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Forum: Health and Early Retirement 07-25-2016, 11:26 PM
Replies: 27
Views: 970
Posted By youbet
When this has been discussed in the past, some...

When this has been discussed in the past, some chimed in saying that their dental/vision insurance which was subsidized by their employer was a great deal. But if I recall correctly, most who paid...
Forum: FIRE and Money 07-25-2016, 11:16 PM
Replies: 141
Views: 10,598
Posted By youbet
Low priced used furniture is tough to sell or...

Low priced used furniture is tough to sell or even give away because the task of picking it up isn't possible for most people. And because the furniture isn't worth much, it doesn't make sense to...
Forum: FIRE and Money 07-24-2016, 09:06 AM
Replies: 141
Views: 10,598
Posted By youbet
+1. It's tough to leave emotion and subjectivity...

+1. It's tough to leave emotion and subjectivity on the sidelines when the home being sold is your own. But there is really no way to truly find out what it will bring in the current market without...
Forum: Health and Early Retirement 07-20-2016, 08:16 PM
Replies: 9
Views: 538
Posted By youbet
I've had direct withdrawal from my checking acct...

I've had direct withdrawal from my checking acct for my BCBS supplement for about 4 years with no problem. Hope it stays that way.......
Forum: FIRE and Money 07-17-2016, 01:14 PM
Replies: 81
Views: 8,331
Posted By youbet
Yes, but not many have a Bill Gates level of...

Yes, but not many have a Bill Gates level of wealth........

Think of a couple who would really love to visit their grand children on the opposite side of the country twice a year instead of once. ...
Forum: Other topics 07-17-2016, 12:44 PM
Replies: 79
Views: 6,329
Posted By youbet
And, IMHO, there's the problem. Doing EVERYTHING...

And, IMHO, there's the problem. Doing EVERYTHING together is not a good thing.

DW and I have been married 46 years and have lived in the same area all that time. We come from large, extended...
Forum: Health and Early Retirement 07-17-2016, 12:18 PM
Replies: 39
Views: 1,329
Posted By youbet
Glad to hear you avoided that mistake brett! ...

Glad to hear you avoided that mistake brett! Some folks just don't seem to be able to come to grips with the fact that they're better off where they are and move anyway only to regret it later. ...
Forum: FIRE and Money 07-11-2016, 01:38 PM
Replies: 26
Views: 6,488
Posted By youbet
It's clear that's the way you think OD but your...

It's clear that's the way you think OD but your outlook doesn't apply to everyone. I don't think along those lines. Many others on this forum don't either. You should consider looking at all sides...
Forum: FIRE and Money 07-11-2016, 01:29 PM
Replies: 48
Views: 5,730
Posted By youbet
I'll wager that if she makes money on this...

I'll wager that if she makes money on this documentary, there will be others to come. Yes! First thing I thought of. Or maybe she is just trying to monetize her experience with Suze.
Forum: Travel Information 07-11-2016, 01:18 PM
Replies: 21
Views: 884
Posted By youbet
We find it difficult to be "RV park independent."...

We find it difficult to be "RV park independent." It's not a matter of being equipped to be off the grid. It's finding safe, attractive places where you're allowed to park.

We like Army Corps...
Forum: Life after FIRE 07-11-2016, 01:05 PM
Replies: 40
Views: 1,955
Posted By youbet
If you have enough money, you are NEVER too old...

If you have enough money, you are NEVER too old to start a new adventure. I'm more than a decade older than you and, if I could easily afford it, would love to buy a nice lakeside home in northern...
Forum: FIRE and Money 07-11-2016, 12:48 PM
Replies: 26
Views: 6,488
Posted By youbet
You're completely wrong OD. When we...

You're completely wrong OD.



When we add a guide to a canoe trip, it's all "add" and zero "subtract." All expenses of the trip remain the same and all savings from being away from home remain...
Forum: FIRE and Money 07-11-2016, 12:31 PM
Replies: 48
Views: 5,730
Posted By youbet
That's how "reality" documentary producers make...

