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Forum: Health and Early Retirement 01-13-2017, 03:53 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
If I thought I could get health insurance for...

If I thought I could get health insurance for this price, and if it was relatively OK, this could have a big influence on our retirement timing. Was that price for each of you? $1212 per month total?
Forum: Health and Early Retirement 01-13-2017, 03:10 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Thank you for this nice heads up. We did move...

Thank you for this nice heads up. We did move permanently to WA state, (although someday we might move permanently back to CA).

I'll definitely research about the local health insurance laws here...
Forum: Health and Early Retirement 01-13-2017, 01:40 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
The real question is what about all those people...

The real question is what about all those people who already retired and are on the ACA plan? Are you going to have to go back to work to get health insurance? Are you going to wait and see what...
Forum: Health and Early Retirement 01-13-2017, 01:28 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Yes, keep on working 4 1/2 more years....

Yes, keep on working 4 1/2 more years....
Forum: Health and Early Retirement 01-13-2017, 01:27 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Yes, actually it goes a step further. I think it...

Yes, actually it goes a step further. I think it would be in their best interest to have my family wiped out financially if one of us comes down with a major catastrophic illness, rather than have...
Forum: Health and Early Retirement 01-13-2017, 12:55 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
A little off topic, but somehow I need to figure...

A little off topic, but somehow I need to figure out how to change my name. I'm now here in Orcas island, so the name OrcasIslandBound isn't really right any more.

I will investigate the private...
Forum: Health and Early Retirement 01-13-2017, 12:10 PM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Yes, perhaps I should look at the delay as only...

Yes, perhaps I should look at the delay as only being 2 additional years.

Or I could attempt to buy insurance on the open market around December for coverage that would start on first of the...
Forum: Health and Early Retirement 01-13-2017, 11:54 AM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
4.5 more years.......

4.5 more years.......
Forum: Health and Early Retirement 01-13-2017, 11:49 AM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Agreed, if you can get a kind of corporate or...

Agreed, if you can get a kind of corporate or government health insurance, you are much better off. Unfortunately, not an option in my case.
Forum: Health and Early Retirement 01-13-2017, 11:44 AM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Probably around the 1st of next year. DW doesn't...

Probably around the 1st of next year. DW doesn't want to give up on possibly moving back to SoCal just yet. Not sure she wants to stay in PNW for the long haul. Supporting two houses is not really...
Forum: Health and Early Retirement 01-13-2017, 11:34 AM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Wouldn't that be challenging with any...

Wouldn't that be challenging with any pre-existing conditions my family might have?
Forum: Health and Early Retirement 01-13-2017, 11:11 AM
Replies: 44
Views: 4,023
Posted By OrcasIslandBound
Early retirement while facing unknown health insurance future?

Hello, just wondering if others, like my family, are making changes to their ER plans because of the unknown future regarding health insurance. My own decision is to wait and see regarding retiring...
Forum: Hi, I am... 10-01-2016, 09:49 AM
Replies: 12
Views: 1,586
Posted By OrcasIslandBound
Having the job of medical POA when my dad became...

Having the job of medical POA when my dad became quite ill at the age of 92, I can tell you that it was already difficult enough to get doctors and others to listen to me. On top of that I had to...
Forum: Stock Picking and Market Strategy 09-16-2016, 09:14 PM
Replies: 35
Views: 3,429
Posted By OrcasIslandBound
I also have a little under 50% of my portfolio in...

I also have a little under 50% of my portfolio in stocks and a little over 50% in bonds. Good recipe.


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Forum: Stock Picking and Market Strategy 09-16-2016, 09:12 PM
Replies: 35
Views: 3,429
Posted By OrcasIslandBound
Bond funds (or ETFs or a collection of high...

Bond funds (or ETFs or a collection of high quality individual bonds) are much less volatile then stock funds. Also, unless the Fed is raising rates to fight inflation, bond funds are negatively...
Forum: Stock Picking and Market Strategy 09-04-2016, 05:51 PM
Replies: 25
Views: 3,871
Posted By OrcasIslandBound
VTI does have about 15% midcaps and 9% small...

VTI does have about 15% midcaps and 9% small caps. So not entirely large caps24623


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Forum: FIRE and Money 09-03-2016, 09:53 PM
Replies: 210
Views: 20,963
Posted By OrcasIslandBound
If you are not working, why would someone wait until 70 to collect Social Sec...

My DW and I have pretty much decided to take one SS at 62 and the other at 70. The first at 62 (hers) because we want the money (and she doesn't think she'll live that long) and mine at 70 because...
Forum: Life after FIRE 09-02-2016, 08:11 AM
Replies: 538
Views: 73,940
Posted By OrcasIslandBound
Pushed back into class of 2017. You can remove my...

Pushed back into class of 2017. You can remove my name from the 2016 list. But I can tell you I'm very much enjoying life in the pnw.


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Forum: Stock Picking and Market Strategy 09-02-2016, 07:15 AM
Replies: 3,960
Views: 268,773
Posted By OrcasIslandBound
Preferred Stock Investing-The Good , The Bad and The In Between

Wall Street article from August 13-14 (Saturday - Sunday) didn't paint preferred stocks in a very rosy light. "Preferred stocks tend to offer returns similar to those of bonds, at a level of risk...
Forum: Stock Picking and Market Strategy 09-01-2016, 08:55 PM
Replies: 25
Views: 3,871
Posted By OrcasIslandBound
Are Index Funds like VTI and BND really a comprehensive diverse portfolio?

I like a portfolio of BND and VTI. However, I like a portfolio with a large chunk of VYM and BLV even better. I find that to really reduce volatility, one needs to trim the overall stock % down...
Forum: Life after FIRE 08-17-2016, 10:03 AM
Replies: 538
Views: 73,940
Posted By OrcasIslandBound
Well, I made the move to Orcas Island! However,...

Well, I made the move to Orcas Island! However, we over spent and the company gave permission to telecommute "part time" (32 hours a week). I kind of need the money, so we're pushed off back into the...
Forum: Hi, I am... 07-10-2016, 01:26 PM
Replies: 9
Views: 1,766
Posted By OrcasIslandBound
WOW RenoJay, way to go! I think you may be in a...

WOW RenoJay, way to go! I think you may be in a league of your own compared to many of us myself included. Someday I'd like to attempt some sort of entrepreneurial project or company, and I will...
Forum: FIRE and Money 06-27-2016, 03:46 AM
Replies: 98
Views: 7,750
Posted By OrcasIslandBound
Down 1.23% for the day overall as the stock...

Down 1.23% for the day overall as the stock portion was offset by the day increase of 1.27% long term bonds increase (BLV).


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Forum: Stock Picking and Market Strategy 06-17-2016, 05:37 PM
Replies: 43
Views: 4,555
Posted By OrcasIslandBound
When I posted that last post, Valeant was $29.90...

When I posted that last post, Valeant was $29.90 now it is less than $22



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Forum: FIRE and Money 06-15-2016, 04:38 AM
Replies: 315
Views: 32,292
Posted By OrcasIslandBound
We have 2 cards, one for me and another for DW. I...

We have 2 cards, one for me and another for DW. I would like to get a third for DS. Haven't figured that out yet. I think they will want $100 for this and I would be willing to pay that if I must,...
Showing results 1 to 25 of 342

 
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