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Search: Posts Made By: John Galt III
Forum: FIRE and Money Today, 07:10 AM
Replies: 80
Views: 2,975
Posted By John Galt III
Another thing that doesn't make sense about...

Another thing that doesn't make sense about negative interest rates: The Fed is going pay banks to accept a zero interest loan? ??? Or will the Fed give the banks the zero interest loan, then only...
Forum: Other topics 02-11-2016, 09:50 AM
Replies: 34
Views: 1,484
Posted By John Galt III
I'm in Pa. Utility costs: $30/mo water....

I'm in Pa.

Utility costs: $30/mo water. $100/mo electric. 60 Winter 78 SUmmer

Car insurance : $58/mo includes 2 older cars.

Registration: $36 per year per car. Inspection : $50 per...
Forum: FIRE and Money 02-10-2016, 10:23 AM
Replies: 21
Views: 662
Posted By John Galt III
I cash-for-clunkered my beloved Caprice Classic...

I cash-for-clunkered my beloved Caprice Classic comfo-guzzler back when gas prices were high, and bought a Nissan Versa which is somewhat of a gas miser, and I only drive about 2,000 to 3,000 miles a...
Forum: Life after FIRE 02-10-2016, 10:02 AM
Replies: 1,305
Views: 72,776
Posted By John Galt III
The motor in my Eureka Bravo vacuum cleaner...

The motor in my Eureka Bravo vacuum cleaner started making those horrible noises a few days ago. It is a used motor I bought 6 years ago for $15, and installed myself, so I got my money's worth out...
Forum: Other topics 02-10-2016, 08:52 AM
Replies: 58
Views: 1,131
Posted By John Galt III
Do they still make any grills with cast iron...

Do they still make any grills with cast iron parts? I recently had to sell an old charcoal (not gas) grill that my Dad had. Big rectangular thing. Must have weighed about eighty pounds. It only...
Forum: Other topics 02-08-2016, 10:02 AM
Replies: 15
Views: 780
Posted By John Galt III
Yes, it is really getting crazy. Sounds like the...

Yes, it is really getting crazy. Sounds like the employee is bullying upwards. She apparently does not want to (or is unable to) advance through hard work and competence and is relying on...
Forum: Other topics 02-03-2016, 11:26 AM
Replies: 44
Views: 1,702
Posted By John Galt III
Not sure if this would occur today, but I was...

Not sure if this would occur today, but I was scammed on Ebay by a seller about 7 or 8 years ago. I sent her a check for something which never showed up. Ebay said there was nothing they could do but...
Forum: FIRE and Money 02-02-2016, 05:53 PM
Replies: 24
Views: 2,054
Posted By John Galt III
VINIX (stock market index) and VWIAX...

VINIX (stock market index) and VWIAX (Wellesley).
Forum: Other topics 02-02-2016, 09:51 AM
Replies: 1,463
Views: 71,016
Posted By John Galt III
Very unforgiving of me I know, but I loathe...

Very unforgiving of me I know, but I loathe certain eating styles, as in loud chewing, self-satisfied smacking sounds, and then the ever-present *lean back, open wide and pick the teeth orgasmically...
Forum: Other topics 02-01-2016, 09:43 PM
Replies: 1,463
Views: 71,016
Posted By John Galt III
Voice to text translators that result in...

Voice to text translators that result in sentences like *Aye went too the store two bye a pear of shoos*. Usually there is a word or two completely missing also.
Forum: FIRE and Money 01-30-2016, 12:20 PM
Replies: 80
Views: 3,462
Posted By John Galt III
I'm getting 3.0% in a Stable Value Fund in a...

I'm getting 3.0% in a Stable Value Fund in a 401K. I love it.
Forum: Other topics 01-30-2016, 11:38 AM
Replies: 16
Views: 424
Posted By John Galt III
Still have plenty of seeds left over from...

Still have plenty of seeds left over from previous years. Most of them germinate too! Radish, mustard spinach, string beans, watermelon, cantaloupe, cucumber. Only problem crop is string beans, since...
Forum: FIRE and Money 01-29-2016, 08:23 AM
Replies: 56
Views: 3,973
Posted By John Galt III
When you guys are buying cds online what info are...

