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Forum: Life after FIRE Today, 01:06 PM
Replies: 57
Views: 1,950
Posted By pb4uski
The total estimated cost of providing benefit was...

The total estimated cost of providing benefit was $4.3 billion in 2017, rising to $5.2 billion in 2021. However, that cost would be reduced by federal Medicaid and what he state is currently...
Forum: Health and Early Retirement Today, 12:29 PM
Replies: 10
Views: 153
Posted By pb4uski
Are you sure about the $1,841 and $1,416 a year...

Are you sure about the $1,841 and $1,416 a year for health insurance? That seems really low for unsubsidized health insurance coverage.

I use a higher inflation rate for health insurance and...
Forum: Other topics Yesterday, 11:09 PM
Replies: 605
Views: 13,777
Posted By pb4uski
And you only have 3 downs (rather than 4 downs)...

And you only have 3 downs (rather than 4 downs) to advance the ball 10 yards if I recall correctly. Or is it 10 meters?
Forum: Other topics Yesterday, 11:02 PM
Replies: 605
Views: 13,777
Posted By pb4uski
What is offence? What is defence? ;D Is...

What is offence? What is defence? ;D

Is spelling different on the left coast?
Forum: FIRE Related Political Topics Yesterday, 07:13 PM
Replies: 35
Views: 775
Posted By pb4uski
I welcomed the news that we were normalizing...

I welcomed the news that we were normalizing relations with Cuba, but after watching the national news tonight, I'm somewhat surprised that some Cuban-Americans seem so opposed to normalizing...
Forum: FIRE and Money Yesterday, 06:52 PM
Replies: 23
Views: 1,315
Posted By pb4uski
I was just kidding with the guy... its my stock...

I was just kidding with the guy... its my stock line with CSRs when their company is doing something stupid that inconveniences me. I have actually had good experience with them over a 25 year...
Forum: FIRE and Money Yesterday, 06:50 PM
Replies: 23
Views: 1,315
Posted By pb4uski
From the discussion I had with my rep, it is...

From the discussion I had with my rep, it is optional for existing accounts but at some point in the near future new accounts will be set up as brokerage accounts. The rep said that it may take as...
Forum: Life after FIRE Yesterday, 06:43 PM
Replies: 57
Views: 1,950
Posted By pb4uski
An update to the thread earlier this year on...

An update to the thread earlier this year on Vermont's initiative on single payer. As I predicted, it collapsed from its own weight. The governor announced today that he concluded that it was not...
Forum: Other topics Yesterday, 06:30 PM
Replies: 605
Views: 13,777
Posted By pb4uski
All you say is true in terms of their storied...

All you say is true in terms of their storied past. But what have they done for you lately?

It sounds like if you Chicago fans say they suck then that is ok, but if someone else piles on then you...
Forum: Other topics Yesterday, 06:21 PM
Replies: 605
Views: 13,777
Posted By pb4uski
Problem, is there any team that desperate? I'm...

Problem, is there any team that desperate? I'm skeptical.
Forum: FIRE and Money Yesterday, 09:10 AM
Replies: 35
Views: 847
Posted By pb4uski
How can you have signatory authority and not be a...

How can you have signatory authority and not be a joint owner? AFAIK around here they are one and the same, but it seems that would be ideal in that one could help manage their parents money but not...
Forum: Health and Early Retirement Yesterday, 09:05 AM
Replies: 34
Views: 835
Posted By pb4uski
Your tax on $16,000 of ordinary income would be...

Your tax on $16,000 of ordinary income would be $588 per Taxcaster (assuming single and standard deductions) so your overall tax rate would only be 3.7% even though your marginal tax rate is 10%. ...
Forum: FIRE and Money Yesterday, 08:46 AM
Replies: 35
Views: 847
Posted By pb4uski
Yes, but I am also a joint owner on my Mom's bank...

