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Search: Posts Made By: Unpaintedhuffhines
Forum: FIRE and Money 07-08-2018, 07:02 PM
Replies: 34
Views: 1,448
Posted By Unpaintedhuffhines
Exactly the issue I have. At our company, they...

Exactly the issue I have. At our company, they automatically all vest at 55 + 10 years of service or something like 25 years of service (maybe it's 30 or 35, no idea, since I won't be working when...
Forum: FIRE and Money 07-08-2018, 08:22 AM
Replies: 6
Views: 956
Posted By Unpaintedhuffhines
Thanks for the reminder on i-ORP. I had forgotten...

Thanks for the reminder on i-ORP. I had forgotten about this one, as my go-to tool is firecalc. I fired up i-ORP (last used a couple of years ago), and I was pleasantly surprised when it defaulted to...
Forum: FIRE and Money 07-02-2018, 11:11 AM
Replies: 125
Views: 11,375
Posted By Unpaintedhuffhines
Man, you sound like me, sort of. Have plenty of...

Man, you sound like me, sort of. Have plenty of $, but those RSU siren songs are tough to ignore, AND I get more every year.

You have the same golden handcuffs that I do - RSUs. For me, every...
Forum: FIRE and Money 05-03-2018, 02:08 PM
Replies: 98
Views: 12,647
Posted By Unpaintedhuffhines
Worrying about outlasting your money is one of...

Worrying about outlasting your money is one of the reasons most here won't outlast their money. We've all done mathematical models like Firecalc, played with all the options, and are comfortable with...
Forum: FIRE and Money 04-24-2018, 05:16 PM
Replies: 40
Views: 5,309
Posted By Unpaintedhuffhines
Amen to this. What I made in annual income is...

Amen to this. What I made in annual income is interesting, but not necessarily relevant to what I need in retirement. If I was living paycheck-to-paycheck, perhaps this is true. But if that were the...
Forum: Young Dreamers 04-07-2018, 07:24 AM
Replies: 93
Views: 12,221
Posted By Unpaintedhuffhines
I tested retirement about 3 years ago with a 9...

I tested retirement about 3 years ago with a 9 month sabbatical. It was awesome, but I did get bored, and the amount of money I could make in my field (high tech security software sales) is...
Forum: FIRE and Money 04-07-2018, 07:03 AM
Replies: 111
Views: 7,177
Posted By Unpaintedhuffhines
Yeah, I guess I don't consider 6 friends on a...

Yeah, I guess I don't consider 6 friends on a sailboat "cruising," but I agree with you 100% that there is something for everyone on a boat. My problem is that what I'm looking for is a 60 foot yacht...
Forum: Other topics 04-06-2018, 08:29 PM
Replies: 19
Views: 927
Posted By Unpaintedhuffhines
Ditto. A cruise for me is living hell. Never...

Ditto. A cruise for me is living hell. Never again.
Forum: FIRE and Money 04-06-2018, 08:16 PM
Replies: 111
Views: 7,177
Posted By Unpaintedhuffhines
I cannot imagine staying in an inside cabin. Yes,...

I cannot imagine staying in an inside cabin. Yes, I get the fact that you aren't there much, but if I'd probably pay $500 to NOT go on a cruise and stay home versus staying in an inside cabin (no,...
Forum: FIRE and Money 03-10-2018, 07:36 AM
Replies: 21
Views: 2,612
Posted By Unpaintedhuffhines
I am genuinely amazed at people (and applaud...

I am genuinely amazed at people (and applaud them!) who can live on less than $2K/month. I am looking at retiring (again) in another year or two, and healthcare alone for us will be $1K - $2K/month...
Forum: FIRE and Money 08-27-2017, 05:18 PM
Replies: 174
Views: 19,183
Posted By Unpaintedhuffhines
+1 Been in this situation before, but at the...

+1

Been in this situation before, but at the time, was nowhere near being able to retire. The problem is, you don't know how long it will take to find a job. Will you find one Tuesday or 16 weeks...
Forum: FIRE and Money 06-10-2015, 08:53 AM
Replies: 38
Views: 5,333
Posted By Unpaintedhuffhines
Lol. For every prediction of a huge decline,...

Lol. For every prediction of a huge decline, there is an offsetting prediction of a huge gain. All by noted experts in their field. Agree, gives the talking heads something to chatter about.
Forum: FIRE and Money 06-08-2015, 01:52 PM
Replies: 45
Views: 4,467
Posted By Unpaintedhuffhines
Agree with pb4uski - the bigger the company, the...

