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Forum: Life after FIRE Yesterday, 08:14 AM
Replies: 18,098
Views: 949,209
Posted By ERD50
I've slowly started a bit of de-cluttering and...

I've slowly started a bit of de-cluttering and consolidation, and started looking over my stack of keyboards and midi modules, mostly from late 80's early 90's. Haven't done much of anything with...
Forum: Health and Early Retirement 08-25-2015, 08:59 PM
Replies: 52
Views: 3,538
Posted By ERD50
Got my shot today, after years of...

Got my shot today, after years of procrastination.

Two weeks ago, I called my insurance co to make sure it was covered, they said yes (after a long hold). I made sure that Costco was a place I...
Forum: FIRE and Money 08-25-2015, 08:40 PM
Replies: 30
Views: 1,341
Posted By ERD50
What does this have to do with 2008? ...

What does this have to do with 2008?

Paraphrasing Crocodile Dundee ... "Downturn? At's naught a downturn! Now at's a downturn! (pointing to 2008-2009 > 50% drop)"

A 10% little bump? Wake me...
Forum: Stock Picking and Market Strategy 08-25-2015, 08:33 AM
Replies: 72
Views: 1,701
Posted By ERD50
I wonder if we'll hear any stories from the other...

I wonder if we'll hear any stories from the other side? Anyone here get taken out with a Stop Loss order on the dip in any of the these ETFs?

I'll say it again, the exception to my 'never say...
Forum: Other topics 08-22-2015, 06:20 PM
Replies: 878
Views: 41,272
Posted By ERD50
No, that won't help: ...

No, that won't help:

https://www.youtube.com/watch?v=FCcdr4O-3gE




-ERD50
Forum: Other topics 08-22-2015, 06:17 PM
Replies: 878
Views: 41,272
Posted By ERD50
Yes, I think most broadcast nowadays is formatted...

Yes, I think most broadcast nowadays is formatted for HD TVs. If you are watching on an SD (Standard Def) screen, some will be cropped, and they now make the fine print barely readable on an HD, so...
Forum: FIRE and Money 08-22-2015, 01:57 PM
Replies: 8
Views: 1,115
Posted By ERD50
No, sorry, I just remembered seeing that...

No, sorry, I just remembered seeing that reference recently - that's all I got.

-ERD50
Forum: Other topics 08-22-2015, 01:56 PM
Replies: 16
Views: 459
Posted By ERD50
I wonder if there is a modern day solution to...

I wonder if there is a modern day solution to this?

What if you were to have a couple prototypes built, and sell at least one to a friend? Then put up a youtube video of the invention and the...
Forum: Other topics 08-22-2015, 08:16 AM
Replies: 16
Views: 459
Posted By ERD50
I'm just curious. What are the chances that the...

I'm just curious. What are the chances that the time/effort/cost of a patent will pay off? I know there are so many ways to get around patents, and enforcing an actual violation costs money as well....
Forum: FIRE and Money 08-22-2015, 08:08 AM
Replies: 8
Views: 1,115
Posted By ERD50
Check this thread for a ref to simba's...

Check this thread for a ref to simba's spreadsheet. I have not played with it, so I don't know if it is what you are looking for or not.
...
Forum: FIRE and Money 08-22-2015, 07:55 AM
Replies: 9
Views: 406
Posted By ERD50
Yes, though the OP doesn't seem to be too...

Yes, though the OP doesn't seem to be too scattered, but some consolidation does make things simpler.

The one change I would heartily recommend though: 'and some IRAs at my bank. ' -- when...
Forum: Other topics 08-21-2015, 07:58 AM
Replies: 36
Views: 973
Posted By ERD50
Oh, that's not how I interpreted the poll. I...

Oh, that's not how I interpreted the poll.

I took 'Trust With Your Online Identity/Data' to mean - 'do I trust them to keep it secure from hackers?'. No I don't.

As far as data mining, I have...
Forum: FIRE and Money 08-20-2015, 12:05 PM
Replies: 47
Views: 2,190
Posted By ERD50
That doesn't sound right. A 4% WR will draw down...

