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Forum: FIRE and Money 08-04-2008, 04:36 PM
Replies: 32
Views: 4,870
Posted By rogersteciak
According to the National Association of REITs,...

According to the National Association of REITs, the "dividend" portion of the income is considered ordinary income.
...
Forum: FIRE and Money 08-04-2008, 04:07 PM
Replies: 45
Views: 5,790
Posted By rogersteciak
The theme of the article is that besides fixed...

The theme of the article is that besides fixed income from debt-based instruments, you harvest capital gains, along with any incidental dividends, for income. For capital gains to happen, Mr. Market...
Forum: FIRE and Money 08-04-2008, 03:15 PM
Replies: 32
Views: 4,870
Posted By rogersteciak
Google Dividend Achievers and Dividend...

Google Dividend Achievers and Dividend Aristocrats for a list of stocks that have increased their dividends for the past 10 years and 25 years, respectively.

I don't own GE at the moment, for...
Forum: FIRE and Money 08-04-2008, 02:46 PM
Replies: 45
Views: 5,790
Posted By rogersteciak
My concern is that two of the four accounts...

My concern is that two of the four accounts depend on the generosity of Mr. Market for income (e.g., equity withdrawal account and equity harvest account). Another account depends on...
Forum: FIRE and Money 08-03-2008, 11:39 PM
Replies: 119
Views: 7,383
Posted By rogersteciak
In theory, no. In practice, probably. There...

In theory, no. In practice, probably.

There is always a time lag between the increase in prices and the COLA adjustments (since the price increases have to happen first before the COLA can be...
Forum: FIRE and Money 08-03-2008, 01:57 PM
Replies: 17
Views: 1,588
Posted By rogersteciak
I don't own any MLPs right now, but they are on...

I don't own any MLPs right now, but they are on my shopping list to own eventually in my taxable portfolio (they are not appropriate for tax-advantaged accounts due to the tax reporting...
Forum: FIRE and Money 08-03-2008, 01:26 PM
Replies: 119
Views: 7,383
Posted By rogersteciak
FIRE is a journey with you as the captain of your own ship

You can depend on the future not being what it used to be (as once observed by Yogi Berra). Whatever scenario about the future you dream up and figure out out to survive can be trumped by a new and...
Forum: Life after FIRE 08-01-2008, 02:03 PM
Replies: 33
Views: 3,414
Posted By rogersteciak
My belief is that when you FIRE, you don't need...

My belief is that when you FIRE, you don't need another job financially (and you may not want another job either). So you can take your time to leave if you want because if the employer snaps and...
Forum: FIRE and Money 07-31-2008, 02:23 PM
Replies: 1
Views: 1,118
Posted By rogersteciak
Extreme diversification with low-cost index funds

Although I don't think he will be dropping in here on a regular basis ;D, Warren Buffett also believes in extreme diversification with low-cost index funds for most of the population:


Questions...
Forum: FIRE and Money 07-31-2008, 01:51 PM
Replies: 32
Views: 3,705
Posted By rogersteciak
It depends on what kind of margin of safety you...

It depends on what kind of margin of safety you desire. But as Bernstein points out in his Retirement Calculator From Hell series...
Forum: FIRE and Money 07-31-2008, 12:28 PM
Replies: 32
Views: 3,705
Posted By rogersteciak
The way to think about this goal is as follows: ...

The way to think about this goal is as follows:

If you have six months of living expenses in your checking account as a cushion, you can live six months without a job before you run out of...
Forum: FIRE and Money 07-31-2008, 10:43 AM
Replies: 32
Views: 3,705
Posted By rogersteciak
That's how the world works. You desire something...

That's how the world works. You desire something strongly and keep dreaming about it. Then one day, your dream comes true and you find yourself with whatever you wanted. (This process of desire,...
Forum: Young Dreamers 07-29-2008, 04:41 PM
Replies: 9
Views: 4,001
Posted By rogersteciak
I was advised many years ago by my financial...

I was advised many years ago by my financial advisor to contribute the maximum possible amounts allowed by law to tax-advantaged accounts and then to put an additional 10% (or more) of my gross...
Forum: Young Dreamers 07-29-2008, 01:20 PM
Replies: 23
Views: 8,145
Posted By rogersteciak
My cashflow spreadsheet is set up to calculate...