Agree with pb4uski - the bigger the company, the less likely any exception will be made. And if it is a mega (say, more than 20K employees), then I'd say your odds are pretty much zero. Same happened...
Forum: Other topics 06-03-2015, 02:12 PM
Replies: 38
Views: 3,741
Posted By Unpaintedhuffhines
I read these type of statistics all the time. On...

I read these type of statistics all the time. On one hand, it makes me uber proud of what I have accomplished in my life. On the other hand, it makes me sick to my stomach to think of those in that...
Forum: Other topics 06-02-2015, 01:03 PM
Replies: 17
Views: 825
Posted By Unpaintedhuffhines
...quick hijack (sorry)... about 25-30 years...

...quick hijack (sorry)...

about 25-30 years ago, Southwest Airlines was running a "$25 each way" promotion. Anywhere they flew! Heck of a deal. So, I, like thousands of my friends decided to take...
Forum: FIRE and Money 05-21-2015, 03:40 PM
Replies: 39
Views: 3,287
Posted By Unpaintedhuffhines
Aren't you proud that you are in the position to...

Aren't you proud that you are in the position to ponder these two alternatives? Huge congratulations to you!

Given the relatively small financial impact, I would just do what your gut told you to...
Forum: FIRE and Money 05-14-2015, 06:10 AM
Replies: 91
Views: 12,201
Posted By Unpaintedhuffhines
Amen, brother. Property taxes in Texas are one of...

Amen, brother. Property taxes in Texas are one of the most contentious items we have. Legislators are about to pass a bill now that would slash the average homeowners property taxes. By $200. No, not...
Forum: FIRE and Money 05-12-2015, 03:36 PM
Replies: 91
Views: 12,201
Posted By Unpaintedhuffhines
When we realized our youngest was going to be out...

When we realized our youngest was going to be out of high school in three years, we bought a 1300 s.f. 2BR 3BA house close to downtown Austin (walking distance to about a dozen bars/restaurants, 1/3...
Forum: FIRE and Money 05-12-2015, 01:04 PM
Replies: 152
Views: 17,677
Posted By Unpaintedhuffhines
1. Where are you living? (state) I live in...

1. Where are you living? (state)

I live in the middle of Texas (Austin)

2. Is there snow?

Yes! Every 2 or 3 years we get between 1/2" and 2". More likely for us to get ice.

3. why do you...
Forum: Health and Early Retirement 05-10-2015, 04:15 PM
Replies: 8
Views: 1,588
Posted By Unpaintedhuffhines
Agree with Ian S! I think that it's prorated for...

Agree with Ian S! I think that it's prorated for the time she is on your insurance! Once she is off of your insurance, your base rate should go down, but the subsidy should change as well!
Forum: Life after FIRE 04-29-2015, 07:36 AM
Replies: 120
Views: 27,738
Posted By Unpaintedhuffhines
Agree with everyone else here - your company...

Agree with everyone else here - your company offers employment, but they can't force it on anyone, so stick to your guns. Offering to stay for double your pay is just going to pour salt in the wound,...
Forum: Health and Early Retirement 04-27-2015, 09:34 AM
Replies: 23
Views: 2,048
Posted By Unpaintedhuffhines
For those who have not had butter coffee, you are...

For those who have not had butter coffee, you are missing out. Yes, I like my coffee black (actually, my preference is an Americano). However, butter coffee is a very nice occasional treat. I never...
Forum: Young Dreamers 04-24-2015, 09:47 AM
Replies: 48
Views: 4,508
Posted By Unpaintedhuffhines
Ha! What a great topic. I distinctly recall...

Ha! What a great topic.

I distinctly recall that our kiddos' HS whipped everyone into a frenzy if you hadn't chosen a major (and what you wanted to do for the rest of your life) by the time you...
Forum: Hi, I am... 04-17-2015, 03:02 PM
Replies: 23
Views: 2,145
Posted By Unpaintedhuffhines
Good luck, ZG. As my first child was born (27...

Good luck, ZG. As my first child was born (27 years ago), we went to go see a financial planner. They did all sorts of projections about income, savings, inflation, 401ks, social security, etc. I...
Forum: FIRE and Money 04-06-2015, 11:48 AM
Replies: 227
Views: 16,761
Posted By Unpaintedhuffhines
Great thread. Joined big blue (IBM) in 1983....

Great thread. Joined big blue (IBM) in 1983. Shared a large 3270 terminal with my office mate. Even though I was a developer, still had to wear a tie to work (no jacket!). Casual days were Saturdays...
Showing results 1 to 25 of 102

 
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