When you guys are buying cds online what info are you entering? Are you doing an EFT from your checking account? ACH transfer? Mailing in a check? Do they ask for your SSN? I'd rather mail them a...
Forum: Other topics 01-28-2016, 09:41 AM
Replies: 1,463
Views: 71,016
Posted By John Galt III
Recurring pet peeve: local traffic **always** ...

Recurring pet peeve: local traffic **always** busy. Never seems to be a window during the day for low traffic. Starts around 7 AM, keeps busy until 9 PM. Unbelievable. Oh, for the good old days...
Forum: FIRE and Money 01-28-2016, 08:24 AM
Replies: 35
Views: 1,405
Posted By John Galt III
for 2015, my premiums were $20.32 per mo times 12...

for 2015, my premiums were $20.32 per mo times 12 = $243.84 for the year. Deductible was $100 all of which I used, so add $100 to $243 = $343.

Add in eight $5 copays which is $40, and I get...
Forum: Other topics 01-27-2016, 07:33 PM
Replies: 63
Views: 1,951
Posted By John Galt III
I used to get 16 ounce bags of pretzels there,...

I used to get 16 ounce bags of pretzels there, for $1.00. Now they have downsized the bag size to 12 ounces, for $1.00. Still way lower than grocery store ripoff price. :)
Forum: FIRE and Money 01-27-2016, 12:10 PM
Replies: 56
Views: 3,973
Posted By John Galt III
Poking around on the internet, I found Pioneer...

Poking around on the internet, I found Pioneer Valley FCU in Springfield, MA 2.57% 57 month CD. Slightly higher than Patelco's 2.50% 5 year CD. Hmmmm. Maybe rates are nudging up week by week? I...
Forum: Life after FIRE 01-26-2016, 09:33 AM
Replies: 336
Views: 14,993
Posted By John Galt III
Here in Pa we got 31 inches. Fri night and...

Here in Pa we got 31 inches. Fri night and Saturday it was blowing hard, so whatever you shoveled out got filled in again! Waited til Sun morning to get at it. Spent about 7 hours old-schooling it...
Forum: FIRE and Money 01-26-2016, 09:00 AM
Replies: 56
Views: 3,973
Posted By John Galt III
Anyone have any comments on the ease or...

Anyone have any comments on the ease or difficulty of dealing with these banks and credit unions, as far as buying a CD? I've read reviews online and Patelco and Barclays are generally liked by...
Forum: Other topics 01-22-2016, 05:32 PM
Replies: 80
Views: 1,975
Posted By John Galt III
Yes. I just turn of the commercials. Might wear...

Yes. I just turn of the commercials. Might wear out the on/off switch! No way I'm paying for radio. Heck, I'm already paying too much for crap TV.
Forum: Life after FIRE 01-21-2016, 07:09 PM
Replies: 1,305
Views: 72,776
Posted By John Galt III
Not a repair. Preventive maintenance. Started up...

Not a repair. Preventive maintenance. Started up the big 40 year old fridge in the basement, just to move the refrigerant/oil around and do whatever is supposedly good for it. Listened to it whine...
Forum: Stock Picking and Market Strategy 01-20-2016, 09:32 AM
Replies: 8
Views: 789
Posted By John Galt III
Not bad. Keep those recommendations coming! I...

Not bad. Keep those recommendations coming! I have a lot of CD's maturing this year at my credit union, and their rates aren't great (1.83% for 5 year) so I will be looking for new cd opportunities....
Forum: Other topics 01-19-2016, 12:37 PM
Replies: 23
Views: 849
Posted By John Galt III
Is there a family member of friend who might...

Is there a family member of friend who might actually enjoy selling/ giving away stuff on Craigslist? I had a blast selling my parents' stuff for them on CL. It takes a lot of time and effort...
Forum: Other topics 01-19-2016, 09:46 AM
Replies: 23
Views: 849
Posted By John Galt III
My parents recently downsized and threw out an...

My parents recently downsized and threw out an awful lot of good stuff. I remember the poor garbage man pausing to inspect all this perfectly good stuff before he tossed it in.
Forum: FIRE and Money 01-18-2016, 12:27 PM
Replies: 379
Views: 32,611
Posted By John Galt III
My monthly cable just went up from $93 per mo to...

My monthly cable just went up from $93 per mo to $99 per mo, for one level above basic. Still paying it since the gf wants it, and she is helping pay for it. I just wonder if more than $100 per mo,...
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