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Forum: FIRE and Money 04-14-2015, 05:04 PM
Replies: 7
Views: 268
Posted By Tadpole
Well, $50K-taxes saved doesn't strike me as a...

Well, $50K-taxes saved doesn't strike me as a real big bet. Everyone should have a little overage to play investment casino with. That is of course unless $50K is a great percent of your net worth.
Forum: FIRE and Money 04-13-2015, 08:58 AM
Replies: 19
Views: 1,678
Posted By Tadpole
If you invest money in a retirement account...

If you invest money in a retirement account through the Fidelity Brokerage Link (example buy Vanguard Wellesley) does the money lose it's legal protection against law suit awards?
Forum: Health and Early Retirement 04-10-2015, 01:26 PM
Replies: 30
Views: 1,107
Posted By Tadpole
Question - I imagine that nursing homes, like...

Question - I imagine that nursing homes, like mortgages lenders, get a full view of one's finances. What prevents them from setting the price at a level that tries to extract as much as possible,...
Forum: Other topics 04-07-2015, 12:10 PM
Replies: 20
Views: 679
Posted By Tadpole
UMmmm, fortune as in future or fortune as in...

UMmmm, fortune as in future or fortune as in riches?
Forum: Other topics 04-01-2015, 08:28 AM
Replies: 53
Views: 1,414
Posted By Tadpole
Ah local news. All I can say is that when...

Ah local news. All I can say is that when "TrueTV" starts running a reality show on the competition between/daily life of two female news reporters in Greenville Mississippi ....
Forum: FIRE and Money 04-01-2015, 07:36 AM
Replies: 183
Views: 6,878
Posted By Tadpole
Does someone tipping 20%, in essence, help pay...

Does someone tipping 20%, in essence, help pay for the meal of someone not tipping or tipping 5%? (I guess I am wondering if high tippers keep prices down for low tippers.)
Forum: FIRE and Money 03-29-2015, 06:42 AM
Replies: 17
Views: 1,147
Posted By Tadpole
Are there any got-ya's like must take a credit...

Are there any got-ya's like must take a credit card or at least one direct deposit in a checking account each month? (I'm asking if you can just purchase CD products.)
Forum: Other topics 03-27-2015, 02:13 PM
Replies: 23
Views: 907
Posted By Tadpole
My space was always meant to accommodate my...

My space was always meant to accommodate my clutter. When I need more space, I find the clutter I don't care about anymore and get rid of it in one of my archives. Cleaning the house is a matter of...
Forum: Health and Early Retirement 03-27-2015, 02:02 PM
Replies: 39
Views: 1,941
Posted By Tadpole
Well, Hermit, I would imagine I have spent about...

Well, Hermit, I would imagine I have spent about 20 hours talking with Medicare in the past few months. Even so, there are still two me's and two Medicare B withdrawals, one from my pension check and...
Forum: Health and Early Retirement 03-27-2015, 09:30 AM
Replies: 39
Views: 1,941
Posted By Tadpole
The most important aspect of income or means...

The most important aspect of income or means tests is whether or not they are adjusted by some measure of wage increases or CPI-E. Also, as everyone knows, a test is just a way of decreasing benefits...
Forum: FIRE and Money 03-27-2015, 09:21 AM
Replies: 74
Views: 6,118
Posted By Tadpole
Your annual statement should have a section like...

Your annual statement should have a section like this:
http://www.ssa.gov/myaccount/SSA-7005-OL.pdf
Number (4) says that the effect of WEP is calculated at the time of your application for...
Forum: Other topics 03-26-2015, 08:28 AM
Replies: 35
Views: 1,389
Posted By Tadpole
The boomers will, inevitably, die. The world as...

The boomers will, inevitably, die. The world as they knew it will go poof. Nothing can exist without a boomer in it.
Forum: Other topics 03-23-2015, 05:49 PM
Replies: 142
Views: 4,762
Posted By Tadpole
New rant - Medicare has a new program for people...

