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Search: Posts Made By: braumeister
Forum: Other topics 06-06-2013, 03:19 PM
Replies: 37
Views: 1,182
Posted By braumeister
I'm a boomer (1946). I'm just very recently...

I'm a boomer (1946).

I'm just very recently beginning to get more comfortable with things like senior discounts.

I still flinch inwardly when I'm called "Sir" but I know they mean no harm.
...
Forum: Hi, I am... 06-06-2013, 02:17 PM
Replies: 12
Views: 835
Posted By braumeister
Not at all! In fact, you exactly fit, being...

Not at all!
In fact, you exactly fit, being 64.5, or half a year earlier than the old standard "65" retirement age. :laugh:

Seriously, there are a bunch of folks here who started out as early...
Forum: Health and Early Retirement 06-06-2013, 01:29 PM
Replies: 9
Views: 504
Posted By braumeister
All those "...ose" things are types of sugar. No...

All those "...ose" things are types of sugar. No question that fructose is one of the nastiest kinds, but it's useful to keep it in perspective.

Sucrose (table sugar) is half fructose, half...
Forum: Other topics 06-06-2013, 01:02 PM
Replies: 35
Views: 632
Posted By braumeister
My partial solution is decidedly low tech. ...

My partial solution is decidedly low tech.

All discount/loyalty cards, along with library cards and several membership cards, are kept in the door pocket next to the driver's seat of my car. When...
Forum: Health and Early Retirement 06-06-2013, 12:58 PM
Replies: 9
Views: 504
Posted By braumeister
My local Illuminati chapter is having a bake sale...

My local Illuminati chapter is having a bake sale next weekend. Plenty of sweet treats for everyone!
Forum: Other topics 06-05-2013, 06:18 PM
Replies: 10
Views: 390
Posted By braumeister
Some states require both drivers to share their...

Some states require both drivers to share their names, addresses, and driver's license numbers (as well as insurance company name, phone number and policy number). You're also responsible for getting...
Forum: Other topics 06-05-2013, 02:46 PM
Replies: 33
Views: 764
Posted By braumeister
Relax. Some people even things out by going...

Relax. Some people even things out by going farther than necessary on the other end. My uncle, for example, is one of these good samaritans.

He will put his left turn signal on when leaving his...
Forum: Life after FIRE 06-04-2013, 05:10 PM
Replies: 56
Views: 2,683
Posted By braumeister
Seriously, you guys are just way too polite. ...

Seriously, you guys are just way too polite.
Anyone I know would, when asked for the $30, have said "For what?"
Forum: FIRE and Money 06-04-2013, 02:29 PM
Replies: 36
Views: 2,622
Posted By braumeister
Or it could be that your statement was generated...

Or it could be that your statement was generated based on one office sending an authorization to another office to cut the check and mail it. Sad, but bureaucracies are like that.

As long as you...
Forum: FIRE and Money 06-04-2013, 01:36 PM
Replies: 56
Views: 5,820
Posted By braumeister
The standard 4% (or whatever WR you choose to...

The standard 4% (or whatever WR you choose to use) is based on the starting value of your investment portfolio, nothing else.

Assuming you have a very good handle on what your retirement expenses...
Forum: Young Dreamers 06-04-2013, 01:32 PM
Replies: 4
Views: 421
Posted By braumeister
So your wife is exactly right: this would be...

So your wife is exactly right: this would be gambling with your retirement funds.
Forum: FIRE and Money 06-04-2013, 01:29 PM
Replies: 20
Views: 538
Posted By braumeister
I've used it for several years. Never a problem....

I've used it for several years. Never a problem. I don't keep a lot of money in it (using a Discover 0.85%APY account for larger cash balances), but I have a very high opinion of Fido's brokerage...
Forum: Life after FIRE 06-04-2013, 12:02 PM
Replies: 56
Views: 2,683
Posted By braumeister
Sounds like there were two breakfasts, and he...

Sounds like there were two breakfasts, and he probably spent 20 minutes preparing each one. That leaves $16.20 for his labor, or about $24 an hour. Hardly outrageous for a personal chef!
...
Forum: FIRE Related Political Topics 06-04-2013, 10:42 AM
Replies: 11
Views: 614
Posted By braumeister
This is one of the reasons we need to spend more...

This is one of the reasons we need to spend more on infrastructure -- to make sure the bridges are safe to live under.
Forum: Life after FIRE 06-04-2013, 10:38 AM
Replies: 56
Views: 2,683
Posted By braumeister
I would never invite him again.

I would never invite him again.
Forum: Other topics 06-02-2013, 12:21 PM
Replies: 2
Views: 169
Posted By braumeister
For that kind of project, I would get at least...

For that kind of project, I would get at least four quotes. Then you'll be able to see what the ball park range is and know which bidder is out of line.
Forum: Stock Picking (Individual Security Analysis) 06-02-2013, 10:52 AM
Replies: 7
Views: 637
Posted By braumeister
Have you actually examined the company's...

Have you actually examined the company's financials, like on M*?
At a quick glance, they look pretty awful to me.
Forum: Other topics 06-02-2013, 08:40 AM
Replies: 11
Views: 445
Posted By braumeister
I think you're lucky. I was never able to get my...

I think you're lucky. I was never able to get my mom to even grasp the concept of the internet at that age. All she could manage was playing a Scrabble game on the computer (not online). It would...
Forum: Other topics 06-01-2013, 05:24 PM
Replies: 25
Views: 732
Posted By braumeister
I have no idea what 95% of my passwords are....

I have no idea what 95% of my passwords are. Usernames too, for the most part.

By using password software, I can let it choose very difficult passwords that are too long and random to memorize,...
Forum: Other topics 06-01-2013, 04:08 PM
Replies: 25
Views: 732
Posted By braumeister
I used to do consulting for a Fortune 100...

I used to do consulting for a Fortune 100 company, and it had one of the best password policies I've ever seen.

First, your password had to be at least 10 characters (this was back in the 90s).
...
Forum: FIRE and Money 06-01-2013, 03:59 PM
Replies: 46
Views: 2,638
Posted By braumeister
The important thing, in my mind, is that it's...

The important thing, in my mind, is that it's simply impossible to predict the future. The market could go down as easily as up, at any time at all. We tend to think about it in terms of trends...
Forum: Other topics 05-31-2013, 10:30 AM
Replies: 55
Views: 1,195
Posted By braumeister
Actually, I've been helping them revise their...

Actually, I've been helping them revise their recipes for several years, and the Hudepohl Amber Lager is now not only a very drinkable beer, but one of their top sellers these days.

Even after...
Forum: Other topics 05-30-2013, 02:36 PM
Replies: 55
Views: 1,195
Posted By braumeister
I must respectfully request that this thread be...

I must respectfully request that this thread be closed now.

Being stuck with only the bizarre :facepalm: but surprisingly tasty :) concoction known as Cincinnati chili...
Forum: Life after FIRE 05-30-2013, 12:38 PM
Replies: 56
Views: 1,985
Posted By braumeister
Dropped off a dozen dress shirts and 65 good...

Dropped off a dozen dress shirts and 65 good neckties at Goodwill a couple of months ago. That was a nice feeling.

Got rid of all but three suits a dozen years ago, and since they still fit me,...
Forum: Other topics 05-30-2013, 11:47 AM
Replies: 55
Views: 1,195
Posted By braumeister
Glad to see they've expanded the choices. I...

Glad to see they've expanded the choices.
I spent one summer there a long time ago (Vandenberg AFB, actually), and enjoyed Santa Maria BBQ quite often. At that time, everything seemed to be done on...
Showing results 1 to 25 of 2334

 
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