Yes, but I am also a joint owner on my Mom's bank accounts. Since I retired I have become more involved and am transitioning to setting up a lot of her bills as auto-pays.
Forum: FIRE and Money Yesterday, 08:37 AM
Replies: 75
Views: 2,876
Posted By pb4uski
You are suffering from a combination of recency...

You are suffering from a combination of recency bias and not recognizing sequence of returns risk. The 57 yo OP's choice is a $548k lump sum or $2,700/month pension benefit. That is essentially a...
Forum: FIRE and Money 12-16-2014, 10:57 PM
Replies: 23
Views: 1,315
Posted By pb4uski
I talked with my account rep today. He said that...

I talked with my account rep today. He said that with the new account form that you can't have your cash dividends transferred directly to your bank account like I do now. They would go into the MM...
Forum: Other topics 12-16-2014, 10:48 PM
Replies: 605
Views: 13,777
Posted By pb4uski
In the last 25 years, the Bears have made the...

In the last 25 years, the Bears have made the post season 7 times, lost their first post-season game three times and won a total of 5 post-season games. Pathetic.
Forum: Other topics 12-16-2014, 10:29 PM
Replies: 32
Views: 726
Posted By pb4uski
I just re-read the article and it does not seem...

I just re-read the article and it does not seem that equivocal to me.

I was responding to your post that said that "I can do anything that is legal on my property and not have to fix any problems...
Forum: Stock Picking (Individual Security Analysis) 12-16-2014, 10:06 PM
Replies: 19
Views: 516
Posted By pb4uski
The profit would be just like any other - if the...

The profit would be just like any other - if the Fed sells the bonds for more than they bought them for. I'm not a big Cramer fan but I saw that part too and thought it is an interesting idea.
Forum: Other topics 12-16-2014, 12:59 PM
Replies: 32
Views: 726
Posted By pb4uski
By changing his property so that more water flows...

By changing his property so that more water flows onto your property your neighbor has damaged your property and is responsible, and Greg seems to acknowledge that. Those who suggest that he has no...
Forum: Other topics 12-16-2014, 10:52 AM
Replies: 23
Views: 599
Posted By pb4uski
I recall someone once claiming that if a student...

I recall someone once claiming that if a student was good enough to get admitted to an Ivy League school that more often than not they will somehow find a way to make it affordable.
Forum: Life after FIRE 12-16-2014, 10:42 AM
Replies: 42
Views: 1,167
Posted By pb4uski
We typically have a nice meal at home (steak or...

We typically have a nice meal at home (steak or lobster or king crab or combinations thereof) and then watch a movie and the ball drop and then go to sleep. On New Year's Day we usually hang out at...
Forum: Other topics 12-16-2014, 10:31 AM
Replies: 31
Views: 622
Posted By pb4uski
Our cache includes two flashlights that charge...

Our cache includes two flashlights that charge via a solar panel built in... you put it in the sun and it charges. We bought them at Costco and I have been surprised that they work pretty well. We...
Forum: Other topics 12-16-2014, 09:16 AM
Replies: 23
Views: 599
Posted By pb4uski
No for us. DD insisted on doing it herself and...

No for us. DD insisted on doing it herself and that we were too out of touch to provide a credible essay that admissions people would believe that she wrote. DS didn't have an essay for tech school...
Forum: FIRE and Money 12-16-2014, 08:34 AM
Replies: 16
Views: 466
Posted By pb4uski
I'm not sure about this same CUSIP thing. For...

I'm not sure about this same CUSIP thing. For example, if you sold the Admiral version at a loss and then bought the Investor shares or the ETF then I think you would be at risk, even though the...
Forum: FIRE and Money 12-16-2014, 08:24 AM
Replies: 49
Views: 3,045
Posted By pb4uski
Interesting. Learn something new every day. I...

Interesting. Learn something new every day. I guess the real benefit is avoiding the pro-rata rule.
Showing results 1 to 25 of 7935

 
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