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Search: Posts Made By: racy
Forum: FIRE and Money 12-15-2014, 02:19 PM
Replies: 16
Views: 811
Posted By racy
It'd be "perfect timing" if your tank runs dry...

It'd be "perfect timing" if your tank runs dry tomorrow.
Forum: Hi, I am... 12-12-2014, 04:15 AM
Replies: 35
Views: 1,836
Posted By racy
Hi Taxman, As usual(?), your DW is probably...

Hi Taxman,
As usual(?), your DW is probably right.
You say you wouldn't mind some more cash, you like problem solving and enjoy some of your colleagues. Maybe, deep down you'd like to take the...
Forum: FIRE and Money 12-09-2014, 03:35 PM
Replies: 29
Views: 1,398
Posted By racy
Both, portfolio is: 43% indexed stocks 19%...

Both, portfolio is:
43% indexed stocks
19% managed stocks
6% indexed bonds
32% managed bonds
Forum: Hi, I am... 12-06-2014, 11:01 AM
Replies: 23
Views: 2,878
Posted By racy
+1

+1
Forum: FIRE and Money 12-03-2014, 05:29 PM
Replies: 45
Views: 4,760
Posted By racy
I remember exactly when & why I decided. I was...

I remember exactly when & why I decided. I was floating on a lounger in our lake with DW, having a cold brew, and I suddenly realized, "I don't have to work; I've had enough and we have enough".
...
Forum: FIRE and Money 11-30-2014, 06:44 AM
Replies: 19
Views: 1,064
Posted By racy
my opinion... If you can manage money, then...

my opinion...
If you can manage money, then take the lump sum. If not, then choose J&S option.
Forum: FIRE and Money 11-23-2014, 12:42 PM
Replies: 27
Views: 2,298
Posted By racy
Here's an article you might like: How to...

Here's an article you might like: How to Calculate Social Security Benefits (http://moneyover55.about.com/od/socialsecuritybenefits/ss/How-To-Calculate-Social-Security-Benefit.htm)
Forum: Hi, I am... 11-23-2014, 12:15 PM
Replies: 72
Views: 7,035
Posted By racy
+1

+1
Forum: Hi, I am... 11-23-2014, 11:59 AM
Replies: 23
Views: 2,878
Posted By racy
Hi Alderman, I don't know what you mean...

Hi Alderman,
I don't know what you mean exactly. But, when you read about "safe withdrawal rates" of 3-4%, it assumes equities are 40-60% of your retirement portfolio. Plan on investing in stocks...
Forum: Hi, I am... 11-23-2014, 06:51 AM
Replies: 15
Views: 2,511
Posted By racy
Good luck on your odyssey!

Good luck on your odyssey!
Forum: FIRE and Money 11-16-2014, 01:38 PM
Replies: 4
Views: 546
Posted By racy
Dana Anspach at Money Over 55 has this article...

Dana Anspach at Money Over 55 has this article and movie on bucket strategies:
Is Reliable Retirement Plan Income Worth Your Time?...
Forum: FIRE and Money 11-16-2014, 01:20 PM
Replies: 17
Views: 928
Posted By racy
Yes, I prefer a short term bond fund to savings...

Yes, I prefer a short term bond fund to savings or CDs. I'm more comfortable with a little volatility in price and getting dividend income on par with inflation than the alternative of locking in...
Forum: Hi, I am... 11-16-2014, 06:33 AM
Replies: 31
Views: 2,512
Posted By racy
Hi fire, With financial independence you can...

Hi fire,
With financial independence you can now choose how to spend your time, including whether to w*rk. W*rk is an option, but with FI you can find something you like. And, you can switch jobs...
Forum: Hi, I am... 11-14-2014, 03:26 PM
Replies: 9
Views: 761
Posted By racy
Hi Kite, Congrats and welcome! We could be...

Hi Kite,
Congrats and welcome! We could be brothers from other mothers: worked since 8 (farm chores), Miata owner, motorcycle enthusiast, working wife who spoils kids...

What do I do to be...
Forum: Hi, I am... 11-12-2014, 05:46 PM
Replies: 17
Views: 1,127
Posted By racy
kag, re: about your salary I assume you...

kag,

re: about your salary

I assume you have an annual performance review. My advice (having been a mega corp mgr in my former w*rk life) is to make sure to document the ways you are adding...
Forum: FIRE and Money 11-09-2014, 08:14 AM
Replies: 5
Views: 712
Posted By racy
Hi Fed, Take a look at Lazy Portfolios....

Hi Fed,

Take a look at Lazy Portfolios. Invest Simple with Lazy Portfolios - MarketWatch.com (http://www.marketwatch.com/lazyportfolio)

They're simple, using well-diversified funds with...
Forum: Hi, I am... 11-09-2014, 07:11 AM
Replies: 17
Views: 1,127
Posted By racy
Hi kag, I use to say the same thing. Due to...

Hi kag,
I use to say the same thing. Due to your young age and interest in wealth, I predict that one day you'll be enjoying new sports cars, motorcycles or Dodge trucks if that's your thing!
...
Forum: Hi, I am... 11-05-2014, 03:43 PM
Replies: 9
Views: 1,119
Posted By racy
Hi Hyper, Here are 10 short videos that are...

Hi Hyper,
Here are 10 short videos that are packed with information on how to invest in a way that has shown over time to produce good results: Video:Bogleheads® investment philosophy - Bogleheads...
Forum: Hi, I am... 10-31-2014, 11:36 AM
Replies: 11
Views: 982
Posted By racy
Hi Travelover, Good point. BTW, so does...

Hi Travelover,
Good point. BTW, so does EarlyRetirement.org
Forum: Hi, I am... 10-31-2014, 05:50 AM
Replies: 11
Views: 982
Posted By racy
Hi feeling, Have you ever seen this: Find...

Hi feeling,

Have you ever seen this: Find Your Spot | Find Your Spot (http://www.findyourspot.com/)
Forum: FIRE and Money 10-28-2014, 11:51 AM
Replies: 16
Views: 720
Posted By racy
Hi Young, Currently my spreadsheet is using 2%...

Hi Young,
Currently my spreadsheet is using 2% real for my 40/60 portfolio. However, this varies from time to time depending on my mood. (That's the beauty of a spreadsheet isn't it!).

Your 4%...
Forum: FIRE and Money 10-25-2014, 06:36 AM
Replies: 21
Views: 1,724
Posted By racy
The day after you'll find out where gravity is....

The day after you'll find out where gravity is. :coolsmiley:
Forum: FIRE and Money 10-25-2014, 05:58 AM
Replies: 104
Views: 5,101
Posted By racy
Hi World, Budgeting $12K. Overspent that last...

Hi World,
Budgeting $12K. Overspent that last year in Italy & w/e in Boston (flew), but didn't spend that much this year in Ireland & w/e in Kansas City (drove).

p.s. If you like 2 potato...
Forum: FIRE and Money 10-24-2014, 11:07 AM
Replies: 21
Views: 1,724
Posted By racy
An idea ..... have her input the variables into...

An idea ..... have her input the variables into FireCalc and other calculators, rather than trying to convince her yourself.
Forum: FIRE and Money 10-21-2014, 09:58 AM
Replies: 138
Views: 11,861
Posted By racy
I calculate my safe number as being a portfolio...

I calculate my safe number as being a portfolio where a 2% yield covers essential living expenses over and above SS.
Showing results 1 to 25 of 335

 
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