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Forum: Hi, I am... 03-02-2013, 07:56 AM
Replies: 14
Views: 1,740
Posted By nikon_d40
Congratulations! Me too. One more month to go...

Congratulations! Me too. One more month to go and will be FIRE'ed at age 50. :laugh::laugh::laugh:
Forum: Hi, I am... 11-01-2012, 09:16 PM
Replies: 12
Views: 1,365
Posted By nikon_d40
Oh, forgot to mention. I am a duel Canadian and...

Oh, forgot to mention. I am a duel Canadian and US citizen. I am have been working in the US (Oklahoma City) for the past 9 years. The company has not asked me to move to Houston, but I am seeing...
Forum: Hi, I am... 11-01-2012, 08:00 PM
Replies: 12
Views: 1,365
Posted By nikon_d40
Thank you for all your support. In terms of...

Thank you for all your support. In terms of health care cost, we are going to reside back to Canada, so our health care cost would be around $350 per month, including government health care premium...
Forum: Hi, I am... 11-01-2012, 04:19 PM
Replies: 12
Views: 1,365
Posted By nikon_d40
Thanks DFA for your support. $46,800/year is...

Thanks DFA for your support. $46,800/year is good. Actually, I have kept tracking my monthly expenses for the past 10 years we only spend $36K a year. The different between $46,800 and $36,000...
Forum: Hi, I am... 11-01-2012, 03:59 PM
Replies: 12
Views: 1,365
Posted By nikon_d40
Final push - decided on ER a bit earlier than I thought

Planning on ER next February (2013) before I got this news, now decided to ER in two weeks. This company has been going thru merger (merging entities that belong to a division) and I see my...
Forum: FIRE and Money 10-15-2012, 02:57 PM
Replies: 5
Views: 2,326
Posted By nikon_d40
Jean, I am in the same situation. I also...

Jean, I am in the same situation. I also qualify for both CPP and SS and we are planning to move back to Canada once early retired (hopefully early 2013). Nun is correct that there is a provision...
Forum: Young Dreamers 10-04-2012, 05:46 PM
Replies: 42
Views: 4,656
Posted By nikon_d40
Waiting for my stock option to be vested... in...

Waiting for my stock option to be vested... in about 5 months.
Forum: Young Dreamers 09-30-2012, 09:17 PM
Replies: 230
Views: 25,043
Posted By nikon_d40
Current age 49 Will retire in 6 month at 50 ...

Current age 49
Will retire in 6 month at 50
Worked 25 years after college
No pension.
Living frugally and within your mean / below your mean is key.
Forum: FIRE and Money 09-13-2012, 05:18 PM
Replies: 83
Views: 5,901
Posted By nikon_d40
This QE3 would only deflate our purchasing power...

This QE3 would only deflate our purchasing power by inflating food / gas cost. It would not help to lower our mortgage rate as the rates are so low now that they will not go much lower in all...
Forum: Hi, I am... 08-29-2012, 11:18 AM
Replies: 38
Views: 3,592
Posted By nikon_d40
Dalai Lama once said: When asked what surprised...

Dalai Lama once said: When asked what surprised him most about humanity, answered " Man. Becasue he sacrifices his health in order to make money, then he sacrifices money to recuperate his health. ...
Forum: Hi, I am... 07-20-2012, 01:34 PM
Replies: 17
Views: 2,355
Posted By nikon_d40
aida2003: I do believe that there would be a...

aida2003: I do believe that there would be a "crash" in the Canada housing market. However, I don't think it will be to the extend like the US style crash. But who knows... One thing I surely...
Forum: Hi, I am... 07-20-2012, 09:56 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
Milton: True that both myself and wife wants to...

Milton: True that both myself and wife wants to settle back in Canada upon retirement. I guess that is the main reason we choose Vancouver, partly due to it natural beauty / warmer weather...
Forum: Hi, I am... 07-19-2012, 07:55 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
Ed: The housing in the US is so attractive. ...

Ed: The housing in the US is so attractive. When I first did my research on the housing cost in Vancouver, it almost make me sick. We are not dead set on getting a house right the way. That would...
Forum: Hi, I am... 07-18-2012, 07:44 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
Nun: We realize the tax reporting issues with...

Nun: We realize the tax reporting issues with IRS when living outside of US. Sometime can be a mess. If needed, there should be some well qualified tax accountants that can help me to make sure...
Forum: Hi, I am... 07-17-2012, 12:58 PM
Replies: 17
Views: 2,355
Posted By nikon_d40
aaronc879: I have been tracking my expenses for...

aaronc879: I have been tracking my expenses for the past 10 years and pretty comfortable with my numbers there. Especially after my son finished his under-grad degree, we should be able to free up...
Forum: Hi, I am... 07-17-2012, 12:29 PM
Replies: 17
Views: 2,355
Posted By nikon_d40
pb4uski: Mortgage interest is not deductible in...

pb4uski: Mortgage interest is not deductible in Canada, so the Investment / tax saving by having a mortgage is only 1% point (taking a 5 years mortgage actually cost more than what I get from...
Forum: Hi, I am... 07-17-2012, 11:31 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
Meadbh: The main reason going to Vancouver is...

Meadbh: The main reason going to Vancouver is because of UBC (ranked 25 in the world). We hope that by the time we are aready to purchase, the housing market will soften at least 5-10%, thus the...
Forum: Hi, I am... 07-17-2012, 11:23 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
The calculator shows positive result for all...

The calculator shows positive result for all possibilities (to age 90), so that is good to go based on the FIREcal.
Forum: Hi, I am... 07-17-2012, 10:25 AM
Replies: 17
Views: 2,355
Posted By nikon_d40
Early Retirement - Imminent. Can I do it?

Hi,

I am 49 and my wife is 47. We have one son age 17. His college choice is UBC in Vancouver, BC. Since we are duel citizen (US and Canada), he only need to pay around $5K in tuition per year...
Showing results 1 to 19 of 19

 
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