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Search: Posts Made By: firemediceric
Forum: Life after FIRE 10-26-2018, 04:40 PM
Replies: 99
Views: 11,419
Posted By firemediceric
FreeBear, I work for a city FD. We have a defined...

FreeBear, I work for a city FD. We have a defined benefit pension. We contribute 8.75% of our pay for a benefit of 60% after 20 years. 5% additional for each year up to 100%. At 25 years service or...
Forum: Travel Information 10-26-2018, 12:41 PM
Replies: 7
Views: 526
Posted By firemediceric
Maybe a little further away from Key West than...

Maybe a little further away from Key West than you'd like, but we often stay at Ocean Pointe Suites in Tavernier just south of Key Largo. Back in July we were able to get a 2 bedroom condo that...
Forum: Life after FIRE 10-26-2018, 12:25 PM
Replies: 99
Views: 11,419
Posted By firemediceric
It strikes a chord with me when you write that...

It strikes a chord with me when you write that you have money you'll never spend in you lifetime and not waiting on artificial milestones. I tentatively plan to retire in the latter half of 2022 at...
Forum: Life after FIRE 10-26-2018, 12:11 PM
Replies: 28
Views: 1,316
Posted By firemediceric
I'm right in the thick of all of that. Add to it...

I'm right in the thick of all of that. Add to it a quickly rising population of people from out of the area who bring no redeeming attributes to the area. Roads that are filled beyond capacity. ...
Forum: Hi, I am... 10-13-2018, 03:19 PM
Replies: 39
Views: 2,150
Posted By firemediceric
My mom grew up in East Providence. I was born...

My mom grew up in East Providence. I was born and grew up in Attleboro. I know the area well.
Forum: FIRE and Money 10-10-2018, 01:23 PM
Replies: 25
Views: 1,772
Posted By firemediceric
Thank you for the suggestions. I ended up...

Thank you for the suggestions. I ended up opening the HSBC account with $1,500 to get the $200 bonus in 90 days. I then used $1,000 to open an account at Memory Bank for 2.25% on money I can...
Forum: FIRE and Money 10-03-2018, 10:50 AM
Replies: 25
Views: 1,772
Posted By firemediceric
[QUOTE=Another...

[QUOTE=Another Reader;2116326]https://www.depositaccounts.com/ QUOTE]

Thank you for the link. Based on what I'm seeing there, I plan to park $10k at Memory Bank for 2.25% APY unless someone gives...
Forum: FIRE and Money 09-29-2018, 06:05 PM
Replies: 25
Views: 1,772
Posted By firemediceric
That is indeed better than nothing. Realizing I...

That is indeed better than nothing. Realizing I want to retain easy access and liquidity, I realize that limits my returns. I appreciate the good suggestions that will maximize what I earn, even if...
Forum: FIRE and Money 09-29-2018, 04:59 PM
Replies: 25
Views: 1,772
Posted By firemediceric
Recommendations on where to park $10K

I have a little over $10k sitting in a savings account earning next to nothing in interest. Although I don't anticipate needing this money any time soon, I want to keep it within reach should an...
Forum: Stock Picking and Market Strategy 08-24-2018, 04:04 PM
Replies: 2
Views: 499
Posted By firemediceric
Roth IRA Suggestions?

Today I received a refund check of $50 after making another deposit a couple of weeks ago to my Roth IRA annuity. Apparently I have maxed out the contribution for the year.

This Roth pays a...
Forum: Health and Early Retirement 08-22-2018, 04:40 PM
Replies: 11
Views: 784
Posted By firemediceric
In the way of court oversight, I submit an annual...

In the way of court oversight, I submit an annual plan which lists the ward’s medical condition, mental condition, and social skills. I also submit an annual accounting which is reviewed by a court...
Forum: Health and Early Retirement 08-22-2018, 04:32 PM
Replies: 11
Views: 784
Posted By firemediceric
As a registered professional guardian, the guy...

As a registered professional guardian, the guy who started the thread mentioned by the OP in the opening post, I’ll weigh in with what I know.

I provide services in 4 jurisdictions/counties. To...
Forum: Stock Picking and Market Strategy 08-21-2018, 01:36 PM
Replies: 42
Views: 2,863
Posted By firemediceric
I am not a fiduciary. I can tell you that...

I am not a fiduciary.

I can tell you that the system is set up to quickly drain the assets of the incapacitated right into the pockets of these court officers who are involved.

Just to have...
Forum: Stock Picking and Market Strategy 08-21-2018, 10:24 AM
Replies: 42
Views: 2,863
Posted By firemediceric
Without discounting any of your statements...

Without discounting any of your statements included elsewhere in that post as they are all good, the quote above is not quite accurate.

All of these investment plans are presented to a judge....
Forum: Stock Picking and Market Strategy 08-21-2018, 07:45 AM
Replies: 42
Views: 2,863
Posted By firemediceric
It is certainly a side gig for me. At the time...

It is certainly a side gig for me. At the time I got into this there was a need for professional guardians in my area. Typically my referrals come either from attorneys or occasionally...
Forum: Stock Picking and Market Strategy 08-20-2018, 06:37 PM
Replies: 42
Views: 2,863
Posted By firemediceric
I'll take the client's portfolios to be looked...

I'll take the client's portfolios to be looked over by a couple of other FA's to get their take, but they may be just a different denomination of rattlesnake.

Although the clients investments...
Forum: Stock Picking and Market Strategy 08-20-2018, 06:25 PM
Replies: 42
Views: 2,863
Posted By firemediceric
These are not products he has any of my clients...

These are not products he has any of my clients money invested in. Right now he's keeping the lion's share of client investments in CD's.
He doesn't make a dime from my personal investments as I...
Forum: Life after FIRE 08-20-2018, 06:19 PM
Replies: 9
Views: 1,095
Posted By firemediceric
FIRE in Tennessee?

I'm looking to retire to Eastern Tennessee. That will happen in 4 years. I'll be 54 years old. Employment, schools, and some other issues aren't a concern for me as they may be for younger people...
Forum: Stock Picking and Market Strategy 08-20-2018, 06:04 PM
Replies: 42
Views: 2,863
Posted By firemediceric
My Broker's Recommendations

In my role as a registered professional guardian, I am responsible for the assets of my incapacitated clients. Most of them have more money than I will ever have. Recognizing that I am not real...
Forum: Hi, I am... 08-10-2018, 02:24 PM
Replies: 5
Views: 952
Posted By firemediceric
I am fortunate that my pension is in good shape....

I am fortunate that my pension is in good shape. Being that it's a defined benefit plan, it will not be effected by market fluctuations. The formula is years of service x 3% for the first 20 years....
Forum: Hi, I am... 08-10-2018, 08:25 AM
Replies: 5
Views: 952
Posted By firemediceric
T Minus 4 years

As you can discern from my screen name, I am a firefighter/paramedic. Come November 1, 2022 I can retire with 85% of my salary plus some supplements that will put me at just above 90% of my average...
Forum: Hi, I am... 08-09-2017, 09:58 AM
Replies: 17
Views: 1,585
Posted By firemediceric
Looking for locations in Tennessee

I'm looking to retire to Tennessee. That will happen in 5 years. I'll be 54 years old. Employment, schools, and some other issues aren't a concern for me as they may be for younger people with...
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