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Search: Posts Made By: HatePayingTaxes
Forum: Hi, I am... 08-22-2012, 02:09 PM
Replies: 18
Views: 1,234
Posted By HatePayingTaxes
I'm in my early thirties and have 2 young kids....

I'm in my early thirties and have 2 young kids. Similar to other posters mentioned, max out your retirement savings and then put some money towards kids education. I do have some extra cash in my...
Forum: Young Dreamers 08-09-2012, 05:33 PM
Replies: 44
Views: 3,212
Posted By HatePayingTaxes
Chase slate card offers 0% for 15 months and $0...

Chase slate card offers 0% for 15 months and $0 balance transfer fee.
Forum: FIRE and Money 07-24-2012, 12:11 PM
Replies: 44
Views: 13,439
Posted By HatePayingTaxes
I think money gives you options, which gives you...

I think money gives you options, which gives you comfort/less stress but not happiness. For example, my wife can stay home with kids on my salary alone and not juggle between career/kids. I don't...
Forum: FIRE and Money 07-10-2012, 05:32 PM
Replies: 21
Views: 2,034
Posted By HatePayingTaxes
DR says you can earn 14% easily by looking at...

DR says you can earn 14% easily by looking at Morningstar and searching for funds that generated at least that much return over 15+ yrs. He really believes this. He says market return has been 11%...
Forum: Young Dreamers 03-16-2012, 12:37 PM
Replies: 45
Views: 3,192
Posted By HatePayingTaxes
I'm pretty bummed. Even though I'm 90%...

I'm pretty bummed. Even though I'm 90% equity/10% bond allocation on most of my portfolio, I was hoping for low return or even double dip.

Another reason is because traffic's been lighter. If...
Forum: FIRE and Money 03-02-2012, 11:37 AM
Replies: 56
Views: 2,448
Posted By HatePayingTaxes
Same experience as FIREd. A friend asked where...

Same experience as FIREd. A friend asked where to invest his money and gave him general diversified funds advice. He followed it but, when the market tanked, he blamed me. Since then, I'm much...
Forum: Other topics 03-01-2012, 02:41 PM
Replies: 87
Views: 3,588
Posted By HatePayingTaxes
Agree with Hamlet but this is a good opportunity...

Agree with Hamlet but this is a good opportunity to decrease that fixed monthly expenses. Yes, it's tough, very tough for most people but, if one can raise monthly living expenses due to rise in...
Forum: Hi, I am... 02-24-2012, 10:54 AM
Replies: 52
Views: 3,513
Posted By HatePayingTaxes
Didn't read all the comments on here but just...

Didn't read all the comments on here but just chiming in b/c we're in similar life situation (1 and 2 yr olds).

1. I often think about quitting and staying home with the kids but they're off at...
Forum: FIRE and Money 02-16-2012, 09:50 AM
Replies: 33
Views: 3,203
Posted By HatePayingTaxes
Just goes to tell you that amount of money is not...

Just goes to tell you that amount of money is not the issue here. One can have millions but, if can't LBYM, you're screwed. It's the life style that's more important than money.
Forum: Other topics 01-16-2012, 10:17 AM
Replies: 22
Views: 971
Posted By HatePayingTaxes
Seems it's unanimous I should go. I think I...

Seems it's unanimous I should go. I think I already knew it but have a hard time letting go of my current gig.

I know about the new job boss/co-workers only through the interview. Of course,...
Forum: Other topics 01-13-2012, 05:52 PM
Replies: 22
Views: 971
Posted By HatePayingTaxes
Job Opportunity... Go or Stay?

Current job: No stress, pays enough money, stable, good hours, good co-workers/boss, acceptable commute. Negatives are no growth and no learning. My boss personally told me I won't go anywhere unless...
Forum: FIRE and Money 11-30-2011, 11:19 AM
Replies: 72
Views: 3,483
Posted By HatePayingTaxes
We live in an urban area that's walking distance...

We live in an urban area that's walking distance to most of our needs. Good commute for LA standard as well. We love this area. However, we do have 2 small kids and would likely move to the...
Forum: FIRE and Money 11-28-2011, 04:36 PM
Replies: 63
Views: 2,532
Posted By HatePayingTaxes
Went to Wal Mart at 10:30pm (opened at 10pm) and...