That doesn't sound right. A 4% WR will draw down capital in many historical paths.

Reference, link?

-ERD50
Forum: Life after FIRE 08-20-2015, 11:33 AM
Replies: 991
Views: 52,994
Posted By ERD50
Good idea. Though I think I will just buy the...

Good idea. Though I think I will just buy the capacitor for mine, and have it on hand in case a replacement is needed. I might never need it, but not having to wait for shipping will be worth the $20...
Forum: FIRE and Money 08-20-2015, 11:18 AM
Replies: 47
Views: 2,190
Posted By ERD50
FireCALC has an 'investigate' tab, enter your...

FireCALC has an 'investigate' tab, enter your specifics and then set it to investigate different AA's.

I expect you will find that 30/70 isn't a good match for a 30+ year horizon, regardless of...
Forum: Other topics 08-20-2015, 09:21 AM
Replies: 23
Views: 793
Posted By ERD50
They all seem to be pretty much the same. I...

They all seem to be pretty much the same. I wonder if the relatively small differences that some sites show are repeatable batch to batch?

I used to get the Costco AA/AAA, but lately started...
Forum: Health and Early Retirement 08-20-2015, 09:09 AM
Replies: 16
Views: 652
Posted By ERD50
I got this run around when I had to switch from...

I got this run around when I had to switch from my MegaCorp retiree covered insurance to 'the exchange' (partly subsidized by MegaCorp).

My old doc was only in some very expensive plans. I found...
Forum: Life after FIRE 08-19-2015, 07:34 PM
Replies: 991
Views: 52,994
Posted By ERD50
This got me thinking. I'd like to have something...

This got me thinking. I'd like to have something to help keep the bowl clean, but I did hear that this stuff in the tank is a problem.

I thought about one of those blocks that clip on the rim, and...
Forum: Other topics 08-19-2015, 07:12 PM
Replies: 36
Views: 973
Posted By ERD50
I don't trust any of them. And what are you...

I don't trust any of them.

And what are you going to do with this information? Hmmmm?

-ERD50
Forum: Other topics 08-19-2015, 07:10 PM
Replies: 5
Views: 225
Posted By ERD50
Hype? Sounds like you are describing...

Hype?

Sounds like you are describing advertising. Is this new? What about Burma Shave signs? Heck, I was just taking a nice drive in the country, and up pops these obnoxious signs, interfering...
Forum: FIRE and Money 08-18-2015, 09:06 PM
Replies: 38
Views: 2,272
Posted By ERD50
I don't understand all these posts talking about...

I don't understand all these posts talking about x% (typically ~ 2%) real return for a ten year period as being 'conservative'?

Look back at my post # 34. History shows we have had 10 year periods...
Forum: FIRE and Money 08-18-2015, 03:44 PM
Replies: 38
Views: 2,272
Posted By ERD50
Wouldn't using actual historical data be better...

Wouldn't using actual historical data be better than assuming anything?

FireCALC handles this easily - I entered $1,000,000 portfolio, no spending, 10 years, default 75/25 portfolio.



Those...
Forum: Other topics 08-18-2015, 03:18 PM
Replies: 49
Views: 1,668
Posted By ERD50
I couldn't agree with this more. What's "eye for...

I couldn't agree with this more. What's "eye for an eye" justice when you blow a .09 on a lonely country road with no passengers?


I'm not sure the SD solution fits in this case.[/QUOTE]

To...
Forum: Other topics 08-17-2015, 09:04 PM
Replies: 204
Views: 9,315
Posted By ERD50
I'm no fan of Windows, but that statement pretty...

I'm no fan of Windows, but that statement pretty much applies to any OS.



But there is a big difference. To fix a computer, you need a computer - that is your tool-set (unless you are dealing...
Forum: Other topics 08-17-2015, 08:51 PM
Replies: 49
Views: 1,668
Posted By ERD50
Very interesting. I think that real key is the...

Very interesting. I think that real key is the simple - " the penalties for noncompliance are swift, certain and modest. "

People who are dealing with bad behavior, and irrational behavior are...
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