New rant - Medicare has a new program for people with two or more "chronic" illnesses. It is called "chronic care management" and pays the doctor for all that "behind the scenes" work he must do for...
Forum: FIRE and Money 03-21-2015, 07:08 AM
Replies: 74
Views: 6,118
Posted By Tadpole
mathjak107. But even if the spouse takes it at...

mathjak107. But even if the spouse takes it at 62, if you die can't your spouse, if over FRA, switch to the full value of your unclaimed SS at the time of death without reduction?
Forum: FIRE and Money 03-13-2015, 04:25 PM
Replies: 13
Views: 787
Posted By Tadpole
Yea, but money is fungible. What I was thinking...

Yea, but money is fungible. What I was thinking was total cost of a FERS employee each month to the agency budget. If the amount the agency contributes to the pension fund were reduced, it would be...
Forum: FIRE and Money 03-13-2015, 03:39 PM
Replies: 13
Views: 787
Posted By Tadpole
I was thinking about something. Does this...

I was thinking about something. Does this increase lead to a decrease in the agency responsibilities to the pre-pay or does it simply add to the total without changing the previous agency...
Forum: Life after FIRE 02-25-2015, 05:01 PM
Replies: 51
Views: 2,583
Posted By Tadpole
Open hand; reach over shoulder; pat gently on...

Open hand; reach over shoulder; pat gently on back of shoulder.


There, you now have the one expression of approval that counts most.
Forum: FIRE and Money 02-23-2015, 02:10 PM
Replies: 183
Views: 6,878
Posted By Tadpole
Midpack, I know I didn't mean $2.13/hr when I...

Midpack, I know I didn't mean $2.13/hr when I said minimum wage. I don't imagine others did either. I don't call what waiters get ($2.13/hr) the minimum wage. It is another animal.
Forum: Other topics 02-23-2015, 01:37 PM
Replies: 14
Views: 429
Posted By Tadpole
If what you do goes "viral" on the net, you can...

If what you do goes "viral" on the net, you can feel relevant for a short while. That's important, I understand.


You know - ME, ME! Look! It's ME. Aint it great?
Forum: FIRE and Money 02-23-2015, 01:20 PM
Replies: 41
Views: 3,324
Posted By Tadpole
All my work life most of the people I knew were...

All my work life most of the people I knew were either close neighbors or people at work. None were really "social" friends. I always thought I was too busy to commit to "social" friends. Now I am...
Forum: FIRE and Money 02-23-2015, 12:36 PM
Replies: 183
Views: 6,878
Posted By Tadpole
I don't want to get into the tipping argument...

I don't want to get into the tipping argument beyond saying that anyone working should be getting at least minimum wage however the money is sourced.


The Applebee's here put in automated pay...
Forum: FIRE and Money 02-09-2015, 11:46 AM
Replies: 29
Views: 1,919
Posted By Tadpole
I sold a house in MD four years ago. Zillow had...

I sold a house in MD four years ago. Zillow had one too few bathrooms and doubled the square footage. I don't know how they get their data but I left it alone. I figured that if they were way off on...
Forum: Other topics 02-02-2015, 07:53 AM
Replies: 52
Views: 1,145
Posted By Tadpole
A U-Nam CD, "Back from the 80's" for my husband...

A U-Nam CD, "Back from the 80's" for my husband in 2007.
Forum: FIRE and Money 01-30-2015, 08:06 AM
Replies: 224
Views: 13,681
Posted By Tadpole
I update on Saturday. Last Saturday, I was up...

I update on Saturday. Last Saturday, I was up .04% so, since I am overweight energy, I imagine it will be substantially less after next Saturday.
Forum: FIRE Related Political Topics 01-26-2015, 10:30 AM
Replies: 101
Views: 6,804
Posted By Tadpole
Yea, stupid me, I should have realized this. So...

Yea, stupid me, I should have realized this. So you win it in a Saudi Oil Sovereign Fund lottery.
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