Went to Wal Mart at 10:30pm (opened at 10pm) and parking lot was PACKED!! Some people parked elsewhere and walked over. Took awhile to get my fake christmas tree b/c of all the people blocking the...
Forum: Other topics 11-28-2011, 12:56 PM
Replies: 30
Views: 1,393
Posted By HatePayingTaxes
It always amazes me the kinds of justification...

It always amazes me the kinds of justification people come up with to feel like a victim. Like your dad and stepmom's embarrassment from the community, I'm sure they truly feel that they're the...
Forum: Young Dreamers 11-17-2011, 02:49 AM
Replies: 29
Views: 2,285
Posted By HatePayingTaxes
If it's difference of 5 yrs, I would go with less...

If it's difference of 5 yrs, I would go with less stress and hours. You have 10 more yrs to go at your current job... think about it, that's a long time to be miserable/stressed out/long hours.
Forum: Hi, I am... 11-15-2011, 04:43 PM
Replies: 35
Views: 2,645
Posted By HatePayingTaxes
Welcome aoneone81. I'm korean as well and...

Welcome aoneone81.

I'm korean as well and in my low 30s. I think you're the only korean I know who retired early and LBYM. What's wrong with you!!! Get back to work!!! jk

I know what you...
Forum: Other topics 11-04-2011, 12:21 PM
Replies: 13
Views: 637
Posted By HatePayingTaxes
When you have someone else take care of your...

When you have someone else take care of your child, there will be difference in the way they do things but they're usually small stuff like you said. It comes with the territory and you either have...
Forum: FIRE and Money 10-31-2011, 03:39 PM
Replies: 32
Views: 2,470
Posted By HatePayingTaxes
We cut our cable about 5 yrs ago and it's been...

We cut our cable about 5 yrs ago and it's been great. Money saving is good but I'm more happy with not sitting on couch hours watching useless stuff.

Another good thing was changing my cell...
Forum: FIRE and Money 10-19-2011, 03:25 PM
Replies: 64
Views: 4,210
Posted By HatePayingTaxes
Congrats!! I remember you were swaying me away...

Congrats!! I remember you were swaying me away from SoCal RE but must be a good buy if you're buying in Seattle area.
Forum: FIRE and Money 10-14-2011, 02:34 PM
Replies: 94
Views: 4,639
Posted By HatePayingTaxes
Welcome to reality!! I heard about it but never...

Welcome to reality!! I heard about it but never accepted it or went with a low number... I was in denial. It was a big surprise for sure. I always tell myself it's only temporary.
Forum: FIRE and Money 09-30-2011, 11:49 AM
Replies: 21
Views: 2,444
Posted By HatePayingTaxes
My parents tried to refi but, since they're...

My parents tried to refi but, since they're underwater, couldn't do it unless they came with cash. However, not worth it to throw cash on real estate "asset".
I bought a house with 5% down while...
Forum: Young Dreamers 09-21-2011, 04:20 PM
Replies: 27
Views: 3,936
Posted By HatePayingTaxes
All the way through my 20s, I wasn't tied down...

All the way through my 20s, I wasn't tied down either. My wife and I just saved money and progressed in our career. Didn't really think about anything philosophical outside of that.

We're in...
Forum: FIRE and Money 08-18-2011, 05:36 PM
Replies: 38
Views: 1,844
Posted By HatePayingTaxes
Nope. Pg 5 under Amount of Gain or Loss. ...

Nope. Pg 5 under Amount of Gain or Loss. http://www.irs.gov/pub/irs-pdf/p523.pdf

Stupid b/c you have to include the gain but can't take the loss.
Forum: FIRE and Money 08-18-2011, 12:25 PM
Replies: 30
Views: 1,949
Posted By HatePayingTaxes
Don't think anything wrong with high speed...

Don't think anything wrong with high speed trading. In fact, I support it. Company's fundamental hasn't changed but market's perception of that company wildy fluctuates up and down b/c of high...
Forum: Stock Picking (Individual Security Analysis) 08-09-2011, 03:01 PM
Replies: 194
Views: 13,025
Posted By HatePayingTaxes
Yesterday, I setup contributions for my kids' 529...

Yesterday, I setup contributions for my kids' 529 plans. The thing is, it takes 2 days for the money to transfer and purchases on the day's close. So, I'll buy into today's NAV.

Figured today...
Showing results 1 to 25 of 102

 
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