddie.... Thank you!

That makes sense Eddie.... Thank you!
Forum: Life after FIRE 07-23-2017, 08:29 PM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
Great input! Thank you so much. I think I'll just...

Great input! Thank you so much. I think I'll just go ahead and pull the rip cord after year end bonuses early next year!!
Forum: Life after FIRE 07-23-2017, 03:38 PM
Replies: 79
Views: 5,982
Posted By Toddtheaccountant
Okay.... Does anybody not like early retirement/pitfalls?

This question may seem strange.

I'm FI now and thinking of RE within the next two years or less. Financially is not an issue. My hesitation is.... What will I do? Will I regret it? Will I miss...
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