My cashflow spreadsheet is set up to calculate three types of net worth for me:

(1) Total net worth = assets minus liabilities -- the standard balance sheet taught in accounting class. The...
Forum: Young Dreamers 07-28-2008, 10:40 AM
Replies: 23
Views: 8,145
Posted By rogersteciak
Your own home does not generate income. Only...

Your own home does not generate income. Only income-producing assets generate income. When your investment income exceeds your living expenses (including taxes) by your desired margin of safety, you...
Forum: Other topics 07-27-2008, 08:11 PM
Replies: 1,194
Views: 233,367
Posted By rogersteciak
How to retire while you're still working

Gil Schwartz is Stanley Bing at Wallstrip: Finance Web Show with Julie Alexandria (http://www.wallstrip.com/2008/07/23/gil-schwartz-is-stanley-bing/)
Forum: Other topics 07-27-2008, 07:45 PM
Replies: 1,194
Views: 233,367
Posted By rogersteciak
Yet another sing along: HAHA at Wallstrip:...

Yet another sing along:
HAHA at Wallstrip: Finance Web Show with Julie Alexandria (http://www.wallstrip.com/2007/12/20/12-20-07-haha/)
Forum: FIRE and Money 07-27-2008, 03:36 PM
Replies: 14
Views: 1,399
Posted By rogersteciak
Bad news sells. "Unemployment rate rises to 5%"...

Bad news sells. "Unemployment rate rises to 5%" makes for a better headline than "Employment rate falls to 95%" (i.e., "Man bites dog and dog sues" makes for a more interesting story than "Dog bites...
Forum: Other topics 07-27-2008, 01:36 PM
Replies: 39
Views: 2,121
Posted By rogersteciak
The more senses one uses in learning something,...

The more senses one uses in learning something, the better one learns the material.

I like to own books because I can use a highlighter to indicate important points as I read them. eBooks are a...
Forum: FIRE and Money 07-27-2008, 01:18 PM
Replies: 13
Views: 2,004
Posted By rogersteciak
"Send me the money"

I can't make a recommendation on real estate vs. your own business vs. a stock portfolio (REITs or otherwise) because you have to go with the type of income-producing assets that work best for you.
...
Forum: Young Dreamers 07-25-2008, 05:41 PM
Replies: 17
Views: 2,057
Posted By rogersteciak
Before I was able to FIRE, I kept between 3 to 6...

Before I was able to FIRE, I kept between 3 to 6 months (usually) of living expenses in the form of cash on hand just in case. I called this my cash cushion. My excess free cashflow was invested in...
Forum: Young Dreamers 07-22-2008, 06:21 PM
Replies: 46
Views: 3,605
Posted By rogersteciak
I like to "spend money" on income-producing...

I like to "spend money" on income-producing assets such as dividend-paying stocks. Once my rising stream of dividends is way more than what I need to LBMM, I might then consider using some of that...
Forum: Life after FIRE 07-21-2008, 07:44 PM
Replies: 18
Views: 1,583
Posted By rogersteciak
When I semi-FIREd because of career burnout, I...

When I semi-FIREd because of career burnout, I would get up at 1:30 in the afternoon and do as little as necessary (i.e., eat, maybe shower, maybe something else if it wasn't too much trouble). It...
Forum: FIRE and Money 07-20-2008, 07:07 PM
Replies: 24
Views: 3,285
Posted By rogersteciak
The power of dividend growth

Dividend-growth stocks can pay off big over a period of many decades (The Power of Dividend Growth (http://www.investopedia.com/articles/basics/04/072304.asp)).

One of the paragraphs in the book...
Forum: FIRE and Money 07-19-2008, 11:02 AM
Replies: 101
Views: 8,915
Posted By rogersteciak
While history may not repeat itself, it does...

While history may not repeat itself, it does rhyme (according to Mark Twain).

How Bad Could Things Get?
How Bad Could Things Get? - Interactive Graphic - NYTimes.com...
Showing results 1 to 25 of 143

 
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