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Forum: FIRE and Money 05-19-2015, 02:59 AM
Replies: 379
Views: 29,890
Posted By landover
Missed most important: One may not need to make...

Missed most important: One may not need to make the decision........
Forum: Other topics 09-26-2014, 02:13 AM
Replies: 23
Views: 798
Posted By landover
Can not resist About Schmitt - YouTube...

Can not resist


About Schmitt - YouTube (http://youtu.be/QBJN0StppnM)
Forum: Other topics 09-06-2014, 12:45 PM
Replies: 17
Views: 938
Posted By landover
I have a line in my yearly budget for these kind...

I have a line in my yearly budget for these kind of issues, any leftover are carried over to next year. As long as I am under limit, no problem.
Forum: Travel Information 04-22-2014, 07:28 AM
Replies: 47
Views: 1,970
Posted By landover
Anybody looking to save some money and have more...

Anybody looking to save some money and have more fun, self-driven safari (http://www.nytimes.com/video/travel/100000002789568/the-self-drive-safari.html),
Forum: FIRE and Money 03-30-2014, 10:29 PM
Replies: 18
Views: 1,973
Posted By landover
I guess to get best return for an ER dreamer, one...

I guess to get best return for an ER dreamer, one should try to cross 32% bendpoint. SS is given by .9x791+.32x2029+.15 of rest. So for better return one should try to cross 791+2029 bend points. one...
Forum: Health and Early Retirement 03-17-2014, 11:32 AM
Replies: 5
Views: 431
Posted By landover
Something like UK's National Institute for Health...

Something like UK's National Institute for Health and Care Excellence (http://www.nice.org.uk/)

NICE's role is to improve outcomes for people using the NHS and other public health and social care...
Forum: Health and Early Retirement 03-10-2014, 09:30 AM
Replies: 13
Views: 732
Posted By landover
New Blood Tests to detect Alzheimer's Disease

In a first-of-its-kind study, researchers have developed a blood test for Alzheimer's disease that predicts with astonishing accuracy whether a healthy person will develop the disease....
Forum: FIRE and Money 03-08-2014, 09:48 PM
Replies: 1
Views: 933
Posted By landover
A Windfall From Social Security?

One more reason to delay taking social security. It is possible to get up to 6 months SS amount in a lump sum if SS started after full retirement age: WSJ article
...
Forum: Other topics 01-03-2014, 01:48 AM
Replies: 35
Views: 2,112
Posted By landover
If bonus is not of a big significance then I...

If bonus is not of a big significance then I would move on. I would had asked and fought about it in my younger years but now the peace of mind is above it.

If you can stretch till 401k match...
Forum: FIRE and Money 12-09-2013, 08:46 PM
Replies: 34
Views: 2,139
Posted By landover
I was recently looking in some securities...

I was recently looking in some securities offering documents, they explicitly stated that if you are a US person, no need to read further, you are not allowed to invest.
Forum: Health and Early Retirement 12-09-2013, 08:33 PM
Replies: 1
Views: 371
Posted By landover
Expat health insurance

I am trying to decide whether to get local health insurance, it is just for hospitalization and limit is approx. 20000USD/yr for both spouses combined, Premium/yr age wise:

40- 300
45- ...
Forum: FIRE and Money 10-01-2013, 10:49 AM
Replies: 99
Views: 7,944
Posted By landover
I think a more pressing concern is how to get a...

I think a more pressing concern is how to get a minimum income, above the maximum medicaid income level if one is living in a state where Medicaid is not expanded. This may be true in a down year,...
Forum: Other topics 08-02-2013, 10:43 PM
Replies: 30
Views: 1,210
Posted By landover
Can you set immediate SMS/email notification of...

Can you set immediate SMS/email notification of credit card use, as far as I know some banks provide this service.
Forum: FIRE and Money 07-31-2013, 10:48 AM
Replies: 15
Views: 1,268
Posted By landover
A hint at a sale price may help, my last landlord...

A hint at a sale price may help, my last landlord offered me a very good deal, unfortunately I was planning to move to a different place. I roughly estimated that it was approximately sum of...
Forum: Health and Early Retirement 05-24-2013, 10:47 PM
Replies: 1,345
Views: 60,821
Posted By landover
7 Minutes exercise

Recent article in New York Times (http://well.blogs.nytimes.com/2013/05/09/the-scientific-7-minute-workout/)about 7 minute exercise looks very appealing, no need to go to gym and convenient.

...
Forum: Health and Early Retirement 05-24-2013, 10:37 PM
Replies: 212
Views: 11,124
Posted By landover
How are they getting the health insurance now,...

How are they getting the health insurance now, are they uninsured, or their current employer will drop health insurance without increase in compensation after Jan 2014?
Forum: Other topics 01-10-2013, 02:29 PM
Replies: 37
Views: 1,171
Posted By landover
First thing, be careful with High Voltage...

First thing, be careful with High Voltage Condenser, it can retain charge, several Kilo Volts. Same thing happened to my microwave oven, turntable did not turn. It is really easy to change once you...
Forum: Other topics 09-28-2012, 10:00 PM
Replies: 96
Views: 6,372
Posted By landover
Welcome back, time flies. I am kind of intrigued...

Welcome back, time flies. I am kind of intrigued by this, I don't think it means more money, so what is it?
Forum: FIRE and Money 09-24-2012, 09:24 AM
Replies: 103
Views: 8,934
Posted By landover
Thanks. It is showing Medicaid for an income of...

Thanks. It is showing Medicaid for an income of 30,000 and family of four. How will this effect ER, it would still be possible to buy private insurance and get subsidy rather than covered under...
Forum: FIRE and Money 06-19-2012, 09:16 PM
Replies: 4
Views: 939
Posted By landover
It seems from the chart that there is a very...

It seems from the chart that there is a very small difference in SWR (almost flat line) between 35% to 70% stock allocation when time horizon is 25+ years. There is a clear indication that longer the...
Forum: Health and Early Retirement 06-03-2012, 02:55 PM
Replies: 89
Views: 3,787
Posted By landover
On a broader perspective, annual exams are also...

On a broader perspective, annual exams are also many-way pointless and dangerous. Here is the link-from-NYTimes...
Forum: Other topics 06-03-2012, 12:17 AM
Replies: 40
Views: 1,967
Posted By landover
When to take social security, at 62-*-*-70, is...

When to take social security, at 62-*-*-70, is most analyzed here, second is SWR. I think these questions are very important and individual circumstances are varied, so over analysis is probable good.
Forum: FIRE and Money 05-22-2012, 10:07 AM
Replies: 99
Views: 6,875
Posted By landover
What are the chances of Obamacare survival after...

What are the chances of Obamacare survival after 2012. In case of the change in leadership, I think Obamacare will still be there, may be a little changed to look like Romneycare?
Forum: Other topics 04-25-2012, 01:05 PM
Replies: 50
Views: 1,856
Posted By landover
I guess one advantage of LED taillight is that...

I guess one advantage of LED taillight is that LED light turn on almost immediately whereas normal bulb takes time. So even 1/4 of a second gives atleast some more time (distance) to react (stop).
Forum: Travel Information 04-13-2012, 11:21 AM
Replies: 22
Views: 1,376
Posted By landover
One option you can explore, getting car at off...

One option you can explore, getting car at off airport location and drop at airport. This way you have to pay cab fare only once. Sometime there is charge for that and sometime not.
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