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Search: Posts Made By: Tadpole
Forum: FIRE and Money 04-20-2014, 10:18 AM
Replies: 27
Views: 2,138
Posted By Tadpole
As long as the payroll tax is collected, SS...

As long as the payroll tax is collected, SS cannot go insolvent even if the SS Trust Fund is not honored.
Forum: FIRE and Money 04-19-2014, 06:53 AM
Replies: 19
Views: 865
Posted By Tadpole
I don't understand the significance of the metric...

I don't understand the significance of the metric either. But the one vote for >20% is mine and a mistake. It should have been in the 4-6% row.
Forum: FIRE and Money 04-16-2014, 01:28 PM
Replies: 19
Views: 629
Posted By Tadpole
I had just a little of my savings at TIAA-CREF...

I had just a little of my savings at TIAA-CREF from a 403b in the 80s. A ten year payout option came in slightly lower than my age 62 reduced SS benefit. I am taking the payout and deferring the SS...
Forum: FIRE and Money 04-16-2014, 05:25 AM
Replies: 27
Views: 2,044
Posted By Tadpole
here, Bogleheads and Mutual Fund Observer...

here, Bogleheads and Mutual Fund Observer (formerly fundalarm)
Forum: FIRE and Money 04-12-2014, 08:28 AM
Replies: 72
Views: 4,058
Posted By Tadpole
My spreadsheet has me spending my last penny on...

My spreadsheet has me spending my last penny on December 12, 2048.
Forum: FIRE and Money 04-11-2014, 11:12 AM
Replies: 46
Views: 3,824
Posted By Tadpole
Someone mentioned PenFed so I emailed them and...

Someone mentioned PenFed so I emailed them and asked them to post a status on their main page. Instead they sent a personal response and sent my request for consideration. Anyway, PenFed site is OK....
Forum: Travel Information 03-29-2014, 08:11 PM
Replies: 30
Views: 1,002
Posted By Tadpole
Another vote here for Utah, especially Moab area...

Another vote here for Utah, especially Moab area but also a swing thru Brice area.
Forum: FIRE and Money 03-28-2014, 10:13 AM
Replies: 100
Views: 3,844
Posted By Tadpole
My house equity is factored in as the last bucket...

My house equity is factored in as the last bucket before survivor Medicaid.
Forum: FIRE and Money 03-24-2014, 03:45 PM
Replies: 51
Views: 2,944
Posted By Tadpole
It really goes beyond the "married vs single"....

It really goes beyond the "married vs single". For two earners, especially those with comparable benefits, the system is not as lucrative especially without the gaming methods. There is no step-up...
Forum: FIRE and Money 03-23-2014, 05:15 PM
Replies: 51
Views: 2,944
Posted By Tadpole
Is anyone here already in the FRA-age 70 window...

Is anyone here already in the FRA-age 70 window and collecting spousal benefits?
Forum: FIRE and Money 03-23-2014, 05:13 PM
Replies: 51
Views: 2,944
Posted By Tadpole
Let me see if I understand. I was planning: ...

Let me see if I understand.
I was planning:
1) To delay and maximize my own SS by waiting until age 70.
2) To get a 8% increase each year from FRA to 70.
3) To collect 1/2 my husband's SS...
Forum: FIRE and Money 03-21-2014, 01:59 PM
Replies: 74
Views: 4,088
Posted By Tadpole
When people perceive that they too have the...

When people perceive that they too have the opportunity to attain the standard of living they desire, there is little resentment. If people perceive that the wealth of others blocks that opportunity,...
Forum: Life after FIRE 03-21-2014, 01:45 PM
Replies: 24
Views: 1,436
Posted By Tadpole
OK, let's just call it rejuvenate.

OK, let's just call it rejuvenate.
Forum: Other topics 03-21-2014, 01:40 PM
Replies: 31
Views: 578
Posted By Tadpole
I started capitalizing it to please my spell...

I started capitalizing it to please my spell checker.
Forum: Life after FIRE 03-01-2014, 07:05 AM
Replies: 119
Views: 5,106
Posted By Tadpole
I'm not sure what you are asking for but the...

I'm not sure what you are asking for but the closest summary I know of is in Table 1 toward the end of this link:

http://assets.opencrs.com/rpts/94-971_20101207.pdf

It has numbers for
...
Forum: FIRE Related Political Topics 02-28-2014, 07:03 PM
Replies: 33
Views: 1,470
Posted By Tadpole
So what is the effect on a retiree that needs to...

So what is the effect on a retiree that needs to withdraw enough from a deferred account to cover a spouse in a nursing home? If medical goes away I would think it would be a substantial hit.
Forum: Health and Early Retirement 02-26-2014, 12:59 PM
Replies: 12
Views: 718
Posted By Tadpole
I told my doctor's office that I would not pay...

I told my doctor's office that I would not pay for anything they decided to do that Medicare and my secondary insurance doesn't agree to pay for. Why? Well you would have had to have been there and...
Forum: Forum Admin 02-26-2014, 06:42 AM
Replies: 13
Views: 573
Posted By Tadpole
Please pass the joint.

Please pass the joint.
Forum: Other topics 02-23-2014, 03:13 PM
Replies: 31
Views: 1,597
Posted By Tadpole
Maybe you should ask if she thinks that 10% will...

Maybe you should ask if she thinks that 10% will separate your friendship between heaven and hell. If so, do you really want such a short term relationship?
Forum: Other topics 02-21-2014, 05:59 AM
Replies: 30
Views: 690
Posted By Tadpole
When I left work the oldest email in my backup...

When I left work the oldest email in my backup was back in the late 90s. At home I used Outlook Express for years and switched to Outlook after I retired, importing the OE archive into Outlook. It...
Forum: Other topics 02-18-2014, 10:18 AM
Replies: 11
Views: 480
Posted By Tadpole
Maybe - if you set the old email address to...

Maybe - if you set the old email address to forward to the new email address, the filters at the new location are just eliminating the spam from the old location before you see it.
Forum: Life after FIRE 02-18-2014, 06:42 AM
Replies: 108
Views: 4,371
Posted By Tadpole
Thanks for the details. Brings back memories....

Thanks for the details. Brings back memories. Congradulations!

Yea, the tax on that last dump is a doozy but look at it this way. It lowers your estimated taxes for the remainder of the year....
Forum: Other topics 02-11-2014, 06:14 AM
Replies: 35
Views: 927
Posted By Tadpole
My Yahoo mail is the one I send trash...

My Yahoo mail is the one I send trash registrations to so I rarely look at it. I went over to see what all are describing and I don't see anything. It is working fine. I do see "Switch to the new...
Forum: Health and Early Retirement 02-08-2014, 07:41 AM
Replies: 29
Views: 827
Posted By Tadpole
If everyone gets too healthy, CVS will need a new...

If everyone gets too healthy, CVS will need a new mission.
Forum: Health and Early Retirement 02-06-2014, 06:31 AM
Replies: 71
Views: 2,604
Posted By Tadpole
Apparently, a few people don't read the ER...

Apparently, a few people don't read the ER forums. CBO didn't need to update a study for the critters to learn about this phenomenon. You guys have been discussing the RE enabling features of ACA for...
Showing results 1 to 25 of 698

 
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