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Search: Posts Made By: pb4uski
Forum: Health and Early Retirement Yesterday, 04:27 PM
Replies: 200
Views: 11,123
Posted By pb4uski
No. The subsidy is based on household income and...

No. The subsidy is based on household income and household health insurance costs.
Forum: Other topics Yesterday, 03:36 PM
Replies: 7
Views: 204
Posted By pb4uski
Thanks for the post. I had checked all my...

Thanks for the post. I had checked all my vehicles and DS since he lives at home but had forgot DD's. Her 2005 Saab 9-2 is on the list. Given that Saab is no longer, I suspect she takes it to a GM...
Forum: FIRE and Money Yesterday, 03:27 PM
Replies: 86
Views: 4,485
Posted By pb4uski
Given that the median household income is about...

Given that the median household income is about $54k, $85k for a single ($170k for MFJ) IS wealthy by comparison.

The lack of inflation adjustment is the stealth increase.
Forum: Health and Early Retirement Yesterday, 11:53 AM
Replies: 200
Views: 11,123
Posted By pb4uski
I thought I would write a followup. I called...

I thought I would write a followup. I called BCBS and they confirmed that the deductible was $12,700 and is an aggregate deductible ($6,350 * 2 people). I then asked if we could instead buy two...
Forum: FIRE and Money Yesterday, 11:15 AM
Replies: 9
Views: 311
Posted By pb4uski
Fixed income is a real tough place right now. ...

Fixed income is a real tough place right now. One thing to be cautious of is interest rate risk.

FWIW, I target 80% domestic fixed income and 20% international. Within domestic, I target 80%...
Forum: Young Dreamers Yesterday, 07:31 AM
Replies: 12
Views: 417
Posted By pb4uski
I would sell. It will simplify your life and be...

I would sell. It will simplify your life and be one less thing to worry about while you are deployed. Thank you for your service.
Forum: FIRE and Money Yesterday, 06:04 AM
Replies: 665
Views: 49,355
Posted By pb4uski
What is this thread about?

What is this thread about?
Forum: Other topics 10-21-2014, 11:34 AM
Replies: 98
Views: 2,421
Posted By pb4uski
I think it could be done by just indicating that...

I think it could be done by just indicating that the offer will automatically expire if one of the other offers is accepted and the buyer will notify the seller with all deliberate speed if one other...
Forum: FIRE and Money 10-21-2014, 07:21 AM
Replies: 19
Views: 906
Posted By pb4uski
If Dad is in the 15% tax bracket, any LTCG would...

If Dad is in the 15% tax bracket, any LTCG would not be subject to tax but there might be come tax cost if it makes more of his SS taxable. If there is no or reasonable tax cost, I would sell the...
Forum: Stock Picking (Individual Security Analysis) 10-21-2014, 07:08 AM
Replies: 6
Views: 333
Posted By pb4uski
+1

+1
Forum: Other topics 10-20-2014, 06:17 AM
Replies: 98
Views: 2,421
Posted By pb4uski
Chill. Unless you are an alcoholic, I suggest...

Chill. Unless you are an alcoholic, I suggest you have a glass of wine. ;D
Forum: FIRE and Money 10-20-2014, 06:11 AM
Replies: 17
Views: 653
Posted By pb4uski
I define all my accounts in Vanguard and link...

I define all my accounts in Vanguard and link DW's accounts so when i run a Vanguard Portfolio Watch report it includes all of our accounts. Easy. Updates itself and easier than reentering...
Forum: FIRE and Money 10-20-2014, 06:03 AM
Replies: 105
Views: 3,606
Posted By pb4uski
I suspect it is more self-discipline and a...

I suspect it is more self-discipline and a willingness to sacrifice somewhat today for a more secure tomorrow. Like the little red hen or the ant and the grasshopper stories.
Forum: Other topics 10-19-2014, 08:34 PM
Replies: 13
Views: 223
Posted By pb4uski
Sounds like sour grapes to me. All competitors...

Sounds like sour grapes to me. All competitors knew the rules long ago and what they had to do to get in and get to the next round, and they didn't perform as needed, so what's the problem? FWIW,...
Forum: Life after FIRE 10-19-2014, 04:32 PM
Replies: 15,410
Views: 715,015
Posted By pb4uski
Guess you're right - its not worth it for "only"...

Guess you're right - its not worth it for "only" $1,000 a month. :facepalm:

Have you asked your DW if she wants to pass on the $1,000 a month benefit? She could mourn your passing in much better...
Forum: Other topics 10-19-2014, 04:26 PM
Replies: 25
Views: 860
Posted By pb4uski
I understand your frustration and have...

I understand your frustration and have experienced it myself. My Hyundai Sonata was having problems not turning over in park in hot, humid weather, but it would start in neutral. Later, it became...
Forum: Hi, I am... 10-19-2014, 06:58 AM
Replies: 3
Views: 661
Posted By pb4uski
My mom lives in a 55+ retirement community. She...

My mom lives in a 55+ retirement community. She and dad move there when they were about 60. In the early days, they have an active social scene where they met many new friends, hosted and attended...
Forum: FIRE and Money 10-19-2014, 06:52 AM
Replies: 87
Views: 3,782
Posted By pb4uski
I checked my AA and it is reasonably close to...

I checked my AA and it is reasonably close to target so I did nothing. I'm finding that with my AA it takes a pretty significant market move to change things enough so I feel compelled to rebalance....
Forum: Life after FIRE 10-18-2014, 04:30 PM
Replies: 15,410
Views: 715,015
Posted By pb4uski
Took my Mom to the airport this morning for her...

Took my Mom to the airport this morning for her annual trek south. In between rain showers this afternoon I borrowed a friend's scissor pontoon trailer, took my new-to-us pontoon out of the water...
Forum: Other topics 10-18-2014, 03:54 PM
Replies: 13
Views: 223
Posted By pb4uski
I like the new format. Makes things interesting....

I like the new format. Makes things interesting. Go big or go home (actually just out of the championship chase).
Forum: FIRE and Money 10-17-2014, 02:15 PM
Replies: 21
Views: 699
Posted By pb4uski
I did it more if something were to happen that DD...

I did it more if something were to happen that DD (my CPA daughter) would understand what I am doing and why) and carry on managing the nestegg for DW.
Forum: FIRE and Money 10-17-2014, 01:24 PM
Replies: 11
Views: 517
Posted By pb4uski
We built new in 2011 just before we retired, so...

We built new in 2011 just before we retired, so roof and any other major repairs should be a long ways off. For cars, boats and other toys, I include "depreciation" in my expenses I used for...
Forum: Travel Information 10-17-2014, 07:48 AM
Replies: 12
Views: 633
Posted By pb4uski
I usually price it both ways and typically find...

I usually price it both ways and typically find packages are no great deal and I can do better a la carte. I did have one instance going to Hawaii via Hawaiian Airlines (who are wonderful BTW) that...
Forum: FIRE and Money 10-17-2014, 07:27 AM
Replies: 86
Views: 4,485
Posted By pb4uski
If the OP is single then in theory it is...

If the OP is single then in theory it is actuarially neutral so in theory it doesn't matter when SS starts. If one is in good health then I think the smart play is to wait because you might outlive...
Forum: Life after FIRE 10-17-2014, 07:10 AM
Replies: 30
Views: 2,124
Posted By pb4uski
Yes, like with all changes, once you retire and...

Yes, like with all changes, once you retire and the sky doesn't fall down on you the discomfort decays. Change is hard.
Showing results 1 to 25 of 7424

 
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