That's how "reality" documentary producers make money. Remember, he has expenses in his life that need to be paid. It'll be interesting to see who his next target is. Who is the next well known...
Forum: Other topics 07-11-2016, 12:11 PM
Replies: 14
Views: 777
Posted By youbet
It works like this Kannon......... The...

It works like this Kannon......... The obligation goes away but the guilt never does. It's pretty close to impossible to not cringe when you observe a failing child regardless of how well you...
Forum: Health and Early Retirement 07-11-2016, 11:45 AM
Replies: 27
Views: 1,428
Posted By youbet
You can refer to the SS web site for details,...

You can refer to the SS web site for details, but, yes, your Part B Medicare premium can exceed your SS payment. For example, if your Part B premium is $106 and your monthly SS is $56, they take all...
Forum: FIRE and Money 07-09-2016, 05:16 PM
Replies: 9
Views: 961
Posted By youbet
I use a short term muni bond fund. Pays a bit...

I use a short term muni bond fund. Pays a bit over 1% and share price is quite stable. Search on your brokerage web site and find one available commission free, that has a very stable share price...
Forum: FIRE Related Political Topics 07-09-2016, 04:49 PM
Replies: 98
Views: 5,581
Posted By youbet
Totally agree with the bolded (above).

Totally agree with the bolded (above).
Forum: Health and Early Retirement 07-09-2016, 04:23 PM
Replies: 27
Views: 1,428
Posted By youbet
It happens somewhat frequently now. All of DW's...

It happens somewhat frequently now. All of DW's SS is seized to pay for her Medicare and, in addition, she is sent a monthly bill to cover what her SS doesn't. Her monthly SS is a negative number!...
Forum: FIRE and Money 07-07-2016, 03:15 PM
Replies: 66
Views: 4,141
Posted By youbet
The answer is to move on! In today's job world,...

The answer is to move on! In today's job world, putting in decades with the same employer is NOT the way to get ahead. Go shopping. Find out what you're worth on the market. And, importantly, be...
Forum: FIRE Related Political Topics 07-06-2016, 07:46 PM
Replies: 98
Views: 5,581
Posted By youbet
Yep. As with all periods of change, there will...

Yep. As with all periods of change, there will be some bumps in the road. But in the long run, things should be in their favor. Short term pain, long term gains........
Forum: FIRECalc support 07-02-2016, 09:51 PM
Replies: 11
Views: 868
Posted By youbet
And it does. The low value reported is the...

And it does. The low value reported is the lowest value occurred from start to end, whether that's the initial value or some subsequent lower value.

I find it more useful to point out the lowest...
Forum: FIRE Related Political Topics 07-02-2016, 09:07 PM
Replies: 29
Views: 2,856
Posted By youbet
From OP's initial post: "Buried in...

From OP's initial post:

"Buried in December's Fixing America's Surface Transportation (FAST) Act is a provision that gives the IRS the right to have the State Department deny or revoke the...
Forum: FIRECalc support 07-02-2016, 08:45 PM
Replies: 11
Views: 868
Posted By youbet
Just an error in verbage...... It should...

Just an error in verbage......

It should say:

"The lowest portfolio balance during your retirement and the highest portfolio balance at the end of your retirement are $750,000 to $7,141,845...
Forum: FIRE and Money 07-02-2016, 10:26 AM
Replies: 501
Views: 31,759
Posted By youbet
Yes! It's amazing how a site with so many index...

Yes! It's amazing how a site with so many index investors has so many reporting beating the indexes.
Forum: FIRE and Money 07-02-2016, 10:15 AM
Replies: 17
Views: 843
Posted By youbet
The initial drop had plenty of merit. I used the...

The initial drop had plenty of merit. I used the short drop in the S and P 500 as an opportunity to fund the grandkids' 529b's. I've been dollar cost averaging into them for a number of years but...
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